What is the annual fee for the ADCB 365 Cashback Credit Card?

The annual fee is AED 383.25 (inclusive of VAT). It is waived for the first year — from the second year onwards the fee applies.

What cashback rates does the ADCB 365 card offer?

The card earns 6% cashback on dining (including online food orders), 5% on groceries, 3% on utilities, telecom, fuel, and Salik, and 1% on all other retail spends. A minimum monthly spend of AED 5,000 is required to qualify, and total cashback is capped at AED 1,000 per month.

What is the minimum salary to apply for the ADCB 365 card?

The minimum monthly salary requirement is AED 8,000. The minimum credit limit is AED 15,000.

Does the ADCB 365 card include airport lounge access?

No, the ADCB 365 Cashback Credit Card does not include airport lounge access. It is a cashback-focused card. If lounge access is a priority, consider ADCB's higher-tier cards.

What movie and cinema offers come with the ADCB 365 card?

Cardholders get a Buy 1 Get 1 Free movie ticket offer at VOX Cinemas in the UAE, up to 4 complimentary tickets per month. A 25% discount on select food and beverage items at the cinema is also included.

What welcome bonus does the ADCB 365 card offer?

New cardholders receive an AED 365 welcome bonus when they spend AED 5,000 within the first 45 days of card issuance. The bonus is credited within 90 days of meeting the eligibility criteria.

ADCB 365 Cashback Credit Card Benefits

Welcome offer

Welcome Bonus

AED 365 welcome bonus on spending AED 5,000 in the first 45 days

Bonus is credited within 90 days of meeting eligibility criteria

No Annual Fee

for the first year

Rewards

6%

on dining, including online food orders

5%

on groceries

3%

on utilities, telecom, fuel, and Salik

1%

on all other retail spends

5,000AED

minimum spend to qualify for cashback

1,000AED

monthly cashback cap

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