# ADNOC Rewards Credit Card Launches in UAE With Up to 15% Back

Source: https://kredit.ae/blog/adnoc-rewards-credit-card-uae-launch

New FAB–ADNOC–Mastercard card delivers industry‑leading value on fuel, transport and everyday spending.

Category: Announcements  
Published: 2025-12-12T14:57:59.437Z  
Author: Kredit

#### ADNOC Rewards Credit Card Launches in UAE With Up to 15% Back

ADNOC Distribution, First Abu Dhabi Bank (FAB) and Mastercard have launched the **ADNOC Rewards Credit Card** in the UAE — a high‑value co‑branded card that rewards everyday mobility and shopping with **up to 15% value back**.

The card is built around how people in the UAE move, spend and travel, giving outsized rewards on fuel, tolls, parking, groceries and even international purchases — all redeemable seamlessly through the **ADNOC App** for fuel, EV charging, car care and partner deals.

## What You Earn With the New ADNOC Rewards Card

- **15% value back** on fuel, car care and Oasis by ADNOC store purchases
- **3% back** on parking and toll (Salik) payments
- **1% back** on domestic retail, including groceries
- **2% back** on international spending accepted anywhere Mastercard is accepted

Rewards also unlock automatic **Gold Tier status** in ADNOC Rewards, giving access to enhanced offers and benefits, while the World Mastercard tier brings premium travel perks like **airport lounge access and travel insurance**.

## How It Compares to the FAB ADNOC Cashback Card

FAB previously offered an **ADNOC Cashback Credit Card** exclusively for ADNOC employees, which also delivered **15% cashback on ADNOC Oasis & fuel spend** plus **3% on non‑AED spends** and **1% on other retail.** That card came with a monthly cashback cap (e.g., *up to AED 200 on fuel rewards*) and was restricted to qualifying employees only.

**Key differences:**

- **Eligibility:** New ADNOC Rewards Card is open to the broader UAE market; the older FAB ADNOC Cashback Card was limited to ADNOC staff.
- **Redemption scope:** ADNOC Rewards integrates directly into the ADNOC loyalty ecosystem for fuel, EV charging and partner offers — not just statement cashback.
- **Perks:** The new card includes travel and lifestyle benefits via World Mastercard; the prior exclusive card focused more narrowly on cashback.

## Quick Highlights

- **Strongest fuel rewards in market** — 15% back on ADNOC network spend.
- **Broad everyday value** — from parking and groceries to international use.
- **Gold Tier loyalty status** and premium travel benefits included.

This launch marks one of the most compelling credit card value propositions in the UAE, especially for drivers and commuters who want to turn regular spending into real savings.

## Frequently asked questions

### Who can apply for the new ADNOC Rewards Credit Card?

Any UAE resident who meets FAB’s credit requirements can apply. It's not limited to ADNOC employees.

### Does the card include travel perks?

Yes, as a World Mastercard, it includes airport lounge access, travel insurance, and hotel discounts.

### How does this differ from the older FAB ADNOC Cashback Card?

The new card is open to the public, offers more flexible redemptions, and includes travel/lifestyle perks — not just cashback.