# Tabby Cashback Categories for October 2026

Source: https://kredit.ae/blog/tabby-cashback-categories-for-october-2026

Tabby's October 2026 cashback categories: 5% on the Tabby Card with Tabby Plus, 3% on the Tabby Cash Card plus international spend. Compare both lists.

Category: Announcements  
Published: 2026-10-01T10:04:55.795Z  
Author: Kredit editorial team

Tabby has published its October 2026 cashback categories for the **Tabby Card** and the **Tabby Cash Card**. Each card has its own list, and three categories appear on both: **Dining**, **Pharmacies** and **Petrol stations**.

Both cards are free to hold. The Tabby Card's 5% rate needs a paid Tabby Plus subscription; the Tabby Cash Card pays 3% without one until 1 November 2026.

## 💳 Tabby Card: October 2026 Categories

With **Tabby Plus**, the **Tabby Card** pays **5% cashback** on three categories you pick each month, on purchases in the UAE. Cashback is capped at **AED 200** a month.

This month's list:

-   **Petrol stations**
-   **Taxis**
-   **Pharmacies**
-   **Beauty & self-care**
-   **Dining**

Commuters get the most from Petrol stations and Taxis; Dining suits anyone who eats out often. Cashback is paid as Tabby balance, usable toward eligible Tabby payments. The Tabby Card cannot be used for international transactions.

## 💰 Tabby Cash Card: October 2026 Categories

The **Tabby Cash Card** pays **3% cashback** on three categories you pick, and 3% on **all international purchases** without using a category slot. Cashback is capped at **AED 200** a month and is added to your Tabby Cash balance at the end of the month.

This month's list:

-   **Groceries**
-   **Dining**
-   **Clothing & shoes**
-   **Pharmacies**
-   **Petrol stations**

> ⚠️ **From 1 November 2026:** the 3% rate is for Tabby Plus subscribers only. Everyone else earns 1% on the same categories and on international spend. The AED 200 monthly cap does not change.

## 📊 Which Card for October?

**Example: AED 1,500 a month across your three picks.**

-   **Tabby Card with Tabby Plus:** pick Petrol stations, Taxis and Dining. 5% of AED 1,500 is **AED 75 cashback**.
-   **Tabby Cash Card:** pick Groceries, Dining and Petrol stations. 3% of AED 1,500 is **AED 45 cashback**, plus 3% on any international spend.

The Tabby Card pays the higher rate, but only with a paid Tabby Plus subscription. The Tabby Cash Card needs no subscription in October, earns on spending abroad, and is the only one of the two that rewards groceries this month.

| Feature | Tabby Card (Tabby Plus) | Tabby Cash Card |
| --- | --- | --- |
| **Cashback rate** | 5% | 3% |
| **Monthly cap** | AED 200 | AED 200 |
| **October categories** | Petrol stations, Taxis, Pharmacies, Beauty & self-care, Dining | Groceries, Dining, Clothing & shoes, Pharmacies, Petrol stations |
| **International cashback** | ❌ Not usable abroad | ✅ 3% |
| **How you pay** | Pay later, with optional splits | Prepaid, from your Tabby Cash balance |

## ✅ What to Know Before You Apply

-   **Category selection:** you pick three categories for each card in the Tabby app, and you can change them each month.
-   **Cashback cap:** both cards stop paying cashback at AED 200 a month.
-   **Eligibility:** you need to be 18 or over and a UAE resident with a valid Emirates ID. Neither card has a minimum salary requirement.
-   **Tabby Plus:** required for the Tabby Card's 5%, and for the Tabby Cash Card's 3% from 1 November 2026.

See the full details of the [Tabby Card](https://kredit.ae/credit-cards/tabby-card/details) and the [Tabby Cash Card](https://kredit.ae/credit-cards/tabby-cash-card/details), or compare them against your own spending in the [credit card calculator](https://kredit.ae/credit-cards/calculator).

## Frequently asked questions

### How do I select my cashback categories for October 2026?

In the Tabby app. Each card has its own list for the month: pick three categories on each, and change them again next month if your spending shifts.

### Is there a minimum salary requirement for Tabby cards in the UAE?

No. Neither the Tabby Card nor the Tabby Cash Card has a minimum salary requirement. You need to be 18 or over and a UAE resident with a valid Emirates ID.

### What happens to the Tabby Cash Card cashback rate after 1 November 2026?

From 1 November 2026, the 3% rate on the Tabby Cash Card is for Tabby Plus subscribers only. Everyone else earns 1% on their three categories and on international spend.

### Can I earn cashback on international purchases with the Tabby Card?

No. The Tabby Card works for UAE purchases only. The Tabby Cash Card pays 3% on international purchases without using a category slot.

### How is the cashback paid out for Tabby cards?

Tabby Card cashback is paid as Tabby balance, usable toward eligible Tabby payments. Tabby Cash Card cashback is added to your Tabby Cash balance at the end of the month and can be spent anywhere Visa is accepted.