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AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppNew to the UAESecure CollectContact us

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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UAE loyalty programs

How airline, hotel and UAE retail rewards programmes work — what a balance is worth in AED, how to earn or transfer points locally, and which credit cards are connected to each programme.

See current valuationsOpen the calculator

Emirates Skywards

Emirates and flydubai's airline loyalty programme, earned directly through ENBD and Emirates Islamic co-branded cards — see the tier ladder and what your Miles balance is worth in AED.

Etihad Guest

Etihad Airways' loyalty programme, earned directly through ADCB, FAB, ENBD and Emirates Islamic co-branded cards — compare tiers and convert your Miles balance to AED.

Qatar Airways Privilege Club

Qatar Airways' Avios programme, with UAE transfer routes through Emirates NBD Plus Points and Mashreq Vantage Points.

Turkish Airlines Miles&Smiles

Turkish Airlines' loyalty programme, reachable from the UAE through ENBD Voyager and useful across Turkish Airlines and Star Alliance awards.

Air Arabia AirRewards

Air Arabia's fixed-value loyalty programme, earned through flying, a UAE co-branded card, and selected bank-rewards transfers.

Saudia AlFursan

Saudia's loyalty programme, reachable through ENBD Voyager and usable for Saudia, upgrades and eligible SkyTeam awards.

Darna Points (Aldar)

Aldar's Abu Dhabi lifestyle rewards programme, earned through Emirates NBD's Darna co-branded cards — Kredit's flagship Abu Dhabi resident cards.

ENBD Voyager Miles

Emirates NBD's own travel-rewards currency, redeemed for any flight or hotel through the ENBD Voyager Travel Portal — not tied to a single airline.

Marriott Bonvoy

Marriott International's global hotel loyalty programme, earned directly through ADIB and Emirates NBD co-branded cards — compare the three tiers and see what your points balance is worth in AED.

SHARE by Majid Al Futtaim

Majid Al Futtaim's rewards programme — Carrefour, Mall of the Emirates, City Centre malls, VOX Cinemas and Ski Dubai. Not to be confused with Al-Futtaim, a separate group whose programme is Blue Rewards.

Blue Rewards by Al-Futtaim

Al-Futtaim Group's rewards programme — IKEA, ACE Hardware, Marks & Spencer and Toys R Us. Not to be confused with Majid Al Futtaim, a separate group whose programme is SHARE.

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products