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AboutUnlock my cardsOffersBanksCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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Compare UAE Bank Accounts

Compare current and savings accounts from UAE banks — including Liv, Emirates NBD, and Emirates Islamic. Review monthly fees, profit and interest rates, minimum salary and balance requirements before you open an account.

AllLivEmirates NBDEmirates IslamicCurrentSavingsSalary transferIslamicNo minimum balance
Liv Primary Account designCurrent

LIV DIGITAL BANK BY EMIRATES NBD

Liv Primary Account

Monthly fee: AED 25/month, waivable

Transfers: Quick Remittances

Minimum balance: AED 3,000

ExploreOpen account
Emirates NBD Current Account designCurrent

EMIRATES NBD

Emirates NBD Current Account

Monthly fee: AED 26.25/month, waivable

Transfers: DirectRemit

Minimum balance: AED 3,000

ExploreOpen account
Emirates NBD Savings Account designSavings

EMIRATES NBD

Emirates NBD Savings Account

Monthly fee: AED 26.25/month, waivable

Interest rate: 0.2% p.a., paid half-yearly

Minimum balance: AED 3,000

ExploreOpen account
Emirates Islamic Current Account designCurrent

EMIRATES ISLAMIC

Emirates Islamic Current Account

Monthly fee: AED 26.25/month, waivable

AED + foreign currencies

Minimum balance: AED 3,000

ExploreOpen account
Emirates Islamic e-Savings Account designSavings

EMIRATES ISLAMIC

Emirates Islamic e-Savings Account

No monthly fee

Profit rate: Up to 1.5% p.a., paid monthly

No minimum balance

ExploreOpen account
Emirates Islamic Investment Savings Account designSavings

EMIRATES ISLAMIC

Emirates Islamic Investment Savings Account

Monthly fee: AED 26.25/month, waivable

Profit rate: 0.35% p.a., paid quarterly

Minimum balance: AED 3,000

ExploreOpen account
Emirates Islamic Kunooz Millionaire Account designSavings

EMIRATES ISLAMIC

Emirates Islamic Kunooz Millionaire Account

Monthly fee: AED 26.25/month, waivable

Profit rate: 0.1% p.a., paid quarterly

Minimum balance: AED 3,000

ExploreOpen account

Frequently asked questions

Get answers to common questions about UAE bank accounts

A current account is built for everyday spending and salary transfers, usually with a debit card and instant transfers. A savings account pays interest or profit on your balance but may limit withdrawals or require a minimum balance.

Not always. Some accounts require a salary transfer to waive monthly fees or unlock the best rates, while others are open to anyone meeting the minimum salary and balance requirements. Check each account's eligibility section for specifics.

Islamic accounts follow Sharia principles and pay profit rather than interest. The features and fees are otherwise comparable to conventional accounts from the same bank.

Many UAE banks now offer fully digital onboarding that can be completed in minutes from your phone, though some accounts still require a branch visit or physical document submission.

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products