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Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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AboutMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

Discover the bestUAE credit cards

The UAE has 200+ credit cards from 25+ banks. Some pay cash back, some earn miles, some skip the annual fee. Use the filters below to find the right card for your salary, bank, and how you spend.

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Liv Debit Card Design
DEBIT

LIV DIGITAL BANK BY EMIRATES NBD

Liv Debit Card

  • Free with the account
  • No annual fee
  • Free ENBD ATM withdrawals
  • Instant digital issuance
ExploreLearn more about Liv Debit Card credit card benefits and featuresApplyApply for Liv Debit Card credit card
Mashreq Cashback Credit Card Design
3.4/5

MASHREQ BANK

Mashreq Cashback Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • AED 500 Welcome Bonus
  • Unlimited 5% Cashback on dining.
  • 1% Cashback on international spends (non-dining)
ExploreLearn more about Mashreq Cashback Credit Card credit card benefits and featuresApplyApply for Mashreq Cashback Credit Card credit card
Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

  • Salary: AED 5,000+
  • Free for life
  • Up to 2% Cashback on all spends
  • Cashback or Skywards Miles
  • 2 Free Movie Tickets + 20% off on F&B at VOX Cinemas
ExploreLearn more about Liv Cashback Credit Card credit card benefits and features
Liv Cashback+ Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

  • Salary: AED 15,000+
  • Annual Fee: AED 735
  • Up to 4% Cashback on all spends
  • Cashback or Skywards Miles
  • 3 Free Movie Tickets + 20% off on F&B at VOX Cinemas
ExploreLearn more about Liv Cashback+ Credit Card credit card benefits and features
Sinder Founder Card Design
DEBIT

SINDER

Sinder Founder Card

  • No annual fee
  • Digital onboarding
  • 0% FX markup up to AED 40,000/month
  • International ATM fee capped at AED 25
  • Airport lounge access
ExploreLearn more about Sinder Founder Card credit card benefits and features
iOSPlay
RAKBANK World Credit Card Design
LIMITED OFFER

RAKBANK

RAKBANK World Credit Card

  • Salary: AED 20,000+
  • No Annual Fee First Year
  • 10% Cashback on Travel & Hotel Spends
  • 10% Cashback on Supermarket Spends
  • 10% Cashback on Dining Spends
ExploreLearn more about RAKBANK World Credit Card credit card benefits and featuresApplyApply for RAKBANK World Credit Card credit card
RAKBANK High Flyer Platinum Credit Card Design

RAKBANK

RAKBANK High Flyer Platinum Credit Card

  • Salary: AED 10,000+
  • No Annual Fee
  • Up to 5 RAKrewards/AED international
  • 4 airport lounge visits/year
  • 20% off Avis car rental
ExploreLearn more about RAKBANK High Flyer Platinum Credit Card credit card benefits and featuresApplyApply for RAKBANK High Flyer Platinum Credit Card credit card
Emirates Islamic Flex Elite Credit Card Design
LIMITED OFFER
3.9/5

EMIRATES ISLAMIC

Emirates Islamic Flex Elite Credit Card

  • Salary: AED 15,000+
  • Annual Fee: AED 735
  • EI SmartMiles welcome offer
  • 3.75% cashback on international spend
  • Unlimited rounds of golf
ExploreLearn more about Emirates Islamic Flex Elite Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Flex Elite Credit Card credit card
Deem World Mastercard Design

DEEM

Deem World Mastercard

  • Salary: AED 25,000+
  • AED 525/year, free year one
  • 1,000+ lounges worldwide
  • 5 Joy Points/AED in chosen mode
  • AED 250,000 draw every 6 months
ExploreLearn more about Deem World Mastercard credit card benefits and featuresApplyApply for Deem World Mastercard credit card
CBD One Credit Card Design

CBD

CBD One Credit Card

  • Salary: AED 5,000+
  • Free for life
  • 2-for-1 offers with the ENTERTAINER
  • Up to AED 135/month cashback
  • 8 free airport lounge visits/year
ExploreLearn more about CBD One Credit Card credit card benefits and featuresApplyApply for CBD One Credit Card credit card
HSBC Cash+ Credit Card Design

HSBC

HSBC Cash+ Credit Card

  • Salary: AED 30,000+
  • No Annual Fee for the first year
  • 1% cashback every day on all your purchases, with no minimum spend or earning caps
  • 10% bonus cashback each month, quarter and year on top
  • Complimentary Careem Plus subscription
ExploreLearn more about HSBC Cash+ Credit Card credit card benefits and features
Citi Premier Credit Card Design

CITIBANK

Citi Premier Credit Card

  • Salary: AED 15,000+
  • Annual Fee: AED 787.50
  • Welcome Bonus: AED 750 statement credit after AED 10,000 spend in 60 days
  • 3 ThankYou Points per USD on dining, fuel and grocery
  • 2 ThankYou Points per USD on other international spend
ExploreLearn more about Citi Premier Credit Card credit card benefits and featuresApplyApply for Citi Premier Credit Card credit card
UAB Titanium Credit Card Design

UNITED ARAB BANK (UAB)

UAB Titanium Credit Card

  • Salary: AED 6,000+
  • No Annual Fee
  • Welcome Offer: ENTERNAINER subscription
  • Up to 5% cashback on groceries and fuel
  • 100% casbhack on video streaming subscription
ExploreLearn more about UAB Titanium Credit Card credit card benefits and featuresApplyApply for UAB Titanium Credit Card credit card
UAB World Credit Card Design

UNITED ARAB BANK (UAB)

UAB World Credit Card

  • Salary: AED 40,000+
  • No Annual Fee for the first year
  • Welcome Offer: ENTERNAINER subscription
  • Up to 10% cashback on school fees, fashion on fuel
  • 100% casbhack on video streaming subscription
ExploreLearn more about UAB World Credit Card credit card benefits and featuresApplyApply for UAB World Credit Card credit card
ADIB SHARE Visa Platinum Card Design

ABU DHABI ISLAMIC BANK (ADIB)

ADIB SHARE Visa Platinum Card

  • Salary: AED 5,000+
  • Annual Fee: AED 208.95
  • Welcome bonus: 2,000 SHARE Points
  • Double SHARE Points (6%) at Carrefour/MAF for 90 days on new signups
  • 3% back in SHARE Points at Carrefour and Majid Al Futtaim destinations
ExploreLearn more about ADIB SHARE Visa Platinum Card credit card benefits and features
Sav Prepaid Card Design
PREPAID

SAV

Sav Prepaid Card

  • No Annual Fee
  • 5% cashback on eligible spends
  • Standard: up to AED 50/month
  • Pro: up to AED 500/month
  • Free Mashreq ATM withdrawals
ExploreLearn more about Sav Prepaid Card credit card benefits and featuresApplyApply for Sav Prepaid Card credit card
Aafaq Platinum Credit Card Design

AAFAQ ISLAMIC FINANCE

Aafaq Platinum Credit Card

  • Salary: AED 8,000+
  • Annual Fee: Free
  • Mastercard Platinum lounge & meet & greet
  • Balance Transfer, Finance on Phone & EPP
ExploreLearn more about Aafaq Platinum Credit Card credit card benefits and featuresApplyApply for Aafaq Platinum Credit Card credit card
FAB Elite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Elite Credit Card

  • Salary: AED 40,000+
  • Annual Fee: AED 1,260
  • Up to 20 FAB Rewards on luxury spending
  • Up to 5 FAB Rewards on all other spending including abroad
  • Up to 40% off at 100+ restaurants via ADV+
ExploreLearn more about FAB Elite Credit Card credit card benefits and featuresApplyApply for FAB Elite Credit Card credit card
Emirates Islamic Skywards Infinite Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Skywards Infinite Credit Card

  • Salary: AED 20,000+
  • No Annual Fee for the first year
  • Up to 2 Skywards Miles per USD spent
  • Unlimited complimentary access to over 1000+ airport lounges
  • Automatic Skywards Silver Membership Upgrade
ExploreLearn more about Emirates Islamic Skywards Infinite Credit Card credit card benefits and features
Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

  • Salary: AED 36,750
  • Annual Fee: AED 3,150
  • 30,000 annual bonus miles
  • 5 miles/USD non-AED
  • 2.5 miles/USD in AED
ExploreLearn more about Citi Ultima Credit Card credit card benefits and featuresApplyApply for Citi Ultima Credit Card credit card
DIB SHAMS Infinite Credit Card Design

DUBAI ISLAMIC BANK

DIB SHAMS Infinite Credit Card

  • Salary: AED 20,000+
  • First year fee-free
  • 10 points/AED dining + travel
  • Fitness First access
  • 4 airport transfers/year
ExploreLearn more about DIB SHAMS Infinite Credit Card credit card benefits and featuresApplyApply for DIB SHAMS Infinite Credit Card credit card
The American Express Platinum Credit Card Design

AMERICAN EXPRESS

The American Express Platinum Credit Card

  • Salary: AED 21,250+
  • Annual Fee: AED 735
  • Earn 2 points for every AED 4 spent
  • 12 Priority Pass lounge visits per year
  • 10% cashback every month, up to AED 600 annually
ExploreLearn more about The American Express Platinum Credit Card credit card benefits and featuresApplyApply for The American Express Platinum Credit Card credit card
RAKBANK Titanium Credit Card Design
LIMITED OFFER

RAKBANK

RAKBANK Titanium Credit Card

  • Salary: AED 8,000+
  • No Annual Fee
  • Joining Bonus: AED 500
  • 5% Cashback on Supermarkets, Dining
  • 2% Standard Cashback
ExploreLearn more about RAKBANK Titanium Credit Card credit card benefits and featuresApplyApply for RAKBANK Titanium Credit Card credit card
Mashreq Platinum Plus Credit Card Design

MASHREQ BANK

Mashreq Platinum Plus Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 313.95
  • 10 points/AED on everyday categories
  • 4 lounge visits/year
ExploreLearn more about Mashreq Platinum Plus Credit Card credit card benefits and featuresApplyApply for Mashreq Platinum Plus Credit Card credit card