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Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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AboutUnlock my cardsOffersBanksCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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July Spotlight

July Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

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ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design

EMIRATES NBD

ENBD Voyager World Credit Card

Salary: AED 12,000+

No Annual Fee

Welcome Offer: 75,000 Voyager Miles

6 Voyager Miles on every AED spent on Voyager Travel Portal

3 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design

EMIRATES NBD

ENBD Voyager World Elite Credit Card

Salary: AED 25,000+

No Annual Fee for the first year

Welcome Offer: 150,000 Voyager Miles

12 Voyager Miles on every AED spent on Voyager Travel Portal

6 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features
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Lifestyle

Merchant

Toys R Us

0% Interest Payment Plan for 3, 6 or 12 months on a minimum transaction of AED 1,000 made with your Credit Card at Toys R Us. To avail this offer, please call 600 50 2030 and book your plan. Contact Number: 800 869 778 732

Valid until 25 Jul 2026
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Lifestyle

Merchant

369 cinemas

Up to 25% discount on movie tickets and selected food & beverage at 369 Cinemas. 25% discount on movie tickets 20% discount on food & beverage except candy, chocolates and packed foods & drinks

Valid until 27 Jul 2026
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Lifestyle

Merchant

369 cinemas

369 Cinemas, managed by Truth Cinemas, offers an unparalleled movie-going experience with 9 state-of-the-art screens featuring the latest in 4K projection technology and immersive Dolby Atmos sound. 25% discount on movie tickets through the 369 Cinemas website and app. To download the app, click on the link below: App Store: click here Google Play: click here Redemption Steps: Visit the website, click here or download the app Log in or continue as guest Select the movie, date and time Choose the seats and proceed Choose or skip food and beverage session Click on bank offers, select 25% for ADCB Cards and add the first 8 digits of your Card Enter your details and proceed to checkout

Valid until 27 Jul 2026
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Lifestyle

Merchant

Bella Vita Restaurant by Labelle

10% discount on food & beverage at Bella Vita Restaurant by Labelle.

Valid until 27 Jul 2026
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Lifestyle

Merchant

Top Level Lady Beauty Salon

15% discount on all services at Top Level Lady Beauty Salon.

Valid until 27 Jul 2026
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Lifestyle

Merchant

Al Cady Dental Center

15% discount on all dermatology and dental services at Al Cady Medical Center.

Valid until 29 Jul 2026
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Lifestyle

Merchant

Bliss'd Coffee and Juice Bar

20% discount on food & beverage with a minimum spend of AED 60 at Bliss'd Coffee and Juice Bar.

Valid until 29 Jul 2026
View offer
Lifestyle

Merchant

Desi Village Restaurant and Cafe

15% discount on food & beverage at Desi Village Restaurant and Cafe.

Valid until 29 Jul 2026
View offer
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Bank accounts
Liv Primary Account designCurrent

LIV DIGITAL BANK BY EMIRATES NBD

Liv Primary Account

Monthly fee: AED 25/month, waivable

Transfers: Quick Remittances

Minimum balance: AED 3,000

ExploreOpen account
Emirates NBD Current Account designCurrent

EMIRATES NBD

Emirates NBD Current Account

Monthly fee: AED 26.25/month, waivable

Transfers: DirectRemit

Minimum balance: AED 3,000

ExploreOpen account
Emirates NBD Savings Account designSavings

EMIRATES NBD

Emirates NBD Savings Account

Monthly fee: AED 26.25/month, waivable

Interest rate: 0.2% p.a., paid half-yearly

Minimum balance: AED 3,000

ExploreOpen account

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