# ADCB Launches TouchPoints Flex Card for Instant UAE Pay Source: https://kredit.ae/blog/adcb-launches-touchpoints-flex-card-spend-your-rewards-instantly-across-the-uae ADCB's new TouchPoints Flex Card redeems TouchPoints directly at Jaywan-accepting UAE merchants, with no fees and no minimum salary to qualify. Category: Announcements Published: 2026-09-09T08:51:27.058Z Author: Kredit editorial team ADCB has launched the **ADCB TouchPoints Flex Card**, a free digital-only card powered by Jaywan, the UAE's national payment scheme. It lets customers spend their accumulated **TouchPoints** directly at checkout with any UAE merchant that accepts Jaywan card payments — no vouchers and no restricted redemption list. Launched on September 8, 2026, the **TouchPoints Flex Card** is a rewards payment card, not a credit, debit, or prepaid card. Any ADCB customer enrolled in the TouchPoints programme can activate it, subject to a minimum balance of 5,000 TouchPoints. The card gives points earned on ADCB's credit cards immediate, practical use. Balances built on the **ADCB TouchPoints Infinite Credit Card** or the **ADCB TouchPoints Platinum Credit Card** can now be spent across the UAE rather than saved for specific redemptions. ## 💳 What is the ADCB TouchPoints Flex Card? The **ADCB TouchPoints Flex Card** is a digital-only card that turns your **ADCB TouchPoints** balance into a payment method. Instead of redeeming points for vouchers or through a limited partner network, you pay with points directly at any UAE merchant that accepts Jaywan. Setup runs through the ADCB Mobile Banking App: open the TouchPoints Dashboard, set up the digital card, and add it to your mobile wallet for in-store use. As a digital product, it carries no issuance fee, no annual fee, and no replacement fee. > **Our Take:** The **TouchPoints Flex Card** earns no new points, but it changes how you use the ones you already have from cards like the **ADCB TouchPoints Infinite** or **Platinum Credit Card** — your rewards become spendable for everyday purchases. ## ⭐ How Your Existing ADCB Cards Level Up The Flex Card adds most value for customers already earning on ADCB's TouchPoints credit cards. The **ADCB TouchPoints Infinite Credit Card** and the **ADCB TouchPoints Platinum Credit Card** build the balance; the Flex Card lets you spend it. ### ADCB TouchPoints Infinite Credit Card The **ADCB TouchPoints Infinite Credit Card** requires a minimum monthly salary of **AED 40,000**. Cardholders earn **1.5 TouchPoints for every AED 1 spent** on retail purchases, with bonus points for meeting monthly spending targets. Benefits include unlimited airport lounge access and VOX Cinemas Buy-One-Get-One offers. Points earned here can now be spent directly through the Flex Card. ### ADCB TouchPoints Platinum Credit Card The **ADCB TouchPoints Platinum Credit Card** requires a minimum monthly salary of **AED 8,000** and earns up to **1 TouchPoint for every AED 1 spent** on retail purchases. Benefits include Buy-1 Get-1 movie tickets at VOX Cinemas (up to 4 tickets per month) and **20% off Talabat orders**, up to 2 orders a month. Points from daily spending can be redeemed instantly through the Flex Card. ## ✅ What to Know Before You Use Your Flex Card The **TouchPoints Flex Card** is redemption-only. It offers no credit facility, no cash withdrawals, and no bank account access, and it does not earn new TouchPoints. The redemption value is approximately **10,000 TouchPoints for AED 50**, or roughly **200 TouchPoints per AED 1**. > **Important:** The card works only within the UAE at merchants that accept Jaywan payments. Jaywan acceptance is expanding, so confirm with the merchant before relying on it for a specific purchase. ## 🚀 Ready to Spend Your Rewards? For ADCB customers, the **TouchPoints Flex Card** makes earned **TouchPoints** immediately usable across the UAE. To start building a balance you can spend at checkout, compare the **ADCB TouchPoints Infinite Credit Card** and the **ADCB TouchPoints Platinum Credit Card** and choose the one that fits your spending. ## Frequently asked questions ### What is the ADCB TouchPoints Flex Card? A free, digital-only card powered by the UAE's Jaywan scheme that lets ADCB customers instantly redeem their accumulated TouchPoints balance at participating merchants across the UAE. ### Can I earn new TouchPoints with the Flex Card? No. The TouchPoints Flex Card only redeems existing TouchPoints. You earn points through other ADCB products such as the ADCB TouchPoints Infinite or Platinum Credit Cards. ### Is there a minimum balance required to activate the Flex Card? Yes. You need a minimum balance of 5,000 TouchPoints in your account to activate the ADCB TouchPoints Flex Card. ### Where can I use the ADCB TouchPoints Flex Card? At any merchant in the UAE that accepts Jaywan card payments. It is a domestic-only card and does not work for international transactions. ### What is the redemption value of TouchPoints with the Flex Card? Typically, 10,000 TouchPoints are equivalent to approximately AED 50 when redeemed through the Flex Card, which is about 200 TouchPoints per AED 1.