ADCB 365 Cashback Credit Card
Earn cashback on casual spends all year long!
Welcome offer
Welcome Bonus
AED 365 welcome bonus on spending AED 5,000 in the first 45 days
Bonus is credited within 90 days of meeting eligibility criteria
No Annual Fee
for the first year
Rewards
6%
on dining, including online food orders
5%
on groceries
3%
on utilities, telecom, fuel, and Salik
1%
on all other retail spends
5,000AED
minimum spend to qualify for cashback
1,000AED
monthly cashback cap
Additional Benefits
Buy 1 Get 1 Free Movie Tickets
Up to 4 complimentary tickets per month at VOX Cinemas in the UAE
Includes a 25% discount on select F&B items and size upgrades for popcorn/soft drinks
Visa Agoda Discounts
Up to 12% off on select hotel bookings
Instalment Payment Plans
Convert large purchases into 0% interest instalments
Credit Shield
Complimentary life cover
Eligibility
21
Minimum Age
8,000AED
Minimum Income
15,000AED
Minimum Credit Limit
Fees
AED 383.25
Annual Fee (including VAT)
3.69%
Monthly interest rate
AED 288.75
Overlimit fee
*3.15% or AED 105 (whichever is higher)
*of outstanding at billing cycle
*Balance Transfer/Credit Card Loan/Installment Plans
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