SavingsMASHREQ BANK
Mashreq Islamic NEO Plus Saver Account
No monthly fee
Profit rate: Up to 6.25% p.a., paid monthly
No minimum balance
Best bank accounts in the UAE
Current and savings accounts, deposits and investment products from 15 UAE banks, each with its fees, rates and opening requirements. The UAE Bank Account Cost Index shows what each current and savings account costs over a year.
Savings
SavingsMASHREQ BANK
Mashreq NEO Plus Savings Account
No monthly fee
Interest rate: Up to 6.25% p.a., paid monthly
No minimum balance
SavingsFIRST ABU DHABI BANK (FAB)
FAB iSave Account
No monthly fee
Interest rate: Up to 3.4% p.a., paid monthly
No minimum balance
SavingsMASHREQ BANK
Mashreq Islamic Wakala Convenience Account
Monthly fee: AED 26.25/month below AED 3,000
Profit rate: Up to 1.5% p.a., paid monthly
Banking model: Shariah-compliant
SavingsLIV DIGITAL BANK BY EMIRATES NBD
Liv Lite
No monthly fee
Interest rate: Up to 1% p.a., paid monthly
No minimum balance
SavingsRUYA COMMUNITY ISLAMIC BANK
ruya Savings Account
No monthly fee
Profit rate: 0.79% p.a., paid quarterly, declared for Q3 2026
No minimum balance
SavingsMASHREQ BANK
Mashreq Islamic Easy Saver Account
No monthly fee
Profit rate: 0.69% p.a., paid quarterly, declared for Q3 2026
No minimum balance
SavingsCOMMERCIAL BANK OF DUBAI (CBD)
CBD Al Islami Savings Account
Banking model: Shariah-compliant
Profit rate: Up to 0.57% p.a., paid quarterly, declared for Q1 2026
Minimum balance: AED 5,000
SavingsCOMMERCIAL BANK OF DUBAI (CBD)
CBD Al Islami GreenGrowth Account
No monthly fee
Profit rate: Up to 1.25% p.a., paid quarterly
No minimum balance
SavingsCOMMERCIAL BANK OF DUBAI (CBD)
CBD GreenGrowth Account
No monthly fee
Interest rate: Up to 1.25% p.a., paid monthly
No minimum balance
SavingsMASHREQ BANK
Mashreq Daily Bonus Account
Monthly fee: AED 26.25/month below AED 3,000
Interest rate: Up to 1.5% p.a.
Transfers: Unlimited Withdrawals
SavingsFIRST ABU DHABI BANK (FAB)
FAB Emirati Al Awwal Savings Certificate
No monthly fee
Profit rate: 0.5% p.a.
Regular cash prize draws
SavingsEMIRATES ISLAMIC
Emirates Islamic Investment Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Profit rate: 0.35% p.a., paid quarterly
Minimum balance: AED 3,000
SavingsMASHREQ BANK
Mashreq Noon Savings Account
Free debit card
Interest rate: Up to 1.1% p.a., paid monthly
Account type: Savings account
SavingsMASHREQ BANK
Mashreq Islamic Basic Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Profit rate: 0.29% p.a., paid quarterly, declared for Q3 2026
Banking model: Shariah-compliant
SavingsABU DHABI ISLAMIC BANK (ADIB)
ADIB Ghina Salary Account
Monthly fee: AED 26.25/month below AED 3,000
Profit rate: Up to 0.3% p.a., paid monthly, declared for July 2026
Minimum balance: AED 3,000
SavingsABU DHABI ISLAMIC BANK (ADIB)
ADIB Ghina Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Profit rate: Up to 0.3% p.a., paid monthly, declared for July 2026
Minimum balance: AED 3,000
SavingsABU DHABI ISLAMIC BANK (ADIB)
ADIB Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Profit rate: Up to 0.3% p.a., paid monthly, declared for July 2026
Minimum balance: AED 3,000
SavingsAL MARYAH COMMUNITY BANK
Mbank Savings Account
Monthly fee: AED 26.25/month, waivable
Interest rate: Up to 0.75% p.a., paid monthly
No minimum balance
SavingsRAKBANK
RAKBANK Islamic Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Profit rate: Up to 7% p.a.
Minimum balance: AED 3,000
SavingsRAKBANK
RAKBANK Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Interest rate: Up to 7% p.a.
Minimum balance: AED 3,000
SavingsEMIRATES NBD
Emirates NBD Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Interest rate: 0.2% p.a., paid half-yearly
Minimum balance: AED 3,000
SavingsEMIRATES ISLAMIC
Emirates Islamic Kunooz Millionaire Account
Monthly fee: AED 26.25/month below AED 3,000
Profit rate: 0.1% p.a., paid quarterly
Minimum balance: AED 3,000
SavingsRAKBANK
RAKBANK Call Deposit Account
Monthly fee: AED 26.25/month below AED 3,000
Interest rate: 0.1% p.a., paid quarterly
Minimum balance: AED 3,000
SavingsRAKBANK
RAKBANK Islamic Call Investment Deposit
Monthly fee: AED 26.25/month below AED 3,000
Profit rate: 0.1% p.a., paid quarterly
Minimum balance: AED 3,000
SavingsCOMMERCIAL BANK OF DUBAI (CBD)
CBD Savings Account
Monthly fee: AED 105/month below AED 5,000
Interest rate: Up to 0.1% p.a., paid half-yearly
Minimum balance: AED 5,000
SavingsCITIBANK
Citi Savings Account
Monthly fee: AED 25/month below AED 3,000
Interest rate: 0.05% p.a., paid monthly
Minimum balance: AED 3,000
SavingsFIRST ABU DHABI BANK (FAB)
FAB Personal Call Account
Monthly fee: AED 26.25/month below AED 3,000
Interest rate: 0.02% p.a., paid monthly
Minimum balance: AED 3,000
SavingsFIRST ABU DHABI BANK (FAB)
FAB Personal Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Interest rate: 0.02% p.a., paid half-yearly
Minimum balance: AED 3,000
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Millionaire Destiny Savings Account
Monthly fee: Free to AED 100/month
Profit rate: 0.01% p.a., paid quarterly, declared for Q2 2026
Regular cash prize draws
SavingsHSBC
HSBC Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Interest rate: Up to 5.01% p.a.
Minimum balance: AED 3,000
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Instant Tourist Account
Monthly fee: AED 26.25/month, waivable
Transfers: One International Beneficiary
No minimum balance
SavingsDUBAI ISLAMIC BANK
DIB Al Islami E-Savings Account
Banking model: Shariah-compliant
Profit rate: 0.2% p.a., paid quarterly, declared for Q2 2026
No minimum balance
SavingsDUBAI ISLAMIC BANK
DIB Shaatir Savings Account
No monthly fee
Profit rate: 0.3% p.a., paid quarterly, declared for Q2 2026
No minimum balance
CurrentFIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Account
Free Monthly Transfers
Free debit card
No minimum balance
CurrentFIRST ABU DHABI BANK (FAB)
FAB One Account
Free debit card
Account opening: Fully digital, no branch visit
No minimum balance
SavingsHSBC
HSBC E-Saver Account
No monthly fee
Interest rate: Up to 2% p.a., paid monthly
No minimum balance
SavingsLIV DIGITAL BANK BY EMIRATES NBD
Liv Goal Account
No monthly fee
Interest rate: Up to 4% p.a., paid monthly
No minimum balance
CurrentAL MARYAH COMMUNITY BANK
Mbank Current Account
Monthly fee: AED 26.25/month, waivable
Account opening: Fully digital, no branch visit
No minimum balance
SavingsWIO BANK
Wio Saving Spaces
Monthly fee: Wio plan: free to AED 49/month
Interest rate: Up to 3.25% p.a., paid monthly
No minimum balance
CurrentRUYA COMMUNITY ISLAMIC BANK
ruya Current Account
No monthly fee
Account opening: Fully digital, no branch visit
No minimum balance
CurrentABU DHABI ISLAMIC BANK (ADIB)
ADIB Current Account
Monthly fee: AED 26.25/month below AED 3,000
Banking model: Shariah-compliant
Minimum balance: AED 3,000
CurrentABU DHABI ISLAMIC BANK (ADIB)
ADIB Electron Account
Monthly fee: AED 26.25/month below AED 3,000
Banking model: Shariah-compliant
Minimum balance: AED 3,000
CurrentCITIBANK
Citi Current Account
Monthly fee: AED 25/month below AED 3,000
Local and Global Transfers
Minimum balance: AED 3,000
CurrentDUBAI ISLAMIC BANK
DIB Al Islami 2-in-1 Account
Monthly fee: AED 26.25/month below AED 3,000
Profit rate: 0.15% p.a., paid quarterly, declared for Q2 2026
Minimum balance: AED 3,000
CurrentDUBAI ISLAMIC BANK
DIB Al Islami Current Account
Monthly fee: AED 26.25/month below AED 3,000
Banking model: Shariah-compliant
Minimum balance: AED 3,000
SavingsDUBAI ISLAMIC BANK
DIB Al Islami Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Profit rate: 0.12% p.a., paid quarterly, declared for Q2 2026
Minimum balance: AED 3,000
CurrentDUBAI ISLAMIC BANK
DIB Johara Current Account
Monthly fee: AED 26.25/month below AED 3,000
Banking model: Shariah-compliant
Minimum balance: AED 3,000
CurrentEMIRATES ISLAMIC
Emirates Islamic Current Account
Monthly fee: AED 26.25/month below AED 3,000
AED + foreign currencies
Minimum balance: AED 3,000
CurrentEMIRATES NBD
Emirates NBD Current Account
Monthly fee: AED 26.25/month below AED 3,000
Transfers: DirectRemit
Minimum balance: AED 3,000
CurrentFIRST ABU DHABI BANK (FAB)
FAB Islamic Current Account
Monthly fee: AED 26.25/month below AED 3,000
Account opening: Fully digital, no branch visit
Minimum balance: AED 3,000
CurrentFIRST ABU DHABI BANK (FAB)
FAB Personal Current Account
Monthly fee: AED 26.25/month below AED 3,000
Account opening: Fully digital, no branch visit
Minimum balance: AED 3,000
CurrentHSBC
HSBC Personal Banking Account
Monthly fee: AED 26.25/month below AED 3,000
Fee Free Local Currency Transfers
Minimum balance: AED 3,000
CurrentLIV DIGITAL BANK BY EMIRATES NBD
Liv Primary Account
Monthly fee: AED 26.25/month below AED 3,000
Transfers: Quick Remittances
Minimum balance: AED 3,000
CurrentMASHREQ BANK
Mashreq Islamic Current Account
Monthly fee: AED 26.25/month below AED 3,000
Banking model: Shariah-compliant
Free debit card
CurrentMASHREQ BANK
Mashreq NEO Current Account
Monthly fee: AED 26.25/month below AED 3,000
Free debit card
Residency: UAE residents only
SavingsMASHREQ BANK
Mashreq Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Free debit card
No interest paid
CurrentRAKBANK
RAKBANK Current Account
Monthly fee: AED 26.25/month below AED 3,000
Interest rate: Up to 6.75% p.a.
Minimum balance: AED 3,000
CurrentRAKBANK
RAKBANK Islamic Current Account
Monthly fee: AED 26.25/month below AED 3,000
Transfers to 170+ Countries
Minimum balance: AED 3,000
SavingsRAKBANK
RAKBANK Rakbooster Account
Monthly fee: AED 26.25/month below AED 3,000
Interest rate: Up to 1.75% p.a.
Minimum balance: AED 3,000
CurrentCOMMERCIAL BANK OF DUBAI (CBD)
CBD Al Islami Current Account
Monthly fee: AED 26.25/month below AED 5,000
Account opening: Fully digital, no branch visit
Minimum balance: AED 5,000
CurrentCOMMERCIAL BANK OF DUBAI (CBD)
CBD Current Account
Monthly fee: AED 105/month below AED 5,000
Transfers: Instant Remittance
Minimum balance: AED 5,000
CurrentCOMMERCIAL BANK OF DUBAI (CBD)
CBD Digital Current Account
Monthly fee: AED 105/month below AED 5,000
Account opening: Fully digital, no branch visit
Minimum balance: AED 5,000
SavingsABU DHABI ISLAMIC BANK (ADIB)
ADIB Short Term Investment Account
Banking model: Shariah-compliant
Profit rate: Up to 0.55% p.a., paid monthly, declared for August 2026
Opening deposit: AED 10,000
CurrentMASHREQ BANK
Mashreq Islamic NEO Plus Current Account
Banking model: Shariah-compliant
Free Local and International Transfers
Free debit card
CurrentMASHREQ BANK
Mashreq NEO Plus Current Account
Free Local and International Transfers
Free debit card
Residency: UAE residents only
CurrentWIO BANK
Wio Personal Current Account
Monthly fee: Wio plan: free to AED 49/month
AED + foreign currencies
Free debit card
SavingsABU DHABI ISLAMIC BANK (ADIB)
ADIB Xpress Account
Monthly fee: AED 2.1/month
Profit rate: Up to 0.3% p.a., declared for July 2026
No minimum balance
CurrentABU DHABI COMMERCIAL BANK (ADCB)
ADCB Universal Account
Monthly fee: AED 2/month
Local and International Transfers
No minimum balance
CurrentMASHREQ BANK
Mashreq NEO Simple Account
Monthly fee: AED 2.1/month
Transfers: Free Aani Instant Payments
No minimum balance
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Goal Savings Account
Monthly fee: Free to AED 100/month
Interest rate: Up to 4.5% p.a.
Residency: UAE residents only
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Goal Savings Account
Monthly fee: Free to AED 100/month
Profit rate: Up to 4.5% p.a.
Banking model: Shariah-compliant
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Active Saver Account
Monthly fee: Free to AED 100/month
Interest rate: Up to 2.25% p.a., paid monthly
Residency: UAE residents only
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Active Saver Account
Monthly fee: Free to AED 100/month
Profit rate: Up to 2.25% p.a., paid monthly
Banking model: Shariah-compliant
CurrentABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Elite Account
Monthly fee: Free to AED 100/month
Profit rate: 0.2% p.a., paid quarterly, declared for Q2 2026
Banking model: Shariah-compliant
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Call Account
Monthly fee: Free to AED 100/month
Interest rate: 0.1% p.a., paid monthly
Opening deposit: AED 5,000
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Savings Account
Monthly fee: Free to AED 100/month
Profit rate: 0.1% p.a., paid quarterly, declared for Q2 2026
Banking model: Shariah-compliant
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Special Savings Account
Monthly fee: Free to AED 100/month
Profit rate: 0.1% p.a., paid quarterly, declared for Q2 2026
Banking model: Shariah-compliant
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Savings Account
Monthly fee: Free to AED 100/month
Interest rate: 0.1% p.a., paid half-yearly
Free debit card
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Emirati Millionaire Savings Account
Monthly fee: Free to AED 100/month
Profit rate: 0.01% p.a., paid quarterly, declared for Q2 2026
Regular cash prize draws
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Super Saver Account
Monthly fee: Free to AED 100/month
Profit rate: Up to 5.5% p.a., paid monthly
Banking model: Shariah-compliant
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Super Saver Account
Monthly fee: Free to AED 100/month
Interest rate: Up to 5.5% p.a., paid monthly
Who can open it: Existing customers of the bank
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Cashback Account
Monthly fee: Free to AED 100/month
Interest rate: Up to 2% p.a., paid monthly
Residency: UAE residents only
CurrentABU DHABI COMMERCIAL BANK (ADCB)
ADCB Current Account
Monthly fee: Free to AED 100/month
Free debit card
Opening deposit: AED 5,000
CurrentABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Current Account
Monthly fee: Free to AED 100/month
Banking model: Shariah-compliant
Free debit card
CurrentWIO BANK
Wio Family Account
Monthly fee: AED 49/month, waivable
Account opening: Fully digital, no branch visit
Free debit card
CurrentHSBC
HSBC Advance Account
Monthly fee: AED 105/month, waivable
International Transfers
Free debit card
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Foreign Currency Savings Account
Monthly fee: Free to AED 100/month
Interest rate: Up to 0.1% p.a., paid monthly
Account opening: Fully digital, no branch visit
SavingsABU DHABI ISLAMIC BANK (ADIB)
ADIB Amwali Account
Banking model: Shariah-compliant
Free Amwali Transfers
Free debit card
SavingsABU DHABI ISLAMIC BANK (ADIB)
ADIB Amwali Goal Account
Banking model: Shariah-compliant
Account opening: Fully digital, no branch visit
Closure fee: AED 105 in the first 6 months
SavingsABU DHABI ISLAMIC BANK (ADIB)
ADIB Banoon Savings Account
Banking model: Shariah-compliant
Free debit card
Opening deposit: AED 0
SavingsABU DHABI ISLAMIC BANK (ADIB)
ADIB Seed Saving Account
Banking model: Shariah-compliant
Free debit card
No minimum balance
SavingsABU DHABI ISLAMIC BANK (ADIB)
ADIB Student Savings Account
Banking model: Shariah-compliant
Residency: UAE residents only
No minimum balance
CurrentCOMMERCIAL BANK OF DUBAI (CBD)
CBD Al Islami Foreign Currency Account
Banking model: Shariah-compliant
Account opening: Fully digital, no branch visit
Residency: UAE residents only
CurrentCOMMERCIAL BANK OF DUBAI (CBD)
CBD Foreign Currency Account
Account opening: Fully digital, no branch visit
Residency: UAE residents only
Closure fee: AED 105 in the first 6 months
SavingsCOMMERCIAL BANK OF DUBAI (CBD)
CBD Mustaqbali Savings
Monthly contribution: AED 250
Tenure: 60 months to 216 months
Account type: Savings account
CurrentCITIBANK
CitiBest Account
Monthly fee: AED 25/month below AED 3,000
Interest rate: Up to 0.15% p.a., paid monthly
Minimum balance: AED 3,000
CurrentDUBAI ISLAMIC BANK
DIB Al Islami Payroll 2-in-1 Account
Monthly fee: Free to AED 20/month
Banking model: Shariah-compliant
Opening deposit: AED 0
CurrentDUBAI ISLAMIC BANK
DIB Al Islami Payroll Current Account
Monthly fee: Free to AED 20/month
Banking model: Shariah-compliant
Opening deposit: AED 0
SavingsDUBAI ISLAMIC BANK
DIB Al Islami Payroll Savings Account
Monthly fee: Free to AED 20/month
Banking model: Shariah-compliant
Opening deposit: AED 0
SavingsDUBAI ISLAMIC BANK
DIB Johara Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Banking model: Shariah-compliant
Minimum balance: AED 3,000
SavingsDUBAI ISLAMIC BANK
DIB Millionaire Account
Monthly fee: AED 26.25/month below AED 3,000
Regular cash prize draws
Minimum balance: AED 3,000
SavingsEMIRATES ISLAMIC
Emirates Islamic e-Savings Account
Banking model: Shariah-compliant
Profit rate: Up to 1.5% p.a., paid monthly
No minimum balance
SavingsFIRST ABU DHABI BANK (FAB)
FAB Islamic Savings Account
Monthly fee: AED 26.25/month below AED 3,000
Banking model: Shariah-compliant
Minimum balance: AED 3,000
SavingsLIV DIGITAL BANK BY EMIRATES NBD
Liv Millionaire Account
Regular cash prize draws
Account opening: Fully digital, no branch visit
No minimum balance
SavingsLIV DIGITAL BANK BY EMIRATES NBD
Liv Multicurrency Account
AED + foreign currencies
Interest rate: Up to 2.75% p.a., paid monthly
No minimum balance
SavingsMASHREQ BANK
Mashreq Islamic Multi Currency Account
Banking model: Shariah-compliant
Profit rate: 0.01% p.a., paid monthly
No minimum balance
SavingsMASHREQ BANK
Mashreq Islamic Nature Saver Account
Monthly fee: AED 26.25/month below AED 3,000
Profit rate: Up to 2.5% p.a., paid monthly
Banking model: Shariah-compliant
CurrentMASHREQ BANK
Mashreq Multi Currency Account
AED + foreign currencies
Residency: UAE residents only
No debit card
SavingsAL MARYAH COMMUNITY BANK
Mbank Eyalna Minors Savings Account
Free debit card
Interest rate: Up to 0.75% p.a., paid monthly
Account opening: Fully digital, no branch visit
SavingsRAKBANK
RAKBANK Watani Starter Account
Banking model: Shariah-compliant
Account type: Savings account
No minimum balance
SavingsWIO BANK
Wio Kids Saving Spaces
Account opening: Fully digital, no branch visit
Interest rate: 10% p.a.
Who can open it: Existing customers of the bank
SavingsRUYA COMMUNITY ISLAMIC BANK
ruya Kids Savings Account
Banking model: Shariah-compliant
Profit rate: 1.18% p.a., declared for Q3 2026
No minimum balance
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Advantage Fixed Deposit
Minimum: AED 50,000
Interest rate: Up to 2.75% p.a.
Tenure: 1 month to 13 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Fixed Deposit
Minimum: AED 5,000
Interest rate: Up to 2.75% p.a.
Tenure: 1 month to 12 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB IB Century Deposit
Minimum: AED 5,000
Payout: Interest paid at maturity
Tenure: 50 days to 500 days
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Sustainable Wakala Deposit
Minimum: AED 25,000
Profit rate: Up to 4% p.a.
Tenure: 1 month to 36 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Term Investment Deposit
Minimum: AED 5,000
Profit rate: Up to 2.5% p.a.
Tenure: 1 month to 12 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Upfront Wakala Deposit
Minimum: AED 25,000
Profit rate: Up to 2.8% p.a.
Tenure: 3 months to 36 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Wakala Century Deposit
Minimum: AED 5,000
Profit rate: Up to 2.65% p.a.
Tenure: 50 days to 500 days
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Wakala Deposit
Minimum: AED 50,000
Profit rate: Up to 4% p.a.
Tenure: 1 month to 13 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Monthly / Quarterly Profit Wakala Deposit
Minimum: AED 25,000
Profit rate: Up to 2.6% p.a.
Tenure: 3 months to 18 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Online Century Deposit
Minimum: AED 5,000
Interest rate: Up to 2.65% p.a.
Tenure: 50 days to 500 days
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Regular Interest Deposit
Minimum: AED 25,000
Interest rate: Up to 2.6% p.a.
Tenure: 3 months to 18 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Upfront Interest Deposit
Minimum: AED 25,000
Interest rate: Up to 2.8% p.a.
Tenure: 3 months to 36 months
DepositABU DHABI ISLAMIC BANK (ADIB)
ADIB Investment Deposit Account
Minimum: AED 10,000
Profit rate: Up to 0.86% p.a.
Tenure: 1 month to 60 months
DepositCOMMERCIAL BANK OF DUBAI (CBD)
CBD Al Islami Bonus Booster Deposit
Monthly contribution: AED 1,000
Profit rate: 1% p.a.
Tenure: 36 months
DepositCOMMERCIAL BANK OF DUBAI (CBD)
CBD Al Islami Mudaraba Investment Deposit
Minimum: AED 10,000
Profit rate: Up to 2.58% p.a.
Tenure: 1 month to 12 months
DepositCOMMERCIAL BANK OF DUBAI (CBD)
CBD Al Islami Premium Saver Deposit
Monthly contribution: AED 5,000
Transfers: Standing Order Funding
Tenure: 18 months
DepositCOMMERCIAL BANK OF DUBAI (CBD)
CBD Al Islami Step-Up Deposit
Minimum: AED 10,000
Banking model: Shariah-compliant
Tenure: 720 days
DepositCOMMERCIAL BANK OF DUBAI (CBD)
CBD Al Islami Wakala Investment Deposit
Minimum: AED 10,000
Banking model: Shariah-compliant
Payout: Profit paid at maturity
DepositCOMMERCIAL BANK OF DUBAI (CBD)
CBD Bonus Booster Deposit
Monthly contribution: AED 1,000
Transfers: Free Standing Order
Tenure: 36 months
DepositCOMMERCIAL BANK OF DUBAI (CBD)
CBD Premium Saver Deposit
Monthly contribution: AED 5,000
Transfers: Free Standing Order
Tenure: 18 months
DepositCOMMERCIAL BANK OF DUBAI (CBD)
CBD Step-Up Time Deposit
Minimum: AED 10,000
Payout: Interest paid at maturity
Tenure: 720 days
DepositCOMMERCIAL BANK OF DUBAI (CBD)
CBD Time Deposit
Minimum: AED 10,000
Who can open it: Existing customers of the bank
Payout: Interest paid at maturity
DepositCOMMERCIAL BANK OF DUBAI (CBD)
CBD Unit Time Deposit
Minimum: AED 100,000
Interest rate: Up to 0.55% p.a.
Tenure: 6 months to 12 months
DepositCITIBANK
Citi Time Deposit
Minimum: AED 1,000
Interest rate: Up to 3.6% p.a.
Tenure: 7 days to 36 months
DepositDUBAI ISLAMIC BANK
DIB Advance Profit Payment Wakala Deposit
Minimum: AED 25,000
Profit rate: Up to 5% p.a.
Tenure: 6 months to 12 months
DepositDUBAI ISLAMIC BANK
DIB Al Islami Investment Deposit
Minimum: AED 5,000
Profit rate: Up to 0.48% p.a.
Tenure: 1 month to 12 months
DepositDUBAI ISLAMIC BANK
DIB Long-Term Wakala Deposit
Minimum: AED 25,000
Profit rate: Up to 5.2% p.a.
Tenure: 36 months to 60 months
DepositDUBAI ISLAMIC BANK
DIB Maximiser Wakala Deposit
Minimum: AED 10,000
Profit rate: 4.1% p.a.
Tenure: 18 months
DepositDUBAI ISLAMIC BANK
DIB Monthly Profit Payment Wakala Deposit
Minimum: AED 25,000
Profit rate: Up to 5.05% p.a.
Tenure: 3 months to 60 months
DepositDUBAI ISLAMIC BANK
DIB Recurring Wakala Deposit
Monthly contribution: AED 1,000
Profit rate: Up to 5.1% p.a.
Tenure: 12 months to 60 months
DepositDUBAI ISLAMIC BANK
DIB Retail Wakala Deposit
Minimum: AED 25,000
Profit rate: Up to 5.15% p.a.
Tenure: 1 month to 24 months
DepositDUBAI ISLAMIC BANK
DIB USD Wakala Deposit
Minimum: USD 5,000
Profit rate: Up to 4.7% p.a.
Tenure: 1 month to 12 months
No monthly fee
CurrentFIRST ABU DHABI BANK (FAB)
FAB Amana Islamic Account
Monthly fee: AED 26.25/month below AED 3,000
Account opening: Fully digital, no branch visit
Minimum balance: AED 3,000
DepositFIRST ABU DHABI BANK (FAB)
FAB Fixed Deposit
Minimum: AED 5,000
Interest rate: Up to 4.3% p.a.
Tenure: 7 days to 12 months
DepositFIRST ABU DHABI BANK (FAB)
FAB Islamic Term Deposit Mudarabah
Minimum: AED 10,000
Profit rate: Up to 1.48% p.a.
Tenure: 1 month to 12 months
DepositFIRST ABU DHABI BANK (FAB)
FAB Islamic Term Deposit Wakalah
Minimum: AED 500,000
Profit rate: Up to 4.3% p.a.
Tenure: 7 days to 12 months
CurrentFIRST ABU DHABI BANK (FAB)
FAB Payit Universal Account
No monthly fee
International Money Transfers
No minimum balance
DepositFIRST ABU DHABI BANK (FAB)
FAB Smart Deposit
Minimum: AED 30,000
Interest rate: Up to 7.7% p.a.
Tenure: 24 months to 120 months
DepositHSBC
HSBC Term Deposit
Minimum: AED 10,000
Interest rate: Up to 4.25% p.a.
Tenure: 1 month to 36 months
InvestmentLIV DIGITAL BANK BY EMIRATES NBD
Liv Crypto Account
Held in: USD
No ATM or outward transfers
No monthly fee
DepositLIV DIGITAL BANK BY EMIRATES NBD
Liv Fixed Deposit
Minimum: AED 5,000
Interest rate: 2% p.a., paid monthly, quarterly or half-yearly
Withdrawals: To your primary account only
InvestmentLIV DIGITAL BANK BY EMIRATES NBD
Liv Gold Account
Held in: XAU (gold)
Minimum: 0.001 XAU, about AED 15
No monthly fee
DepositLIV DIGITAL BANK BY EMIRATES NBD
Liv Instant Interest Fixed Deposit
Minimum: AED 5,000
Interest rate: Up to 3.5% p.a., paid upfront
Withdrawals: To your primary account only
InvestmentLIV DIGITAL BANK BY EMIRATES NBD
Liv Silver Account
Held in: XAG (silver)
Minimum: Fractional, at the live XAG rate
No monthly fee
InvestmentLIV DIGITAL BANK BY EMIRATES NBD
Liv UAE Equities
Minimum: AED 5,000 per order
Withdrawals: To your primary account only
No monthly fee
DepositMASHREQ BANK
Mashreq Fixed Deposit
Minimum: AED 2,500
Interest rate: Up to 3.19% p.a.
Tenure: 1 month to 24 months
DepositMASHREQ BANK
Mashreq Islamic Mudarabah Term Investment Account
Minimum: AED 10,000
Profit rate: Up to 1.94% p.a.
Tenure: 7 days to 12 months
DepositMASHREQ BANK
Mashreq Islamic Wakala Deposit
Minimum: AED 2,500
Profit rate: Up to 3.19% p.a.
Tenure: 1 month to 24 months
DepositMASHREQ BANK
Mashreq Millionaire
Minimum: AED 1,000
Regular cash prize draws
Account opening: Fully digital, no branch visit
CurrentMASHREQ BANK
Mashreq NEO NXT Account
No monthly fee
Account opening: Fully digital, no branch visit
No minimum balance
CurrentMASHREQ BANK
Mashreq NEO On Arrival
Local Transfers and Aani
Free debit card
No minimum balance
DepositMASHREQ BANK
Mashreq Step Up Deposit
Minimum: AED 10,000
Payout: Interest paid at maturity
Tenure: 18 months
DepositMASHREQ BANK
Mashreq Unfixed Deposit
Minimum: AED 2,500
Interest rate: Up to 3.69% p.a.
Tenure: 6 months to 60 months
DepositAL MARYAH COMMUNITY BANK
Mbank Fixed Deposit
Minimum: AED 5,000
Account opening: Fully digital, no branch visit
Payout: Interest paid at maturity
DepositRAKBANK
RAKBANK Fawrun Term Deposit
Minimum: AED 15,000
Profit rate: Up to 5% p.a.
Tenure: 1 month to 36 months
DepositRAKBANK
RAKBANK Fixed Deposit Plus
Minimum: AED 15,000
Interest rate: Up to 5% p.a.
Tenure: 7 days to 36 months
DepositRAKBANK
RAKBANK Flexi Fixed Deposit
Minimum: AED 1,000
Residency: UAE residents only
Tenure: 12 months
DepositRAKBANK
RAKBANK Islamic Term Investment Deposit
Minimum: AED 25,000
Banking model: Shariah-compliant
Tenure: 1 month to 12 months
DepositRAKBANK
RAKBANK Recurring Deposit
Monthly contribution: AED 350
Interest rate: Up to 2.5% p.a.
Tenure: 12 months to 60 months
DepositWIO BANK
Wio Etihad Fixed Saving Space
Minimum: AED 100,000
Account opening: Fully digital, no branch visit
Tenure: 6 months to 12 months
DepositWIO BANK
Wio Family Fixed Saving Spaces
Minimum: AED 0
Interest rate: Up to 6% p.a.
Tenure: 1 month to 12 months
DepositWIO BANK
Wio Fixed Saving Spaces
Minimum: AED 0
Interest rate: Up to 6% p.a.
Tenure: 1 month to 12 months
DepositRUYA COMMUNITY ISLAMIC BANK
ruya Mudaraba Term Deposit
Minimum: AED 5,000
Profit rate: Up to 3.08% p.a.
Tenure: 1 month to 12 months
DepositRUYA COMMUNITY ISLAMIC BANK
ruya Wakala Investment Deposit
Minimum: AED 5,000
Profit rate: Up to 3.75% p.a.
Tenure: 1 day to 12 months
Frequently asked questions
Get answers to common questions about UAE bank accounts