# Top 5 Credit Cards for Grocery Spends in the UAE 2024 Source: https://kredit.ae/blog/top-five-credit-cards-for-grocery-2024 Discover the best credit cards for grocery shopping in the UAE. Compare cashback rates, annual fees, and rewards programs to maximize your savings on everyday essentials. Category: Credit Cards Published: 2024-12-25T00:00:00.000Z Author: Kredit Managing grocery expenses while maximizing savings is easier with the right credit card. We've rounded up five standout cards that offer great rewards specifically for grocery shopping. Whether you prefer cashback or redeemable points, these options are sure to make your everyday shopping more rewarding. --- ### **1. Dubai First Cashback Credit Card** - **Salary Requirement:** AED 5,000+ - **Annual Fee:** AED 399 - **Rewards on Groceries:** 5% as cashback - **No Cap** With its generous 5% cashback on groceries, this card is a dependable choice for regular shoppers looking to save on everyday essentials. Plus, cashback can be redeemed instantly against the outstanding balance, making it hassle-free and straightforward. --- ### **2. ADCB 365 Cashback Credit Card** - **Salary Requirement:** AED 8,000+ - **Annual Fee:** AED 383.25 - **Rewards on Groceries:** 5% as cashback - **Cap:** AED 1,000/month A well-rounded card, the ADCB 365 offers 5% cashback on groceries, making it perfect for families. Its additional cashback categories, including utilities and telecom, add further value for managing household expenses. --- ### **3. ENBD Duo Credit Card** - **Salary Requirement:** AED 12,000 - **No Annual Fee** - **Rewards on Groceries:** 5% as Plus Points - **Cap**: 2,000 Plus Points/month Being an exclusive offering for Abu Dhabi residents, it's actually a combination of two cards from Mastercard and Diners Club. This combination offers a great set of benefits, and on top of it you get 5% cashback in Plus Points, which can be redeemed within many outlets or directly against the oustanding balance with the reduced convertion rate. --- ### **4. FAB SHARE Standard Credit Card** - **Salary Requirement:** AED 5,000+ - **No Annual Fee** - **Rewards on Groceries:** 7% at Carrefour as SHARE points - **No Cap** For Carrefour loyalists, this card is a powerhouse with 7% cashback at Carrefour. SHARE points can be redeemed across a wide range of outlets, like Mall of the Emirates and City Centres across the UAE. --- ### **5. ENBD Lulu 247 Platinum Credit Card** - **Salary Requirement:** AED 5,000+ - **No Annual Fee** - **Rewards on Groceries:** 7% at Lulu as LuLu Points - **No Cap** Tailored for LuLu Hypermarket shoppers, this card offers 7% cashback in LuLu Points, which can be redeemed for future shopping trips. ## Frequently asked questions ### Which grocery credit card offers the highest cashback in the UAE? The FAB SHARE Standard Credit Card offers 7% cashback at Carrefour. ### Are there any salary requirements for these grocery credit cards? Yes, most cards have a minimum salary requirement, such as AED 5,000+. ### Do these cards have an annual fee? Some cards like the ENBD Duo Credit Card have no annual fee, while others may have a fee. ### Is there a cap on the cashback earned from grocery shopping? Yes, some cards have a monthly cap on cashback, such as the ADCB 365 Cashback Credit Card with a AED 1,000/month cap. ### Can cashback be redeemed instantly? Yes, many cards allow instant redemption of cashback against the outstanding balance.