# Wio Credit Card Changes June 2026: What's Changing and What Stays the Same

Source: https://kredit.ae/blog/wio-credit-card-changes-june-2026-whats-changing-and-what-stays-the-same

Wio Personal is updating its credit card benefits effective June 1, 2026. Here's what's changing and what remains the same.

Category: Announcements  
Published: 2026-05-06T16:12:39.515Z  
Author: Kredit

**Wio Personal** is making changes to its credit card benefits, effective **June 1, 2026**. Here's a full breakdown of what's changing.

## What's Changing

### Debit Card Cashback Ends June 1, 2026

Cashback on debit card spends is being discontinued. Previously, cardholders on the Plus Plan earned **0.5%** on local AED debit transactions and **1%** on international foreign currency debit spends. Both will no longer apply from June 1, 2026.

In its place, Wio Personal will introduce a **free ENTERTAINER membership** starting July 2026. The membership provides buy-one-get-one-free offers on dining, hotels, spas, and attractions across the UAE, accessible directly within the Wio Personal app.

### Cashback on Paying Other Credit Cards Reduced

The cashback rate for payments made to other UAE bank credit cards using Wio Credit will drop from **1% to 0.5%**, capped at **0.5% of your Wio Credit limit**. A minimum spend of **AED 5,000** on these payments will be required to qualify. This applies to customers on Wio's Salary and Plus plans.

## What Stays the Same

**2% cashback** on all purchases made using the Wio Credit line remains unchanged, up to AED 2,500 or 1% of credit limit per month (whichever is lower). Multi-currency accounts, virtual card creation, and the integrated app experience are also unaffected.

## Frequently asked questions

### When do the Wio Personal Card changes take effect?

The changes to the Wio Personal Card benefits will take effect starting June 1, 2026. The new free ENTERTAINER membership will become available from July 2026.

### Will I still get cashback on my Wio debit card spends?

No, cashback on debit card spends will be discontinued from June 1, 2026. This includes both local AED and international foreign currency debit transactions.

### What is replacing the debit card cashback?

Wio Personal will introduce a free ENTERTAINER membership starting July 2026. This benefit provides buy-one-get-one-free offers on various dining, leisure, and wellness activities across the UAE.

### How does the cashback on paying other credit cards change?

The cashback rate for payments made to other UAE bank credit cards using Wio Credit will be reduced from 1% to 0.5%. It will also be capped at 0.5% of your Wio Credit limit and requires a minimum spend of AED 5,000.

### Does the 2% cashback on credit spends remain unchanged?

Yes, the core benefit of 2% cashback on all purchases made using your Wio Credit line remains unchanged and will continue as before.