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AboutMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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FAB Travel Credit Card
Joining Fee
Free
Annual Fee
AED 1,575
Minimum Salary
AED 25,000

FAB Travel Credit Card

FAB's premium Travel Credit Card unlocks complimentary flights and premium travel perks for global adventures.

≈ AED 22,844 potential value / year · incl. perks
WebsiteVisit FAB Travel Credit Card credit card website

Welcome offer

Free Flight Voucher

to over 15 destinations on card activation.

See full breakdown

Rewards

12%

on flights and hotel spends

Earned as 41 FAB Rewards per AED spent. Total monthly cap of 612,000 FAB Rewards (equivalent to AED 1,800)

See full breakdown

1%

on all domestic spends (except hotel/flights spends)

Earned as 3 FAB Rewards per AED spent. Total monthly cap of 612,000 FAB Rewards (equivalent to AED 1,800)

See full breakdown

0.16%

on certain categories

Earned as 0.5 FAB Rewards per AED spent on certain categories. Total monthly cap of 612,000 FAB Rewards (equivalent to AED 1,800)

See full breakdown

Rewards Calculator

My Cards

Already have the FAB Travel Credit Card?

Add it to your wallet, include any other cards you own, and see exactly where this card should be used.

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Eligibility

21

Minimum Age

25,000AED

Minimum Income

Documents ready

Emirates ID + passport with residence visa

Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.

Check your AECB report

Recent rejections or missed payments can stall approval

A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.

August Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

See all
ENBD noon One Visa Credit Card Design
4.1/5

EMIRATES NBD

ENBD noon One Visa Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
  • Get 20% back as noon credits when you spend on noon food
  • Get 5% back as noon credits when you spend on noon
ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER
3.9/5

EMIRATES NBD

ENBD Voyager World Credit Card

  • Salary: AED 12,000+
  • 75,000 Miles after AED 35,000 spend
  • No Annual Fee
  • 6 Voyager Miles on every AED spent on Voyager Travel Portal
  • 3 Voyager Miles on every AED spent on other travel bookings
ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

  • Salary: AED 25,000+
  • 150,000 Miles after AED 70,000 spend
  • No Annual Fee for the first year
  • 12 Voyager Miles on every AED spent on Voyager Travel Portal
  • 6 Voyager Miles on every AED spent on other travel bookings
ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Offers

See all 153
Lifestyle

Merchant

The Bicester Collection

Exclusive shopping benefits and savings

Valid until 31 Aug 2026
View offer
Lifestyle

Merchant

Dubai Parks and Resorts

Enjoy a 20% discount on entry tickets

Valid until 15 Sep 2026
View offer
Lifestyle

Merchant

Dubai Parks and Resorts

Enjoy a 20% discount on entry tickets

Valid until 15 Sep 2026
View offer
Lifestyle

Merchant

The View at the Palm

20% Discount on entry tickets

Valid until 15 Sep 2026
View offer

Additional Benefits

Free Flight Voucher

every year to over 15 destinations.

Spent criteria of AED 300,000 anually is applicable.

See full breakdown

Free Airport Lounge Access

for you and two guests.

No minimum spend required

The second guest can enjoy up to six visits if a minimum spend of AED 5,000 is maintained per month.

See full breakdown

Free Airport Transfers

6 free airport rides each year with Careem.

No minimum spend required
See full breakdown

Airport Security Fast Track Services

up to 3 times a year.

See full breakdown

Free Global Roaming Data

1GB of free global roaming data 3 times a year with the Flexiroam app.

See full breakdown

Travel Medical and Inconvenience Insurance

Fees

Free

Joining Fee

1,575AED

Annual Fee

Free

International Transaction Fee

No bank or Mastercard scheme charges on international transactions for FAB Travel Credit Card holders.

Monthly Interest Rate3.99%*

*3.99% per month. Finance charges apply from the transaction date if the full balance is not settled by the due date.

Cash Advance3.15%*

*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.

International Transactions2.61%*

*2.61% of the transaction value plus applicable Visa/Mastercard scheme charges. Not applicable on FAB Travel Card (bank and scheme charges) and Low-Rate Credit Card (bank charges).

Late PaymentAED 241.5*

*Charged if the minimum payment is not received by the due date.

Over-LimitAED 302.4*

*Charged when the outstanding balance exceeds the approved credit limit.

Card ReplacementAED 78.75
Credit Shield Plus1.04%*

*1.04% per month of the outstanding balance. Optional plan — enrolment required.

Wallet Shield0.42%*

*0.42% per month of the outstanding balance. Optional plan — enrolment required.

Accident Insurance0.26%*

*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.

Instalment / Financing Plans3%*

*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.

Instalment Cancellation1.05%*

*1.05% of the principal outstanding amount, maximum AED 10,500.

Plan DefermentAED 262.5
Statement ReprintAED 26.25*

*Per statement reprinted.

Sales Draft CopyAED 26.25
Liability LetterAED 52.5
Transaction DisputeAED 105
Outstation ChequeAED 52.5
Returned ChequeAED 220.5
Minimum Payment5%*

*5% of the outstanding balance or AED 100, whichever is higher.

Payment DueFree*

*21–25 days from the statement date.

Important Stuff

Schedule of Charges

Opens in a new tab

Benefits Terms & Conditions

Opens in a new tab

FAB Rewards Programme

Opens in a new tab

FAB Rewards Terms & Conditions

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about FAB Travel Credit Card credit card

The annual fee is AED 1,575. There is no joining fee — the card is free to get.

Yes. Cardholders receive a free flight voucher every year to over 15 destinations. The voucher is subject to an annual spend requirement of AED 300,000.

The card earns 12% cashback on flights and hotel bookings (equivalent to 41 FAB Rewards per AED), and 1% on all other domestic spends. Total monthly cashback is capped at AED 1,800.

Yes. Cardholders get complimentary airport lounge access for themselves and up to two guests. The second guest can enjoy up to six visits per year if a minimum monthly spend of AED 5,000 is maintained.

No. The FAB Travel Credit Card has zero foreign exchange fees — both bank and Mastercard scheme FX charges are waived on international transactions.

The minimum monthly salary requirement is AED 25,000.

Compare head-to-head

ENBD Voyager World Elite Credit Card
vs
FAB Travel Credit Card

ENBD Voyager World Elite vs FAB Travel Credit Card

Other credit cards from this bank

FAB Elite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Elite Credit Card

  • Salary: AED 40,000+
  • Annual Fee: AED 1,260
  • Up to 20 FAB Rewards on luxury spending
  • Up to 5 FAB Rewards on all other spending including abroad
  • Up to 40% off at 100+ restaurants via ADV+
ExploreLearn more about FAB Elite Credit Card credit card benefits and featuresApplyApply for FAB Elite Credit Card credit card
FAB SHARE Platinum Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB SHARE Platinum Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • 4% at malls & Carrefour
  • 1% international
  • 2-for-1 VOX monthly
ExploreLearn more about FAB SHARE Platinum Credit Card credit card benefits and features
FAB SHARE Signature Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB SHARE Signature Credit Card

  • Salary: AED 10,000+
  • Annual Fee: AED 525
  • 5,000 bonus SHARE points
  • 6% at malls & Carrefour
  • 2-for-1 VOX 3× monthly
ExploreLearn more about FAB SHARE Signature Credit Card credit card benefits and features
FAB SHARE Infinite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB SHARE Infinite Credit Card

  • Salary: AED 25,000+
  • Annual Fee: AED 1,050
  • 10,000 bonus SHARE points
  • 8% at malls & Carrefour
  • Free lounge access
ExploreLearn more about FAB SHARE Infinite Credit Card credit card benefits and features
FAB Rewards Active Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Rewards Active Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 315
  • 5 FAB Rewards per AED 1 on sports spending
  • 2 FAB Rewards per AED 1 on domestic and international spending
  • 25 FAB Rewards for every 1,000 daily steps in STEPPI (min 6,000 steps, capped at 10,000 steps/day)
ExploreLearn more about FAB Rewards Active Credit Card credit card benefits and featuresApplyApply for FAB Rewards Active Credit Card credit card
FAB ADNOC Rewards Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB ADNOC Rewards Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 315
  • 15% back on ADNOC fuel spending
  • 3% back on SALIK, DARB and Mawaqif
  • 2% back on international spending
ExploreLearn more about FAB ADNOC Rewards Credit Card credit card benefits and featuresApplyApply for FAB ADNOC Rewards Credit Card credit card

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