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Kredit

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AboutBlogBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

Discover the bestUAE credit cards

The UAE has 200+ credit cards from 25+ banks. Some pay cash back, some earn miles, some skip the annual fee. Use the filters below to find the right card for your salary, bank, and how you spend.

No Annual FeeOnline ShoppingWelcome BonusCashbackHotelsTravelEmiratesFABENBDMashreqAED 5,000AED 10,000AED 15,000Noon
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Emirates Islamic Barça Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Barça Cashback Credit Card

Salary: AED 5,000+

Free for Life — no annual fee

4% on supermarket, dining, fuel & sports

2% on international spends

Exclusive FC Barcelona experiences

ExploreLearn more about Emirates Islamic Barça Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Barça Cashback Credit Card credit card
SIB Cashback Credit Card Design

SHARJAH ISLAMIC BANK

SIB Cashback Credit Card

Salary: AED 8,000+

No Annual Fee for the First Year

10% Cashback on online and digital wallet spends

2% Cashback on international spends

1% Cashback on domestic retail spends

ExploreLearn more about SIB Cashback Credit Card credit card benefits and featuresApplyApply for SIB Cashback Credit Card credit card
ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
Tamayaz Platinum Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz Platinum Credit Card

Salary: AED 5,000+

Free for life

6% cashback at Union Coop

2% on domestic dining and fuel

1% on intl and domestic retail

ExploreLearn more about Tamayaz Platinum Credit Card credit card benefits and features
Tamayaz World Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz World Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

Welcome Bonus: AED 1,000 equivalent

10% cashback at Union Coop

3% cashback on international spends

ExploreLearn more about Tamayaz World Credit Card credit card benefits and features
ENBD U By Emaar Signature Credit Card Design

EMIRATES NBD

ENBD U By Emaar Signature Credit Card

Min Salary: AED 12,000

Joining Fee: AED 525

Annual Fee: AED 262.50

6.25% cashback on Emaar spends

U By Emaar Gold Status

ExploreLearn more about ENBD U By Emaar Signature Credit Card credit card benefits and features
ENBD Skywards Signature Credit Card Design

EMIRATES NBD

ENBD Skywards Signature Credit Card

Salary: AED 12,000+

Joining Fee: AED 1,573.95

Annual Fee: AED 735

Earn 40,000 bonus Skywards Miles.

1.5 Skywards Miles per USD on Emirates, flydubai

ExploreLearn more about ENBD Skywards Signature Credit Card credit card benefits and features
ENBD Duo Credit Card Design

EMIRATES NBD

ENBD Duo Credit Card

Salary: AED 12,000+

Annual Fee: AED 840

5% rewards on grocery, utilities, telecom & fuel

0.5% on other spends

Unlimited airport lounge access worldwide

ExploreLearn more about ENBD Duo Credit Card credit card benefits and features
ENBD U By Emaar Infinite Credit Card Design

EMIRATES NBD

ENBD U By Emaar Infinite Credit Card

Salary: AED 30,000+

Joining Fee: AED 2,625

Annual Fee: AED 1,575

Welcome Offer: Up to 25,000 UPoints

U By Emaar Platinum Status

ExploreLearn more about ENBD U By Emaar Infinite Credit Card credit card benefits and features
ENBD U By Emaar Family Credit Card Design

EMIRATES NBD

ENBD U By Emaar Family Credit Card

Salary: AED 5,000+

No Annual Fee

1% cashback on all spends

5% cashback on Emaar spends

Buy 1 Get 1 Free Movie Tickets.

ExploreLearn more about ENBD U By Emaar Family Credit Card credit card benefits and features
ENBD Skywards Infinite Credit Card Design

EMIRATES NBD

ENBD Skywards Infinite Credit Card

Salary: AED 30,000+

Joining Fee: AED 3,148.95

Annual Fee: AED 1,575

Bonus: Up to 100,000 Skywards Miles

Complimentary Emirates Skywards Silver membership

ExploreLearn more about ENBD Skywards Infinite Credit Card credit card benefits and features
Emirates Islamic Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Credit Card

Salary: AED 5,000+

Annual Fee: AED 350

5% Cashback on telecom

5% Cashback on electronics

Up to 1% cashback on all local and international spends

ExploreLearn more about Emirates Islamic Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Cashback Credit Card credit card
Emirates Islamic Cashback Plus Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Plus Credit Card

Salary: AED 12,000+

Annual Fee: AED 299

Up to 10% cashback on groceries, education, dining, telecom

Unlimited airport lounge access

2 rounds of complimentary golf per month

ExploreLearn more about Emirates Islamic Cashback Plus Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Cashback Plus Credit Card credit card
Emirates Islamic Flex Elite Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Flex Elite Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

75,000 EI SmartMiles Welcome Bonus

3.75% cashback on international spend

Unlimited rounds of golf

ExploreLearn more about Emirates Islamic Flex Elite Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Flex Elite Credit Card credit card
Emirates Islamic RTA Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic RTA Credit Card

Salary: AED 5,000+

No Annual Fee

10% Cashback on RTA Transport

10% Cashback on Fuel

2.25% Cashback on Other Spends

ExploreLearn more about Emirates Islamic RTA Credit Card credit card benefits and featuresApplyApply for Emirates Islamic RTA Credit Card credit card
Invest Bank Platinum Credit Card Design

INVEST BANK

Invest Bank Platinum Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Flat 3% cashback on all spends (up to AED 1,000/month)

Access to 25+ VIP Airport Lounges

20% off Careem rides (3 rides/month)

ExploreLearn more about Invest Bank Platinum Credit Card credit card benefits and featuresApplyApply for Invest Bank Platinum Credit Card credit card
Aafaq World Elite Credit Card Design

AAFAQ ISLAMIC FINANCE

Aafaq World Elite Credit Card

Salary: AED 20,000+

Annual Fee: AED 1,050 (first year free)

5% online & dining

3% international

20% welcome cashback on Amazon, noon, Careem, Talabat

ExploreLearn more about Aafaq World Elite Credit Card credit card benefits and featuresApplyApply for Aafaq World Elite Credit Card credit card
Aafaq Platinum Credit Card Design

AAFAQ ISLAMIC FINANCE

Aafaq Platinum Credit Card

Salary: AED 8,000+

Annual Fee: Free

Mastercard Platinum lounge & meet & greet

Balance Transfer, Finance on Phone & EPP

ExploreLearn more about Aafaq Platinum Credit Card credit card benefits and featuresApplyApply for Aafaq Platinum Credit Card credit card
Aafaq Titanium Credit Card Design

AAFAQ ISLAMIC FINANCE

Aafaq Titanium Credit Card

Salary: AED 5,000+

Annual Fee: AED 210 (waived on AED 5k spend)

Balance Transfer, Finance on Phone & EPP

Mastercard Priceless offers

ExploreLearn more about Aafaq Titanium Credit Card credit card benefits and featuresApplyApply for Aafaq Titanium Credit Card credit card
ADCB Essential Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Essential Cashback Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 350

Up to 1.25% cashback on all spends

0.75% on select categories

ExploreLearn more about ADCB Essential Cashback Credit Card credit card benefits and featuresApplyApply for ADCB Essential Cashback Credit Card credit card
Sav Prepaid Card Design
PREPAID

SAV

Sav Prepaid Card

No Annual Fee

5% cashback on eligible spends

Pro: up to AED 500/month

Standard: up to AED 125/month

AED 200/month cap per category

ExploreLearn more about Sav Prepaid Card credit card benefits and featuresApplyApply for Sav Prepaid Card credit card
Wio Credit Card Design
LIMITED OFFER

WIO BANK

Wio Credit Card

Salary: AED 5,000+

No Annual Fee with Wio Plan

2% Cashback on all spends

0.5% Cashback on Other Credit Card Bills

Total Cashback up to AED 2,500/month

ExploreLearn more about Wio Credit Card credit card benefits and featuresApplyApply for Wio Credit Card credit card
Mashreq Solitaire Credit Card Design

MASHREQ BANK

Mashreq Solitaire Credit Card

Salary: AED 25,000+

Annual Fee AED 1,500 +5% VAT

Welcome Bonus: AED 2,500

6 points per AED on international purchases

Unlimited Fitness First Visits

ExploreLearn more about Mashreq Solitaire Credit Card credit card benefits and featuresApplyApply for Mashreq Solitaire Credit Card credit card
Mashreq Platinum Elite Credit Card Design

MASHREQ BANK

Mashreq Platinum Elite Credit Card

Salary: AED 7,000+

Annual Fee AED 650 + 5% VAT

Welcome Bonus: AED 1,500

8 complimentary Fitness First visits/month

5 points/AED intl, 3 points/dining, 1 point/local

ExploreLearn more about Mashreq Platinum Elite Credit Card credit card benefits and featuresApplyApply for Mashreq Platinum Elite Credit Card credit card