# Wio Credit Card AED 1,000 Cashback Offer (August 2026)

Source: https://kredit.ae/blog/wio-credit-card-aed-1000-cashback-offer-august-2026

Wio Bank is offering AED 1,000 cashback to new Wio Personal Credit Card holders who spend AED 2,000 on Electronics, Travel or Dining by 30 September 2026.

Category: Announcements  
Published: 2026-08-01T10:04:42.064Z  
Author: Kredit

Wio Bank is running a limited-time cashback campaign for the **Wio Personal Credit Card**. New cardholders approved between **1 and 31 August 2026** who spend a cumulative **AED 2,000** on Electronics, Travel or Dining by **30 September 2026** receive a flat **AED 1,000 cashback**, credited to their Wio Personal Account by **31 October 2026**.

## Offer at a Glance

- **Card:** Wio Personal Credit Card
- **Cashback:** AED 1,000 flat, capped at AED 1,000 per customer
- **Acquisition window:** New card approved 1–31 August 2026
- **Qualifying spend:** AED 2,000 cumulative on Electronics, Travel or Dining, by 30 September 2026 — no minimum per individual category
- **Payout:** Credited to the Wio Personal Account by 31 October 2026
- **Standard cashback:** Up to 2% on card spends and 0.5% on selected categories or other-bank bill payments continues to apply on top — see full [rates and caps](https://kredit.ae/credit-cards/wio-credit-card/details)
- **Annual fee:** Free (the Wio Plan costs AED 49/month, waived at AED 35,000+ combined balance across Wio accounts)
- **Minimum salary:** AED 5,000

The AED 2,000 spend can be combined across all three categories. Qualifying merchants include restaurants, cafés, bars and fast-food outlets; electronics, computer and software stores and digital-goods platforms; and airlines, hotels, car rental agencies and travel agencies, as defined in Wio's official merchant category list.

## What to Know Before You Apply

- Credit approval is at Wio Bank's sole discretion.
- Cancelled or refunded transactions don't count toward the AED 2,000 spend requirement or the cashback.
- The offer doesn't apply if the Wio Personal Account or credit card is closed on or before the cashback payout date.
- Standard subscription-plan cashback terms continue to apply alongside this campaign.
- Wio Bank can modify or cancel the campaign at any time without notice.

## Ready to Apply?

New applicants have until **31 August 2026** to get approved and lock in the offer. See full card terms on the [Wio Credit Card page](https://kredit.ae/credit-cards/wio-credit-card/details), or [compare it against other cashback cards](https://kredit.ae/credit-cards/calculator).

## Frequently asked questions

### Who is eligible for the AED 1,000 cashback offer?

New Wio Personal Credit Card holders approved between 1 and 31 August 2026 who spend a cumulative AED 2,000 on Electronics, Travel or Dining by 30 September 2026.

### When will the AED 1,000 cashback be credited?

The cashback is credited to the customer's Wio Personal Account by 31 October 2026, after the spend requirement is met.

### Does this replace the Wio Personal Credit Card's standard cashback?

No. Standard cashback — up to 2% on card spends and 0.5% on selected categories or other-bank bill payments — continues to apply on top of the AED 1,000 campaign cashback.

### What is the minimum salary required for the Wio Personal Credit Card?

AED 5,000 per month.