Dubai First Cashback Credit Card
Earn up to 5% cashback on supermarket, dining, fuel, and more. Enjoy flexible payment options, travel privileges, and exclusive benefits tailored for you.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 5,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. Dubai First Cashback Credit Card expects AED 5,000+ monthly income.
Documents ready
Emirates ID, passport with residence visa, and a recent salary certificate or 3-month bank statement on hand — the standard pack asked for at submission.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Welcome offer
Free Family Staycation
Get a free 1-night staycation to Ras Al Khaimah at Rixos Bab Al Bahr for 2 adults and 2 children up to 12 years old.
Apply by 30 September 2025 and spend AED 10,000 within 60 days of card issuance. Includes all-inclusive access at premium restaurants, private beach access, multiple pools, water activities, and luxury amenities.
See full breakdownNo Annual Fee
for the first year for UAE Nationals and customers with salary of AED 50,000+.
Rewards
5%
on supermarket, dining, and fuel.
Earn up to AED 200 per cycle per category in cashback for these spends.
See full breakdown0.50%
on all other international and domestic retail spends.
0.15%
on special categories
Rewards Calculator
July Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
Additional Benefits
Airport Lounge Access
Unlimited complimentary airport lounge access.
VOX Cinemas Movie Tickets
up to 4 standard movie tickets every month from only AED 20 at VOX Cinemas.
Available when you spend AED 4,000 in the previous month. Plus you'll get a soft drink and popcorn size upgrades.
See full breakdownFlexible Payment Plans
0% interest Easy Purchase Plans.
Flight Discounts
Up to 8% off Cleartrip bookings
Car Rental Discounts
20% off Avis car rentals
Eligibility
21
Minimum Age
5,000AED
Minimum Income
Fees
418.95AED
Annual Fee
230AED
Late Payment Fee
288.75AED
Overlimit Fee
Monthly Interest Rate3.99%
Cash Advance FeeAED 100*
*Minimum of AED 100 or 3.99% of the cash advance amount
International Transaction Fee3.27%
Transaction Dispute FeeAED 25
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