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Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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AboutUnlock my cardsOffersBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

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July Spotlight

July Spotlight

Citibank

Three Citibank credit cards spanning everyday value to ultra-premium — the Citi Cashback card earns 3% back on international spend and 2% on groceries with no fee in the first year, the Citi Prestige adds unlimited airport lounge access and a complimentary fourth hotel night, and the invitation-only Citi Ultima carries Citi's top-tier travel and concierge privileges.

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Citi Cashback Credit Card Design

CITIBANK

Citi Cashback Credit Card

Salary: AED 8,000+

No Annual Fee for the first year

3% Cashback on non-AED spends

2% Cashback on grocery/supermarket spends

1% Cashback on all other spend

ExploreLearn more about Citi Cashback Credit Card credit card benefits and featuresApplyApply for Citi Cashback Credit Card credit card
Citi Prestige Credit Card Design

CITIBANK

Citi Prestige Credit Card

Salary: AED 30,000+

Annual Fee: AED 1,500

10,000 bonus points annually post payment of annual fee

3 Points on non-AED spends

2 Points on local spends

ExploreLearn more about Citi Prestige Credit Card credit card benefits and featuresApplyApply for Citi Prestige Credit Card credit card
Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

Salary: AED 36,750

Annual Fee: AED 3,000

30,000 bonus miles annually post payment of annual fee

5 Miles on non-AED spends

2.5 Miles on AED spends

ExploreLearn more about Citi Ultima Credit Card credit card benefits and featuresApplyApply for Citi Ultima Credit Card credit card
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Lifestyle

Merchant

noon FOOD

Enjoy up to 50% off on noon food during live World Cup matches

Valid until 19 Jul 2026
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Lifestyle

Merchant

Excellence Driving School

Learn from expert instructors across Dubai and save today.

Valid until 22 Jul 2026
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Lifestyle

Merchant

Titan Global Retail

Special offers on all purchases at Titan Eye+. Complimentary frame with any lens purchase 20% discount on all purchases

Valid until 23 Jul 2026
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Lifestyle

Merchant

Toys R Us

0% Interest Payment Plan for 3, 6 or 12 months on a minimum transaction of AED 1,000 made with your Credit Card at Toys R Us. To avail this offer, please call 600 50 2030 and book your plan. Contact Number: 800 869 778 732

Valid until 25 Jul 2026
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Lifestyle

Merchant

369 cinemas

369 Cinemas, managed by Truth Cinemas, offers an unparalleled movie-going experience with 9 state-of-the-art screens featuring the latest in 4K projection technology and immersive Dolby Atmos sound. 25% discount on movie tickets through the 369 Cinemas website and app. To download the app, click on the link below: App Store: click here Google Play: click here Redemption Steps: Visit the website, click here or download the app Log in or continue as guest Select the movie, date and time Choose the seats and proceed Choose or skip food and beverage session Click on bank offers, select 25% for ADCB Cards and add the first 8 digits of your Card Enter your details and proceed to checkout

Valid until 27 Jul 2026
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Lifestyle

Merchant

369 cinemas

Up to 25% discount on movie tickets and selected food & beverage at 369 Cinemas. 25% discount on movie tickets 20% discount on food & beverage except candy, chocolates and packed foods & drinks

Valid until 27 Jul 2026
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Lifestyle

Merchant

Bella Vita Restaurant by Labelle

10% discount on food & beverage at Bella Vita Restaurant by Labelle.

Valid until 27 Jul 2026
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Lifestyle

Merchant

Top Level Lady Beauty Salon

15% discount on all services at Top Level Lady Beauty Salon.

Valid until 27 Jul 2026
View offer
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