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Best Travel Credit Cards in the UAE
Compare UAE travel cards for miles, lounges, hotel rewards, FX costs and insurance.
See cardsLast updated: - Sourced from official issuer documents and product pages.
How to compare UAE travel credit cards
Start with the reward style and travel benefits you will actually use, then check the costs and conditions that can change the winner: the annual fee, foreign-spend cost, airport lounge access and travel insurance. A higher earn rate is not necessarily better if FX charges, unused premium perks or benefit conditions erase the extra value.
For airline-focused travellers, compare UAE airline credit cards, Skywards cards and Etihad Guest cards. Hotel-first travellers can compare hotel rewards cards. If the permanent card benefits are less important than a current promotion, browse live travel and flight card offers instead of treating a temporary deal as part of a card's long-term value.
Kredit separates recurring economics from one-off offers and verifies card data against issuer sources. The comparison below combines card economics, editorial picks and dedicated travel subtopics so one broad page can answer the main travel-card decision without creating a separate URL for every modifier.
Kredit’s travel card shortlist
These are the cards that stand out after comparing ongoing value, travel perks, fees and eligibility. We explain why each made the cut, then let you scan the same welcome offer, rewards, benefits and fee details used on the full card page.
Best for airline miles
Emirates NBD
ENBD Skywards Infinite Credit Card
≈ AED 11,651 potential value / year · incl. perks
Why we picked it
Our strongest pick for travellers already committed to Emirates and Skywards. The card makes most sense when you redeem miles deliberately for flights or upgrades; if you regularly switch airlines, a more flexible rewards card is easier to justify.
- Up to 100,000 Bonus Skywards Miles — 35,000 on joining, up to 65,000 more on spend milestones. — Earn 35,000 Skywards Miles on joining-fee payment, 40,000 on min. USD 25,000 spend (first 3 statements), and 25,000 on min. USD 7,500 Emirates spend (first 12 statements). POS-activation required, year 1 only.
- Complimentary Rotana Rewards Exclusive Club Membership — AED 1,050 value in year-1 dining and stay perks. — Complimentary Rotana Rewards Exclusive Club membership for year 1, worth AED 1,050 in value: an AED 250 dining certificate, up to 50% off the food bill, and up to 20% off beverages and room rates at participating Rotana properties.
- 1 Skywards Miles — per USD 1 on other eligible spending.
- 1.5 Skywards Miles — per USD 1 on eligible international spending.
- 2 Skywards Miles — per USD 1 on Emirates and flydubai spending.
- 0.75 Skywards Miles — per USD 1 on merchant spending in the EU and UK.
- Emirates Skywards Silver Membership — Complimentary: 25% bonus miles, Business Class lounge and check-in.
- Visa Airport Companion Lounge Access — Unlimited access to 1,000+ airport lounges worldwide.
- Golf — Complimentary access to 6 UAE golf venues.
- Cinema Offers — Buy-1-get-1-free tickets at VOX, Reel and Cine Royals.
- Annual Fee: AED 1,575
- International Transaction Fee (non-AED): 1.99%
- Foreign Currency Transaction Fee (AED abroad): 1.99%
- Monthly Purchase Rate: 3.25%
Best travel-rewards card
Rakbank
Rakbank Elevate Credit Card
≈ AED 15,908 potential value / year · incl. perks · incl. welcome bonus · Privilege tier
Why we picked it
The best all-rounder here for travellers who want useful value across both flights and hotels without locking themselves into one airline. We would choose it for someone willing to optimise the plan tier, because that choice materially changes the card's travel economics.
- First 3 months of Privilege free — Try Elevate's highest tier before monthly fees begin. — Get the first three months of Elevate Privilege free. Activate the card and review the selected tier in the Rakbank app; eligibility and bank terms apply.
- 125,000 RAKrewards Welcome Bonus — Apply through the Rakbank app 31 Aug-31 Oct 2026 without holding a Rakbank card, then spend AED 20,000 within 60 days. — Apply for and be issued the card via the Rakbank digital app, 31 Aug-31 Oct 2026 (new to Rakbank credit cards), then spend AED 20,000 within 60 days of issuance for 125,000 RAKrewards, credited within 90 days after the promo ends.
- 2 Rakbank Rewards — per AED 1 on eligible spend in Prime.
- 3 Rakbank Rewards — per AED 1 on eligible spend in Plus.
- 4 Rakbank Rewards — per AED 1 on eligible spend in Privilege.
- Airport lounge access — Access to 1,300+ lounges with one guest.
- Airport transfers — 6 complimentary transfers per year.
- No bank FX surcharge on Privilege — Rakbank's foreign-transaction surcharge is 0%.
- Elevate Premium Pass — Beach club, pool and gym access by tier.
- International Fee: 2.57%
- Mastercard Processing Charge: 1.15%
- Cash Advance: 3.31%
- Prime Fee: AED 51.45
Best free travel card
Emirates NBD
ENBD Voyager World Credit Card
Kredit rating: 3.9/5 · Very good
≈ AED 16,386 potential value / year · incl. perks · incl. welcome bonus
Why we picked it
The cleanest low-commitment entry into travel rewards in this shortlist. It suits occasional travellers who want meaningful travel value without building their whole wallet around airline status or a premium-card strategy.
Reviewed by Kredit Editorial Team · data verified 2026-08-07
- AED 250 cashback — Activate the card and spend AED 2,500 within 30 days of card issuance. — Get AED 250 cashback after you activate the card and spend AED 2,500 within 30 days of card issuance. The card has to be approved and issued by 30 Oct 2026. Available only when you apply for the card through Kredit.
- 75,000 Voyager Miles — Earn 75,000 Voyager Miles after AED 35,000 spend. — Spend AED 35,000 within 3 months of issuance to earn the welcome offer. Offered in the first year only.
- 6 Voyager Miles — per AED 1 on Voyager Travel Portal.
- 3 Voyager Miles — per AED 1 on other travel bookings.
- 0.5 Voyager Miles — per AED 1 on retail transactions.
- 0.125 Voyager Miles — per AED 1 on grocery, dining, insurance & automotive.
- Airport lounge access — 8 visits per year for the cardholder.
- Airport transfers — 2 domestic and 4 international transfers yearly.
- OneVasco visa services — 4 visa assistance services yearly.
- Golf — 1 complimentary round per month at 6 UAE courses.
- Annual Fee: Free
- International Transaction Fee (non-AED): 1.99%
- Foreign Currency Transaction Fee (AED abroad): 1.99%
- Monthly Purchase Rate: 3.49%
Best for spending abroad
Sinder
Sinder Founder Card
Why we picked it
Our pick for travellers who care more about what everyday spending abroad costs than about collecting points. It works particularly well as a companion travel card: use it for overseas purchases and keep a separate rewards card for flights or premium perks.
- 0% Sinder FX markup — 0% markup on the Mastercard Exchange Rate within AED 40,000 of worldwide foreign-currency spend each month.
- Mastercard Travel Pass — Airport lounge access may be available through Mastercard Travel Pass by DragonPass.
- Sinder Travel Club — Founder Card members get the Sinder Travel Club, with its benefits listed in the Sinder app.
- Where Can I Go? — A destination finder in the app filters by visa effort, flight time and cost against Dubai.
- Annual Fee: Free
- International Fee — Allowance: 0%
- Weekday International Fee — Excess: 0.5%
- Weekend International Fee — Excess: 1.5%
Travel perks
Useful perks relevant to this card category.
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Best Travel Credit Cards in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | AED 1,575 | AED 30,000 | Earn Emirates Skywards miles on every spend, lounge access, Emirates travel benefits |
 | AED 735 | AED 12,000 | 1.5 Skywards Miles per USD on Emirates and flydubai; up to 40,000 bonus Miles; 10 lounge visits a year; from AED 12,000 salary |
 | AED 2,625 | AED 5,000 | 8 Marriott Bonvoy points/USD at Marriott hotels, 15 elite night credits, Free Night Award worth 85,000 points annually |
 | AED 1,575 | AED 25,000 | Earn Marriott Bonvoy points, elite night credits, free night award annually |
 | Free | AED 12,000 | Free for life; 75,000 welcome Voyager Miles after AED 35,000 spend in 3 months; up to 6 miles/AED on the travel portal |
 | AED 1,575 | AED 25,000 | 150,000 welcome Voyager Miles after AED 70,000 spend in 3 months; up to 12 miles/AED on the travel portal; first year free |
 | AED 617.40 (waivable) | AED 35,000 | Up to 4 Rewards points/AED; about 3% value on airline/hotel redemptions; only Privilege removes the bank FX surcharge |
 | AED 1,575 | AED 20,000 | 12% back on flights and hotels after AED 5,000 monthly spend, capped at AED 1,800 per month; travel insurance included |
 | AED 1,575 | AED 20,000 | 10% back on airline tickets and hotel stays after AED 5,000 monthly spend, within the AED 1,500 combined monthly cap |
 | AED 1,575 | AED 30,000 | 3 ThankYou Points/USD on non-AED spend, 2 points/USD on local spend |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 1,575 | AED 30,000 | Earn Emirates Skywards miles on every spend, lounge access, Emirates travel benefits |
| AED 735 | AED 12,000 | 1.5 Skywards Miles per USD on Emirates and flydubai; up to 40,000 bonus Miles; 10 lounge visits a year; from AED 12,000 salary |
| AED 2,625 | AED 5,000 | 8 Marriott Bonvoy points/USD at Marriott hotels, 15 elite night credits, Free Night Award worth 85,000 points annually |
| AED 1,575 | AED 25,000 | Earn Marriott Bonvoy points, elite night credits, free night award annually |
| Free | AED 12,000 | Free for life; 75,000 welcome Voyager Miles after AED 35,000 spend in 3 months; up to 6 miles/AED on the travel portal |
| AED 1,575 | AED 25,000 | 150,000 welcome Voyager Miles after AED 70,000 spend in 3 months; up to 12 miles/AED on the travel portal; first year free |
| AED 617.40 (waivable) | AED 35,000 | Up to 4 Rewards points/AED; about 3% value on airline/hotel redemptions; only Privilege removes the bank FX surcharge |
| AED 1,575 | AED 20,000 | 12% back on flights and hotels after AED 5,000 monthly spend, capped at AED 1,800 per month; travel insurance included |
| AED 1,575 | AED 20,000 | 10% back on airline tickets and hotel stays after AED 5,000 monthly spend, within the AED 1,500 combined monthly cap |
| AED 1,575 | AED 30,000 | 3 ThankYou Points/USD on non-AED spend, 2 points/USD on local spend |
ENBD Skywards Infinite Credit Card
Annual feeAED 1,575
Min. salaryAED 30,000
HighlightEarn Emirates Skywards miles on every spend, lounge access, Emirates travel benefits
ENBD Skywards Signature Credit Card
Annual feeAED 735
Min. salaryAED 12,000
Highlight1.5 Skywards Miles per USD on Emirates and flydubai; up to 40,000 bonus Miles; 10 lounge visits a year; from AED 12,000 salary
Marriott Bonvoy ADIB Visa Infinite Card
Annual feeAED 2,625
Min. salaryAED 5,000
Highlight8 Marriott Bonvoy points/USD at Marriott hotels, 15 elite night credits, Free Night Award worth 85,000 points annually
ENBD Marriott Bonvoy World Elite
Annual feeAED 1,575
Min. salaryAED 25,000
HighlightEarn Marriott Bonvoy points, elite night credits, free night award annually
ENBD Voyager World Credit Card
Annual feeFree
Min. salaryAED 12,000
HighlightFree for life; 75,000 welcome Voyager Miles after AED 35,000 spend in 3 months; up to 6 miles/AED on the travel portal
ENBD Voyager World Elite Credit Card
Annual feeAED 1,575
Min. salaryAED 25,000
Highlight150,000 welcome Voyager Miles after AED 70,000 spend in 3 months; up to 12 miles/AED on the travel portal; first year free
Rakbank Elevate Credit Card
Annual feeAED 617.40 (waivable)
Min. salaryAED 35,000
HighlightUp to 4 Rewards points/AED; about 3% value on airline/hotel redemptions; only Privilege removes the bank FX surcharge
FAB Travel Credit Card
Annual feeAED 1,575
Min. salaryAED 20,000
Highlight12% back on flights and hotels after AED 5,000 monthly spend, capped at AED 1,800 per month; travel insurance included
ADCB Traveller Credit Card
Annual feeAED 1,575
Min. salaryAED 20,000
Highlight10% back on airline tickets and hotel stays after AED 5,000 monthly spend, within the AED 1,500 combined monthly cap
Citi Prestige Credit Card
Annual feeAED 1,575
Min. salaryAED 30,000
Highlight3 ThankYou Points/USD on non-AED spend, 2 points/USD on local spend
Best for travel and airline miles
Compare airline-specific Skywards earning with flexible Voyager Miles that can be used for portal bookings or transferred to participating travel partners.
EMIRATES NBD
ENBD Skywards Infinite Credit Card
- Annual Fee: AED 1,575
- Bonus: Up to 100,000 Skywards Miles
- Complimentary Emirates Skywards Silver membership
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Best debit alternative for foreign spend
Sinder prices foreign spend as a monthly allowance rather than a rate on every transaction: no markup up to a monthly ceiling, then a published rate on the excess. It spends money you already hold, so it opens no credit line, charges no interest and builds no AECB history — and within the allowance it matches the lowest published foreign-spend cost on this page.
SINDER
Sinder Founder Card
- 0% FX up to AED 40,000/month
- International ATM fee capped at AED 25
- Airport lounge access
Best for hotel rewards
Earn Marriott Bonvoy points on every spend, with strong welcome bonuses and accelerated earn at partner properties across the UAE and globally.
ABU DHABI ISLAMIC BANK (ADIB)
Marriott Bonvoy ADIB Visa Infinite Card
- Welcome bonus: up to 200,000 Marriott Bonvoy points
- 8 Marriott Bonvoy points per USD 1 at Marriott properties
- Marriott Bonvoy Gold Elite status
EMIRATES NBD
ENBD Marriott Bonvoy World Elite
- Welcome Bonus: Up to 150,000 Points
- 6 points per USD 1 at Marriott hotels
- Gold Elite Status with Marriott
Best for lower foreign-spend costs
FAB Travel waives both the bank surcharge and network charge. ADCB Traveller waives the bank margin but uses Mastercard's scheme rate. Rakbank Elevate Privilege waives the bank surcharge while Mastercard's 1.15% processing charge still applies.
FIRST ABU DHABI BANK (FAB)
FAB Travel Credit Card
- Free flight each year to over 15 destinations
- 12% cashback on flights and hotel bookings
- No FX fees
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Traveller Credit Card
- 10% Cashback on airline tickets
- 10% Cashback on hotel stays
- 1.5% Cashback on all domestic spends
RAKBANK
Rakbank Elevate Credit Card
- Up to 4 RAKrewards/AED
- Up to 3.2% travel value
- Privilege: 0% bank FX fee
Best for airport lounge access
These cards include lounge access through major networks, but visit allowances, guest rules, activation spend and app enrolment are card-specific. Compare those rules separately from the card's headline travel rewards.
CITIBANK
Citi Ultima Credit Card
- 30,000 annual bonus miles
- 5 miles/USD non-AED
- 2.5 miles/USD in AED
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Best cards with travel insurance
Travel-insurance benefits differ on activation, covered travellers, trip duration, medical limits, cancellation, baggage and claims. Compare the current policy terms rather than inferring cover from card tier.
CBD
CBD One Credit Card
- 2-for-1 offers with the ENTERTAINER
- Up to AED 135/month cashback
- 8 free airport lounge visits/year
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
RAKBANK
Rakbank World Credit Card
- 10% Cashback on Travel & Hotel Spends
- 10% Cashback on Supermarket Spends
- 10% Cashback on Dining Spends
Best cashback travel card
For travelers who prefer straightforward cash value over miles or points programs, these cards deliver competitive cashback on travel and everyday spend without the complexity of redemption.
RAKBANK
Rakbank Elevate Credit Card
- Up to 4 RAKrewards/AED
- Up to 3.2% travel value
- Privilege: 0% bank FX fee
WIO BANK
Wio Credit Card
- 2% Cashback on most spends
- 0.5% on card bills
- Up to AED 2,500/month
Why choose travel cards
1.
Miles, cashback, or hotel points — pick based on how you redeem
Miles cards (Skywards, Etihad) offer the highest ceiling for frequent flyers who redeem on business class. Cashback cards return real AED value on every trip regardless of destination. Hotel cards concentrate value at partner chains and suit frequent hotel bookers.
2.
FX fees can cancel out earn rates
A card earning 2 miles/AED but charging 2.99% on foreign spend often delivers less value than a card earning 1 mile/AED with 0% FX fees. For international trips, compare the net value — not just the headline earn rate.
3.
Welcome bonuses can offset the first-year fee
Many travel cards offer welcome bonuses worth more than one year's annual fee when redeemed on flights or hotels. Factor the bonus value into your year-one cost when comparing annual fees.
How to choose a UAE travel credit card
1.
Choose the travel job first
Decide whether you primarily need airline miles, hotel rewards, low foreign-spend cost, lounge visits, insurance or simple cashback. A card can be excellent at one and ordinary at the others.
2.
Model recurring value before the welcome offer
Compare the rewards you can realistically earn, recurring perks you will use, annual fee and foreign-spend cost. Treat the welcome bonus as a separate first-year layer rather than permanent value.
3.
Check benefit conditions
Lounge visits, insurance and travel credits can depend on enrolment, qualifying spend, booking channel or paying for travel with the card. Read the current issuer terms for the exact product.
4.
Use a focused page when one factor decides the choice
If FX, lounges, insurance, airline miles or hotel rewards will determine the winner, use the dedicated Kredit comparison for that sub-intent instead of stretching one broad ranking to answer everything.
What matters most for your travel card?
Travel cards rarely win on every dimension. Pick the factor that matters most to you; each option opens a focused page that explains how that cost or benefit works and compares the cards that handle it best.
Airport lounge access
You care about lounge visits, guest access or a specific lounge network more than the headline earn rate.
Foreign-spend & FX fees
You expect to spend abroad and want to know what the card really costs before counting rewards.
Airline & miles cards
Flights and upgrades are the goal, and the airline or miles programme matters more than simple cashback.
Travel insurance
Built-in cover could replace a separate policy, but activation rules and exclusions may change the value.
Live travel & flight offers
You are booking soon and a temporary flight, hotel or booking promotion could outweigh the card's usual economics.
Hotel rewards cards
Hotel points, status or free-night value matter more to you than airline-specific rewards.
How Kredit decides
Methodology and data behind this comparison
Commercial relationships do not determine Kredit Ratings or market rankings. Use the published methods and data sources below to inspect how the comparison is built.
Kredit Rating methodology
How verified card economics become a 1–5 editorial verdict.
Market Position methodology
How Kredit benchmarks eligible UAE cards across seven disclosed pillars.
UAE Card FX Index
The model behind foreign-spend cost comparisons.
Points & miles valuations
AED-equivalent values used to interpret travel rewards.
Tools & calculators
Put the comparison into your own numbers, or open the underlying market data before you choose.
Calculator
Cash vs miles
Test an award booking against its cash price and see whether using miles is actually good value.
Calculator
Miles & points to AED
Convert major UAE airline and rewards-programme balances into an estimated AED value.
Calculator
Rewards calculator
Enter your monthly spend and compare the AED value different UAE cards could return.
Data tool
UAE Card FX Index
See the all-in cost of spending abroad across UAE cards at several monthly spend levels.
14 cards in the UAE
SINDER
Sinder Founder Card
- No annual fee
- Digital onboarding
- 0% FX up to AED 40,000/month
- International ATM fee capped at AED 25
- Airport lounge access
FIRST ABU DHABI BANK (FAB)
FAB Travel Credit Card
- Salary: AED 20,000+
- Annual Fee: AED 1,575
- Free flight each year to over 15 destinations
- 12% cashback on flights and hotel bookings
- No FX fees
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Traveller Credit Card
- Salary: AED 20,000+
- Annual Fee: AED 1,575
- 10% Cashback on airline tickets
- 10% Cashback on hotel stays
- 1.5% Cashback on all domestic spends
RAKBANK
Rakbank Elevate Credit Card
- Salary: AED 35,000+
- Tier fee from AED 51.45/month
- Up to 4 RAKrewards/AED
- Up to 3.2% travel value
- Privilege: 0% bank FX fee
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
WIO BANK
Wio Credit Card
- Salary: AED 5,000+
- No Annual Fee with Wio Plan
- 2% Cashback on most spends
- 0.5% on card bills
- Up to AED 2,500/month
CITIBANK
Citi Ultima Credit Card
- Salary: AED 36,750
- Annual Fee: AED 3,150
- 30,000 annual bonus miles
- 5 miles/USD non-AED
- 2.5 miles/USD in AED
CITIBANK
Citi Prestige Credit Card
- Salary: AED 30,000+
- Annual Fee: AED 1,575
- 10,000 bonus points annually post payment of annual fee
- 3 Points on non-AED spends
- 2 Points on local spends
CITIBANK
Citi Premier Credit Card
- Salary: AED 15,000+
- Annual Fee: AED 787.50
- Welcome Bonus: AED 750 statement credit after AED 10,000 spend in 60 days
- 3 ThankYou Points per USD on dining, fuel and grocery
- 2 ThankYou Points per USD on other international spend
ABU DHABI ISLAMIC BANK (ADIB)
Marriott Bonvoy ADIB Visa Infinite Card
- Salary: AED 5,000+
- Annual Fee: AED 2,625
- Welcome bonus: up to 200,000 Marriott Bonvoy points
- 8 Marriott Bonvoy points per USD 1 at Marriott properties
- Marriott Bonvoy Gold Elite status
EMIRATES NBD
ENBD Marriott Bonvoy World Elite
- Salary: AED 25,000+
- Annual Fee: AED 1,575
- Welcome Bonus: Up to 150,000 Points
- 6 points per USD 1 at Marriott hotels
- Gold Elite Status with Marriott
EMIRATES NBD
ENBD Skywards Signature Credit Card
- Salary: AED 12,000+
- Joining Fee: AED 1,573.95
- Annual Fee: AED 735
- Earn 40,000 bonus Skywards Miles.
- 1.5 Skywards Miles per USD on Emirates, flydubai
EMIRATES NBD
ENBD Skywards Infinite Credit Card
- Salary: AED 30,000+
- Joining Fee: AED 3,148.95
- Annual Fee: AED 1,575
- Bonus: Up to 100,000 Skywards Miles
- Complimentary Emirates Skywards Silver membership
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–36,750 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–36,750 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Travel Credit Cards in the UAE
Compare head-to-head
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