# SIB Offers 5% Cashback on School and University Fees

Source: https://kredit.ae/blog/sib-offers-5-cashback-on-school-and-university-fees

Discover SIB's 5% cashback offer on school fees for eligible Mastercard Covered Cardholders. Limited time only!

Category: Announcements  
Published: 2026-08-30T17:55:56.683Z  
Author: Kredit editorial team

Sharjah Islamic Bank (SIB) has launched a back-to-school cashback campaign ahead of the new academic year. Eligible **SIB Mastercard Covered Cardholders** can earn **5% cashback** on school or university fee payments of **AED 10,000 or more**.

The maximum cashback is **AED 1,000** per cardholder. SIB states the campaign applies to eligible Mastercard Covered Cards; Kredit.ae is featuring the **SIB Cashback Credit Card** for this offer.

## 💳 The SIB "Back to School" Cashback Offer

Pay school or university fees with your eligible SIB Mastercard Covered Card, and once qualifying education-fee spending reaches **AED 10,000 or more**, you'll receive **5% cashback**. This is a specific, time-limited offer, distinct from any older or separate SIB education promotions.

### Offer at a Glance:

-   **Offer**: 5% cashback on school or university fee payments.
-   **Eligible Cards**: SIB Mastercard Covered Cards (including the **SIB Cashback Credit Card**).
-   **Minimum Spend**: AED 10,000 or more on qualifying education fee payments.
-   **Maximum Cashback**: AED 1,000 per cardholder.
-   **Registration**: SMS "SCHOOL" to **6667**.
-   **Payment Deadline**: All qualifying payments must be made by **September 30, 2026**.
-   **Cashback Credit Date**: Cashback will be credited to your active Covered Card account by **November 30, 2026**.

> ⚠️ **Important:** Registration is required: send "SCHOOL" by SMS to 6667 and make qualifying payments by September 30, 2026.

## ⭐ Why the SIB Cashback Credit Card?

The 5% education cashback applies to eligible SIB Mastercard Covered Cards generally, but the **SIB Cashback Credit Card** pairs the campaign with a strong year-round reward structure.

✅ **Key Features of the SIB Cashback Credit Card:** [sib.ae](https://www.sib.ae/en/Cashback)

-   **10% cashback** on online purchases and digital wallet payments (Apple Pay, Samsung Wallet) locally and internationally, capped at AED 300 monthly.
-   **2% unlimited cashback** on international retail spends (excluding European Economic Area currencies).
-   **1% unlimited cashback** on domestic retail spends.
-   **0.5% unlimited cashback** on utility, telecom, supermarkets, hypermarkets, government, education, petrol stations, real estate agents, quick-service restaurants, insurance, auto dealers, and public transport payments.
-   **Free unlimited lounge access** to over 10 lounges in the UAE, KSA, Jordan, Kuwait, and Egypt via the Mastercard Travel Pass app.
-   **Annual Fee**: Free for the first year, AED 199 thereafter (waived if you spend AED 10,000 annually).

The card's standard cashback categories are separate from this time-limited education campaign.

## ✅ What to Know Before You Apply

This 5% cashback offer is specific and time-bound. To benefit:

-   **Campaign Window**: Payments must be made by **September 30, 2026**.
-   **Registration**: You *must* register by SMSing "SCHOOL" to **6667**.
-   **Minimum Spend**: Spend **AED 10,000 or more** on qualifying school or university fee payments during the campaign.
-   **Cashback Cap**: The maximum cashback you can earn from this campaign is **AED 1,000**.

> 💡 **Example:** AED 20,000 of qualifying education-fee spend at 5% reaches the campaign's maximum AED 1,000 cashback.

## 🚀 Ready to Apply?

Existing SIB Mastercard Covered Cardholders should register by SMS and complete qualifying payments by the campaign deadline. If you're considering a new card, the **SIB Cashback Credit Card** combines this campaign with year-round cashback on everyday spending.

See the full feature list, fees, and eligibility details on our dedicated page: [SIB Cashback Credit Card Details](https://kredit.ae/credit-cards/sib-cashback-credit-card/details).