# Liv Tamayaz Credit Cards: Emirates NBD's New Partnership with Union Coop

Source: https://kredit.ae/blog/liv-tamayaz-credit-cards-emirates-nbds-new-partnership-with-union-coop

Liv and Union Coop launch two co-branded Mastercard credit cards with up to 10% cashback on groceries — apply now through the Liv app.

Category: Announcements  
Published: 2026-02-10T00:00:00.000Z  
Author: Kredit

Big news for Union Coop regulars: **Liv** (Emirates NBD's digital bank) has teamed up with **Union Coop** and **Mastercard** to launch two new co-branded credit cards — the **Liv Tamayaz Platinum Card** and the **Liv Tamayaz World Card**.

Both cards convert cashback into **Union Coop Tamayaz loyalty points**, redeemable on future purchases. If you spend serious money at Union Coop, these are worth a close look.

You can learn more and apply for the [Liv Tamayaz Platinum Card](https://kredit.ae/credit-cards/liv-tamayaz-platinum-card/details) or the [Liv Tamayaz World Card](https://kredit.ae/credit-cards/liv-tamayaz-world-card/details).

## Which One Should You Pick?

The **Platinum card** is the no-brainer for casual Union Coop shoppers — it's completely free with a solid 6% grocery cashback and the best domestic dining/fuel rate of the two (2% vs 1%). If you want a zero-cost card that quietly earns, this is it.

The **World card** makes sense if Union Coop is your main grocery store and you spend heavily there. The jump from 6% to 10% adds up fast — on AED 3,000/month at Union Coop, that's an extra AED 120/month (AED 1,440/year), which easily covers the AED 735 annual fee. The 3% international rate and AED 1,000 welcome bonus sweeten the deal further.

You can compare both cards side by side on Kredit using our [calculator](https://kredit.ae/credit-cards/calculator).

## What to Know Before You Apply

- **Cashback is in points**: Rewards are credited as Tamayaz loyalty points, not cash. Redemption value depends on Union Coop's policies
- **Monthly caps apply**: AED 750 (Platinum) and AED 1,500 (World) — plan your spending accordingly
- **Apply through Liv**: Both cards are available through the Liv mobile app

## Ready to Apply?

If Union Coop is part of your weekly routine, the **Liv Tamayaz cards** are a smart way to turn grocery spending into real savings. The Platinum is hard to beat at zero cost, and the World card delivers premium value for big spenders.

Check out the full details: [Liv Tamayaz Platinum Card](https://kredit.ae/credit-cards/liv-tamayaz-platinum-card/details) | [Liv Tamayaz World Card](https://kredit.ae/credit-cards/liv-tamayaz-world-card/details).

## Frequently asked questions

### What cashback do the Liv Tamayaz cards offer at Union Coop?

The Platinum card offers 6% cashback and the World card offers 10% cashback at Union Coop, both in-store and online. Cashback is credited as Tamayaz loyalty points.

### Is there an annual fee?

The Platinum card is free for life. The World card has an annual fee of AED 735.

### What is the minimum salary requirement?

AED 5,000 for the Platinum card and AED 12,000 for the World card.

### Are there monthly cashback caps?

Yes — AED 750 per month on the Platinum card and AED 1,500 per month on the World card.