ADCB has launched the ADCB TouchPoints Flex Card, a free digital-only card powered by Jaywan, the UAE's national payment scheme. It lets customers spend their accumulated TouchPoints directly at checkout with any UAE merchant that accepts Jaywan card payments — no vouchers and no restricted redemption list.
Launched on September 8, 2026, the TouchPoints Flex Card is a rewards payment card, not a credit, debit, or prepaid card. Any ADCB customer enrolled in the TouchPoints programme can activate it, subject to a minimum balance of 5,000 TouchPoints.
The card gives points earned on ADCB's credit cards immediate, practical use. Balances built on the ADCB TouchPoints Infinite Credit Card or the ADCB TouchPoints Platinum Credit Card can now be spent across the UAE rather than saved for specific redemptions.
💳 What is the ADCB TouchPoints Flex Card?
The ADCB TouchPoints Flex Card is a digital-only card that turns your ADCB TouchPoints balance into a payment method. Instead of redeeming points for vouchers or through a limited partner network, you pay with points directly at any UAE merchant that accepts Jaywan.
Setup runs through the ADCB Mobile Banking App: open the TouchPoints Dashboard, set up the digital card, and add it to your mobile wallet for in-store use. As a digital product, it carries no issuance fee, no annual fee, and no replacement fee.
Our Take: The TouchPoints Flex Card earns no new points, but it changes how you use the ones you already have from cards like the ADCB TouchPoints Infinite or Platinum Credit Card — your rewards become spendable for everyday purchases.
⭐ How Your Existing ADCB Cards Level Up
The Flex Card adds most value for customers already earning on ADCB's TouchPoints credit cards. The ADCB TouchPoints Infinite Credit Card and the ADCB TouchPoints Platinum Credit Card build the balance; the Flex Card lets you spend it.
ADCB TouchPoints Infinite Credit Card
The ADCB TouchPoints Infinite Credit Card requires a minimum monthly salary of AED 40,000. Cardholders earn 1.5 TouchPoints for every AED 1 spent on retail purchases, with bonus points for meeting monthly spending targets. Benefits include unlimited airport lounge access and VOX Cinemas Buy-One-Get-One offers. Points earned here can now be spent directly through the Flex Card.
ADCB TouchPoints Platinum Credit Card
The ADCB TouchPoints Platinum Credit Card requires a minimum monthly salary of AED 8,000 and earns up to 1 TouchPoint for every AED 1 spent on retail purchases. Benefits include Buy-1 Get-1 movie tickets at VOX Cinemas (up to 4 tickets per month) and 20% off Talabat orders, up to 2 orders a month. Points from daily spending can be redeemed instantly through the Flex Card.
✅ What to Know Before You Use Your Flex Card
The TouchPoints Flex Card is redemption-only. It offers no credit facility, no cash withdrawals, and no bank account access, and it does not earn new TouchPoints. The redemption value is approximately 10,000 TouchPoints for AED 50, or roughly 200 TouchPoints per AED 1.
Important: The card works only within the UAE at merchants that accept Jaywan payments. Jaywan acceptance is expanding, so confirm with the merchant before relying on it for a specific purchase.
🚀 Ready to Spend Your Rewards?
For ADCB customers, the TouchPoints Flex Card makes earned TouchPoints immediately usable across the UAE.
To start building a balance you can spend at checkout, compare the ADCB TouchPoints Infinite Credit Card and the ADCB TouchPoints Platinum Credit Card and choose the one that fits your spending.
Kredit provides informational content only and does not offer financial advice. We do not guarantee accuracy and recommend consulting a licensed financial professional before making decisions.
