Top 5 Credit Cards for Grocery Spends in the UAE 2024

Managing grocery expenses while maximizing savings is easier with the right credit card. We've rounded up five standout cards that offer great rewards specifically for grocery shopping. Whether you prefer cashback or redeemable points, these options are sure to make your everyday shopping more rewarding.

1. Dubai First Cashback Credit Card

• Salary Requirement: AED 5,000+
• Annual Fee: AED 399
• Rewards on Groceries: 5% as cashback
• No Cap

With its generous 5% cashback on groceries, this card is a dependable choice for regular shoppers looking to save on everyday essentials. Plus, cashback can be redeemed instantly against the outstanding balance, making it hassle-free and straightforward.

2. ADCB 365 Cashback Credit Card

• Salary Requirement: AED 8,000+
• Annual Fee: AED 383.25
• Rewards on Groceries: 5% as cashback
• Cap: AED 1,000/month

A well-rounded card, the ADCB 365 offers 5% cashback on groceries, making it perfect for families. Its additional cashback categories, including utilities and telecom, add further value for managing household expenses.

3. ENBD Duo Credit Card

• Salary Requirement: AED 12,000
• No Annual Fee
• Rewards on Groceries: 5% as Plus Points
• Cap: 2,000 Plus Points/month

Being an exclusive offering for Abu Dhabi residents, it's actually a combination of two cards from Mastercard and Diners Club. This combination offers a great set of benefits, and on top of it you get 5% cashback in Plus Points, which can be redeemed within many outlets or directly against the oustanding balance with the reduced convertion rate.

4. FAB SHARE Standard Credit Card

• Salary Requirement: AED 5,000+
• No Annual Fee
• Rewards on Groceries: 7% at Carrefour as SHARE points
• No Cap

For Carrefour loyalists, this card is a powerhouse with 7% cashback at Carrefour. SHARE points can be redeemed across a wide range of outlets, like Mall of the Emirates and City Centres across the UAE.

5. ENBD Lulu 247 Platinum Credit Card

• Salary Requirement: AED 5,000+
• No Annual Fee
• Rewards on Groceries: 7% at Lulu as LuLu Points
• No Cap

Tailored for LuLu Hypermarket shoppers, this card offers 7% cashback in LuLu Points, which can be redeemed for future shopping trips.