Join the bankJoin the bank, born to back you
Save, spend, borrow, manage and invest, all in one place
Give your money secret superpowers
Open an account digitally, in minutes
Fast, simple, digital. As easy as posting your latest holiday photos.
Tailored to your needs
Banking and investing. Standard or Plus. Create an account now, upgrade anytime.
0 branch visits, 0 paperwork
Download the app and enter your personal details. Your account will be ready in minutes.
All you need is an Emirates ID
We verify your identity with a photo of your ID and a selfie. Security has never been so easy.
Tailored to your needs
0 branch visits, 0 paperwork
All you need is an Emirates ID
SAVE up to 6%* INTEREST per annum
Save in different currencies and grow your money with the best interest rates in town.
Make space for your dreams
Create your Saving Space, choose a goal and set a deadline.
Trip to Thailand
86%
The best rates in town
With Salary plan, the money will grow without you lifting a finger.Terms & Conditions apply*
6%*
per annum
BUILD MORE THAN A CAREER, BUILD WEALTH
Transfer your salary to Wio Personal and and start shaping your life goals.
Your everyday money. Doing more every day.
Do more with your money — and your life. Get 3% interest per annum on your current account and make everyday money go further.
Big plans deserve big returns
Whether it’s your future home, your future self, or both, earn 6%* interest per annum on your savings and build the life you want, faster.
Take credit for all your wins
Wio Credit - Smart, simple and designed to help you achieve more.
MOVE MONEY AROUND THE WORLD
Your money always travels swiftly and safely between countries, currencies or people
Attractive foreign exchange rates to send money to over 100+ countries
MUMBAI
ABU DHABI
NYC
Attractive foreign exchange rates to send money to over 100+ countries
No hidden fees or last-minute surprises
Most transfers are free. If there's a fee, you'll see it clearly in the app.
Wio Card: the ultimate two-in-one
Toggle between debit or credit. AED, USD, EUR or GBP. Physical or Virtual. Such a versatile card.
- Pay in local currency when abroad
- Choose credit or debit with a tap
- Get up to 60 interest-free days on credit
- Pay in local currency when abroad
- Choose credit or debit with a tap
- Get up to 60 interest-free days on credit
Spend wisely and confidently
We give you the tools to help you make good financial decisions. Remember, knowledge is power.
Explore moreSpend wisely and confidently
We give you the tools to help you make good financial decisions. Remember, knowledge is power.
Explore more- Turn your spending into earning
- Categories for easy budgeting
- Earn cashback on every spend - debit & credit
- Turn your spending into earning
- Categories for easy budgeting
- Earn cashback on every spend - debit & credit
Want to invest? Start from USD $1
Friendly for beginners. Advanced for experts. Accessible to everyone.
Discover investingWant to invest? Start from USD $1
Friendly for beginners. Advanced for experts. Accessible to everyone.
Discover investing- 2000+ US and UAE stocks
- Shares, fractional shares or Exchange-traded funds
- No commission, no paperwork
- Priority access to upcoming Initial Public Offering
- 2000+ US and UAE stocks
- Shares, fractional shares or Exchange-traded funds
- No commission, no paperwork
- Priority access to upcoming Initial Public Offering
Up to 2% cashback on your spends
We turn your spending into earning. Shopping has never been better.
Cashback that multiplies
Reinvest or save your cashback and watch your money grow.
Cashback earned this month
1,569.15 AED
All Wio Card spends
With Wio Personal plus plan, everytime you pay, we pay you back. Yes, everytime.Terms & Conditions apply*
2%*
cashback
SIMPLE, CLEAR AND HONEST PRICING
Choose the plan that works for you and change it in the future if you need to.
Standard Plan
AED
- 100% digital banking with no hidden fees
- Free local & international transfers
- Free physical & virtual card
- Free multicurrency account
Plus Plan
AED
- Everything in Standard plan
- Up to 4,50% per annum interest in Saving spaces
- Cashback - 2% on credit spends, 1% on non-AED debit spends and 0.5% on AED debit spends.
- Preferred currency exchange rates
A dedicated team to ensure your safety
Round-the-clock support ensuring your funds are always secure.
OVER 200,000 people
have already joined Wio
