{"name":"UAE Reward Currency Redemption Rates","description":"Indicative AED value per point or mile for UAE bank and airline reward currencies, by redemption method.","source":"https://kredit.ae/loyalty","citation":"Kredit UAE Reward Redemption Rates","unit":"AED per point/mile","asOf":"2026-08-25","disclaimer":"Issuer-fixed values are taken from linked bank sources. Derived and market-estimate values are labelled separately and can vary by redemption path, availability, and time. Informational only, not financial advice.","currencies":[{"id":"fab-rewards","title":"FAB Rewards","unit":"points","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"transaction-reimbursement","redemptionMethods":[{"id":"transaction-reimbursement","title":"Transaction Reimbursement","aedPerUnit":0.0029940119760479044,"description":"Offset an eligible card purchase or bank charge from the FAB Mobile rewards dashboard.","valueBasis":"issuer_fixed","sourceUrl":"https://www.bankfab.com/en-ae/personal/rewards/fab-rewards/calculate"},{"id":"gift-cards","title":"Digital Gift Cards","aedPerUnit":0.0029940119760479044,"description":"Redeem for instantly downloadable retail and dining vouchers in FAB Mobile.","valueBasis":"issuer_fixed","sourceUrl":"https://www.bankfab.com/en-ae/personal/rewards/fab-rewards/calculate"},{"id":"point-of-sale","title":"Point-of-Sale Redemption","aedPerUnit":0.0029940119760479044,"description":"Pay in full or in part at participating FAB terminals across the UAE.","valueBasis":"issuer_fixed","sourceUrl":"https://www.bankfab.com/en-ae/personal/rewards/fab-rewards/calculate"},{"id":"cashback","title":"Statement Cashback","aedPerUnit":0.0029940119760479044,"description":"Redeem an instant statement credit in multiples of AED 50.","valueBasis":"issuer_fixed","sourceUrl":"https://www.bankfab.com/en-ae/personal/rewards/fab-rewards/calculate"},{"id":"utility-bills","title":"Utility Bill Payment","aedPerUnit":0.0029940119760479044,"description":"Pay supported utility, telecom and Salik bills in full or in part.","valueBasis":"issuer_fixed","sourceUrl":"https://www.bankfab.com/en-ae/personal/rewards/fab-rewards/calculate"},{"id":"travel","title":"Travel Bookings","aedPerUnit":0.0029940119760479044,"description":"Book travel through FAB partners; the displayed AED value is based on FAB’s published reward examples.","valueBasis":"issuer_derived","sourceUrl":"https://www.bankfab.com/en-ae/personal/rewards/fab-rewards/program"},{"id":"merchandise","title":"Rewards Shop Merchandise","aedPerUnit":0.0029940119760479044,"description":"Redeem through the FAB Rewards Shop; catalogue pricing can vary by item.","valueBasis":"issuer_derived","sourceUrl":"https://www.bankfab.com/en-ae/personal/rewards/fab-rewards/program"},{"id":"emirates-skywards","title":"Emirates Skywards Transfer","aedPerUnit":0.002754375,"description":"16 FAB Rewards = 1 Skywards Mile; AED value uses the standard flight-redemption benchmark.","valueBasis":"market_estimate","sourceUrl":"https://www.bankfab.com/en-ae/personal/rewards/fab-rewards/program","destinationCurrencyId":"skywards-miles","destinationRatio":{"perSourceUnit":0.0625,"unitName":"Skywards Mile","unitNamePlural":"Skywards Miles"}},{"id":"etihad-guest","title":"Etihad Guest Transfer","aedPerUnit":0.0036725,"description":"12 FAB Rewards = 1 Etihad Guest Mile; AED value uses the standard flight-redemption benchmark.","valueBasis":"market_estimate","sourceUrl":"https://www.bankfab.com/en-ae/personal/rewards/fab-rewards/program","destinationCurrencyId":"etihad-guest-miles","destinationRatio":{"perSourceUnit":0.08333333333333333,"unitName":"Etihad Guest Mile","unitNamePlural":"Etihad Guest Miles"}},{"id":"shukran-transfer","title":"Shukran Transfer","aedPerUnit":0.0035714285714285718,"description":"14 FAB Rewards = 1 Shukran; Shukrans redeem at 20 points = AED 1.","valueBasis":"issuer_derived","sourceUrl":"https://www.bankfab.com/en-ae/personal/rewards/fab-rewards/program","destinationCurrencyId":"shukran-rewards","destinationRatio":{"perSourceUnit":0.07142857142857142,"unitName":"Shukran","unitNamePlural":"Shukrans"}}],"variableValueRedemptionMethods":[]},{"id":"ei-smartmiles","title":"EI SmartMiles","unit":"miles","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"instant-purchase","redemptionMethods":[{"id":"instant-purchase","title":"Instant Purchase","aedPerUnit":0.01,"description":"Use miles at any merchant worldwide for instant redemption"},{"id":"travel","title":"Travel Redemption","aedPerUnit":0.01,"description":"Redeem for flights, hotels at 300+ airlines and 180,000+ hotels"},{"id":"emirates-skywards","title":"Emirates Skywards Transfer","aedPerUnit":0.004407,"description":"10,000 EI SmartMiles = 1,000 Skywards Miles","valueBasis":"market_estimate","destinationCurrencyId":"skywards-miles","destinationRatio":{"perSourceUnit":0.1,"unitName":"Skywards Mile","unitNamePlural":"Skywards Miles"}},{"id":"etihad-guest","title":"Etihad Guest Transfer","aedPerUnit":0.006610499999999999,"description":"10,000 EI SmartMiles = 1,500 Etihad Guest Miles","valueBasis":"market_estimate","destinationCurrencyId":"etihad-guest-miles","destinationRatio":{"perSourceUnit":0.15,"unitName":"Etihad Guest Mile","unitNamePlural":"Etihad Guest Miles"}}],"variableValueRedemptionMethods":[]},{"id":"adnoc-rewards","title":"ADNOC Rewards","unit":"points","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"fuel-redemption","redemptionMethods":[{"id":"fuel-redemption","title":"Fuel & ADNOC Services","aedPerUnit":0.001,"description":"Redeem at ADNOC service stations for fuel, carwash, and convenience store"}],"variableValueRedemptionMethods":[]},{"id":"adnoc-wallet","title":"FAB ADNOC Wallet Credits","unit":"credits","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"adnoc-spend","redemptionMethods":[{"id":"adnoc-spend","title":"ADNOC Fuel & Oasis Store","aedPerUnit":0.01,"description":"Wallet credits are redeemable at ADNOC service stations for fuel, car wash, and the Oasis convenience store."}],"variableValueRedemptionMethods":[]},{"id":"enbd-plus-points","title":"ENBD Plus Points","unit":"points","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"instant-partner","redemptionMethods":[{"id":"instant-partner","title":"Instant Partner Redemption","aedPerUnit":1,"description":"Redeem directly against purchases at participating stores.","valueBasis":"issuer_fixed","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points"},{"id":"nol-top-up","title":"Nol Top Up","aedPerUnit":1,"description":"Top up a linked Nol card; minimum and per-request limits apply.","valueBasis":"issuer_fixed","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points"},{"id":"education-fees","title":"Education Fees","aedPerUnit":1,"description":"Offset eligible school or university fees, from 100 Plus Points.","valueBasis":"issuer_fixed","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points"},{"id":"donation","title":"Humanitarian Donation","aedPerUnit":1,"description":"Donate Plus Points to the Emirates Humanitarian Fund.","valueBasis":"issuer_fixed","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points"},{"id":"cashback","title":"Statement Cashback","aedPerUnit":0.75,"description":"Pay the card bill; minimum 500 Plus Points and AED 375 outstanding.","valueBasis":"issuer_fixed","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points"},{"id":"rewards-hub-travel","title":"Rewards Hub Travel","aedPerUnit":0.75,"description":"Book flights and hotel stays through Rewards Hub.","valueBasis":"issuer_fixed","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points"},{"id":"rewards-hub-experiences","title":"Rewards Hub Experiences","aedPerUnit":0.75,"description":"Redeem for dining, entertainment and selected experiences.","valueBasis":"issuer_fixed","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points"},{"id":"rewards-hub-gift-cards","title":"Rewards Hub Gift Cards","aedPerUnit":0.75,"description":"Redeem for digital gift cards from participating brands.","valueBasis":"issuer_fixed","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points"},{"id":"rewards-hub-apple","title":"Rewards Hub Apple Shop","aedPerUnit":0.75,"description":"Redeem against Apple products offered through Rewards Hub.","valueBasis":"issuer_fixed","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points"},{"id":"emirates-skywards","title":"Emirates Skywards Transfer","aedPerUnit":0.30849,"description":"1 Plus Point = 7 Skywards Miles; AED value uses the standard flight-redemption benchmark.","valueBasis":"market_estimate","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points","destinationCurrencyId":"skywards-miles","destinationRatio":{"perSourceUnit":7,"unitName":"Skywards Mile","unitNamePlural":"Skywards Miles"}},{"id":"etihad-guest","title":"Etihad Guest Transfer","aedPerUnit":0.4407,"description":"1 Plus Point = 10 Etihad Guest Miles; AED value uses the standard flight-redemption benchmark.","valueBasis":"market_estimate","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points","destinationCurrencyId":"etihad-guest-miles","destinationRatio":{"perSourceUnit":10,"unitName":"Etihad Guest Mile","unitNamePlural":"Etihad Guest Miles"}},{"id":"qatar-avios","title":"Qatar Airways Avios Transfer","aedPerUnit":0.359905,"description":"1 Plus Point = 7 Avios; AED value uses a general flight-redemption benchmark.","valueBasis":"market_estimate","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points","destinationCurrencyId":"qatar-avios","destinationRatio":{"perSourceUnit":7,"unitName":"Avios","unitNamePlural":"Avios"}},{"id":"air-arabia-airrewards","title":"Air Arabia AirRewards Transfer","aedPerUnit":0.36725,"description":"1 Plus Point = 10 AirRewards; AED value uses Air Arabia's fixed 100 AirRewards = USD 1 redemption rate.","valueBasis":"issuer_derived","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points","destinationCurrencyId":"air-arabia-airrewards","destinationRatio":{"perSourceUnit":10,"unitName":"AirReward","unitNamePlural":"AirRewards"}}],"variableValueRedemptionMethods":[{"id":"air-india-maharaja","title":"Air India Maharaja Transfer","aedPerUnit":null,"description":"1 Plus Point = 15 Maharaja Points; no fixed AED value is published.","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points","destinationRatio":{"perSourceUnit":15,"unitName":"Maharaja Point","unitNamePlural":"Maharaja Points"}},{"id":"philippine-airlines-mabuhay","title":"Philippine Airlines Mabuhay Transfer","aedPerUnit":null,"description":"1 Plus Point = 8 Mabuhay Miles; no fixed AED value is published.","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/redeeming-plus-points","destinationRatio":{"perSourceUnit":8,"unitName":"Mabuhay Mile","unitNamePlural":"Mabuhay Miles"}}]},{"id":"tabby-balance","title":"Tabby Balance","unit":"dirhams","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"tabby-payments","redemptionMethods":[{"id":"tabby-payments","title":"Tabby Payments","aedPerUnit":1,"description":"Usable toward eligible Tabby payments; not a bank statement credit"}],"variableValueRedemptionMethods":[]},{"id":"citi-miles","title":"Citi Miles","unit":"miles","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"pay-with-points","redemptionMethods":[{"id":"pay-with-points","title":"Pay with Points","aedPerUnit":0.025,"description":"Redeem against card spend in the Citi Mobile app","valueBasis":"issuer_fixed","sourceUrl":"https://www.citibank.ae/credit-cards/rewards-and-redemptions"},{"id":"cash-rebate","title":"Cash Rebate","aedPerUnit":0.022,"description":"Redeem as statement credit","valueBasis":"issuer_fixed","sourceUrl":"https://www.citibank.ae/credit-cards/rewards-and-redemptions"}],"variableValueRedemptionMethods":[]},{"id":"citi-miles-ultima","title":"Citi Miles","unit":"miles","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"flights","redemptionMethods":[{"id":"flights","title":"Flight Redemption","aedPerUnit":0.05,"description":"Redeem for flights with any airline to any destination in any class of travel (20 Citi Miles = AED 1 — Citi Ultima \"Fly with Miles\")","valueBasis":"issuer_fixed","sourceUrl":"https://www.citibank.ae/credit-cards/rewards-and-redemptions"},{"id":"pay-with-points","title":"Pay with Points","aedPerUnit":0.025,"description":"Redeem against card spend in the Citi Mobile app","valueBasis":"issuer_fixed","sourceUrl":"https://www.citibank.ae/credit-cards/rewards-and-redemptions"},{"id":"cash-rebate","title":"Cash Rebate","aedPerUnit":0.022,"description":"Redeem as statement credit","valueBasis":"issuer_fixed","sourceUrl":"https://www.citibank.ae/credit-cards/rewards-and-redemptions"}],"variableValueRedemptionMethods":[]},{"id":"citi-miles-prestige","title":"Citi Miles","unit":"miles","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"flights","redemptionMethods":[{"id":"flights","title":"Flight Redemption","aedPerUnit":0.04,"description":"Redeem for flights with any airline to any destination in any class of travel (25 Points = AED 1 — Citi Prestige \"Fly with Points\")","valueBasis":"issuer_fixed","sourceUrl":"https://www.citibank.ae/credit-cards/rewards-and-redemptions"},{"id":"pay-with-points","title":"Pay with Points","aedPerUnit":0.025,"description":"Redeem against card spend in the Citi Mobile app","valueBasis":"issuer_fixed","sourceUrl":"https://www.citibank.ae/credit-cards/rewards-and-redemptions"},{"id":"cash-rebate","title":"Cash Rebate","aedPerUnit":0.022,"description":"Redeem as statement credit","valueBasis":"issuer_fixed","sourceUrl":"https://www.citibank.ae/credit-cards/rewards-and-redemptions"}],"variableValueRedemptionMethods":[]},{"id":"citi-miles-premier","title":"Citi Miles","unit":"miles","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"flights","redemptionMethods":[{"id":"flights","title":"Flight Redemption","aedPerUnit":0.03333333333333333,"description":"Redeem for flights with any airline to any destination in any class of travel (30 points = AED 1 — Citi Premier \"Fly with Points\")","valueBasis":"issuer_fixed","sourceUrl":"https://www.citibank.ae/credit-cards/rewards-and-redemptions"},{"id":"pay-with-points","title":"Pay with Points","aedPerUnit":0.025,"description":"Redeem against card spend in the Citi Mobile app","valueBasis":"issuer_fixed","sourceUrl":"https://www.citibank.ae/credit-cards/rewards-and-redemptions"},{"id":"cash-rebate","title":"Cash Rebate","aedPerUnit":0.022,"description":"Redeem as statement credit","valueBasis":"issuer_fixed","sourceUrl":"https://www.citibank.ae/credit-cards/rewards-and-redemptions"}],"variableValueRedemptionMethods":[]},{"id":"talabat-credits","title":"Talabat Credits","unit":"credits","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"talabat-orders","redemptionMethods":[{"id":"talabat-orders","title":"Talabat Orders","aedPerUnit":1,"description":"Redeem against Talabat food orders (Talabat platform only)"}],"variableValueRedemptionMethods":[]},{"id":"noon-credits","title":"noon Credits","unit":"credits","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"noon-purchases","redemptionMethods":[{"id":"noon-purchases","title":"noon Purchases","aedPerUnit":1,"description":"Redeem against noon purchases including noon food (noon platform only)"}],"variableValueRedemptionMethods":[]},{"id":"voyager-miles","title":"Voyager Miles","unit":"miles","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"travel","redemptionMethods":[{"id":"travel","title":"Travel Redemption","aedPerUnit":0.01,"description":"Redeem for flights, hotels and travel via ENBD Voyager Travel Portal","valueBasis":"issuer_fixed","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/voyager-benefits"},{"id":"turkish-miles-and-smiles","title":"Turkish Airlines Miles&Smiles Transfer","aedPerUnit":0.0050496875,"description":"1,000 Voyager Miles = 125 Miles&Smiles miles; AED value uses an independent per-mile benchmark, below the portal rate.","valueBasis":"market_estimate","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/voyager-benefits","destinationCurrencyId":"turkish-miles-and-smiles","destinationRatio":{"perSourceUnit":0.125,"unitName":"Miles&Smiles mile","unitNamePlural":"Miles&Smiles miles"}},{"id":"ihg-one-rewards","title":"IHG One Rewards Transfer","aedPerUnit":0.0055546562500000006,"description":"1,000 Voyager Miles = 275 IHG One Rewards points; AED value uses an independent per-point benchmark, below the portal rate.","valueBasis":"market_estimate","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/voyager-benefits","destinationRatio":{"perSourceUnit":0.275,"unitName":"IHG point","unitNamePlural":"IHG points"}},{"id":"airasia-points","title":"AirAsia Points Transfer","aedPerUnit":0.001946425,"description":"1,000 Voyager Miles = 265 AirAsia points; AED value is a secondary-source estimate (~0.20 US cents/point), below the portal rate.","valueBasis":"market_estimate","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/voyager-benefits","destinationRatio":{"perSourceUnit":0.265,"unitName":"AirAsia point","unitNamePlural":"AirAsia points"}},{"id":"air-arabia-airrewards","title":"Air Arabia AirRewards Transfer","aedPerUnit":0.00433355,"description":"1,000 Voyager Miles = 118 AirRewards; AED value uses Air Arabia's own published rate (100 AirRewards = USD 1), below the portal rate.","valueBasis":"issuer_derived","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/voyager-benefits","destinationCurrencyId":"air-arabia-airrewards","destinationRatio":{"perSourceUnit":0.118,"unitName":"AirReward","unitNamePlural":"AirRewards"}},{"id":"saudia-alfursan","title":"Saudia AlFursan Transfer","aedPerUnit":0.0036725,"description":"1,000 Voyager Miles = 125 AlFursan Miles; AED value uses AwardFares' conservative estimate (0.8-1.2 US cents/mile, lower bound used), below the portal rate.","valueBasis":"market_estimate","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/voyager-benefits","destinationCurrencyId":"saudia-alfursan","destinationRatio":{"perSourceUnit":0.125,"unitName":"AlFursan Mile","unitNamePlural":"AlFursan Miles"}},{"id":"ethiopian-shebamiles","title":"Ethiopian ShebaMiles Transfer","aedPerUnit":0.0050496875,"description":"1,000 Voyager Miles = 125 ShebaMiles; AED value uses AwardFares' conservative estimate (1.1-2.0 US cents/mile, lower bound used), below the portal rate.","valueBasis":"market_estimate","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/voyager-benefits","destinationRatio":{"perSourceUnit":0.125,"unitName":"ShebaMile","unitNamePlural":"ShebaMiles"}},{"id":"melia-rewards","title":"Meliá Rewards Transfer","aedPerUnit":0.005876,"description":"1,000 Voyager Miles = 320 Meliá Rewards points; AED value uses Milesopedia's average estimate (~0.5 US cents/point), below the portal rate.","valueBasis":"market_estimate","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/voyager-benefits","destinationRatio":{"perSourceUnit":0.32,"unitName":"Meliá Rewards point","unitNamePlural":"Meliá Rewards points"}}],"variableValueRedemptionMethods":[{"id":"flynas-nasmiles","title":"flynas naSmiles Transfer","aedPerUnit":null,"description":"1,000 Voyager Miles = 140 naSmiles; no independent AED valuation exists — naSmiles function as a flight-purchase discount, not a mileage award currency.","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/voyager-benefits","destinationRatio":{"perSourceUnit":0.14,"unitName":"naSmile","unitNamePlural":"naSmiles"}},{"id":"pegasus-bolpoints","title":"Pegasus BolPoints Transfer","aedPerUnit":null,"description":"1,000 Voyager Miles = 562 BolPoints; no fixed AED value is published.","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/voyager-benefits","destinationRatio":{"perSourceUnit":0.562,"unitName":"BolPoint","unitNamePlural":"BolPoints"}},{"id":"azal-flight-miles","title":"AZAL Flight Miles Transfer","aedPerUnit":null,"description":"1,000 Voyager Miles = 115 AZAL Flight Miles; no fixed AED value is published.","sourceUrl":"https://www.emiratesnbd.com/en/help-and-support/voyager-benefits","destinationRatio":{"perSourceUnit":0.115,"unitName":"AZAL Mile","unitNamePlural":"AZAL Miles"}}]},{"id":"darna-points","title":"Darna Points","unit":"points","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"aldar-redemption","redemptionMethods":[{"id":"aldar-redemption","title":"Aldar Destinations","aedPerUnit":0.1,"description":"Redeem at participating Aldar destinations including Yas Mall, Yas Island and other Aldar properties"}],"variableValueRedemptionMethods":[]},{"id":"amazon-rewards","title":"Amazon Rewards","unit":"points","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"amazon-ae","redemptionMethods":[{"id":"amazon-ae","title":"Amazon.ae Purchases","aedPerUnit":1,"description":"Redeem directly on Amazon.ae — points are worth AED 1 each and remain valid for 5 years"}],"variableValueRedemptionMethods":[]},{"id":"al-futtaim-fab-rewards","title":"Al-Futtaim FAB Rewards","unit":"rewards","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"statement-credit","redemptionMethods":[{"id":"statement-credit","title":"Statement credit","aedPerUnit":0.005,"description":"Credited against the Blue FAB card balance via FAB Mobile or Internet Banking, or put toward a utility bill","valueBasis":"issuer_fixed","sourceUrl":"https://www.bankfab.com/-/media/fab-uds/personal/credit-cards/blue-common/al-futtaim-fab-rewards--en-terms--conditions.pdf"}],"variableValueRedemptionMethods":[]},{"id":"share-points","title":"SHARE Points","unit":"points","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"carrefour-redemption","redemptionMethods":[{"id":"carrefour-redemption","title":"Carrefour & Al Futtaim","aedPerUnit":0.1,"description":"Redeem at Carrefour, VOX Cinemas, and all Majid Al Futtaim mall partners"}],"variableValueRedemptionMethods":[]},{"id":"emaar-upoints","title":"UPoints","unit":"points","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"emaar-redemption","redemptionMethods":[{"id":"emaar-redemption","title":"Emaar Destinations","aedPerUnit":0.1,"description":"Instantly redeem 10 UPoints for AED 1 at participating Emaar malls, hotels, entertainment and dining venues"}],"variableValueRedemptionMethods":[]},{"id":"rakbank-rewards","title":"RAKBANK Rewards","unit":"points","reviewedAt":"2026-08-25","defaultRedemptionMethodId":"airline-hotel","redemptionMethods":[{"id":"airline-hotel","title":"Airlines & Hotels","aedPerUnit":0.008,"description":"Redeem against eligible airline and hotel transactions through the RAKBANK app for up to 3.2% value back.","valueBasis":"issuer_derived","sourceUrl":"https://www.rakbank.ae/en/cards/credit-cards/elevate-credit-card"},{"id":"cashback","title":"Cashback","aedPerUnit":0.005,"description":"Redeem as statement credit. 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