Ten requests every month are free, with no card and no setup fee. Higher monthly volumes are available for organisations — your manager can get in touch with Kredit to arrange a team account.
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Verified agents send each customer a private link to upload their Emirates ID, salary documents and more — and track every request from open to submission, all in one place.
Chat threads are fast to start but break down once a customer needs to share five different documents — and your file storage starts looking like a junk drawer.
No checklist on the customer's side — they send what they think you asked for, often missing a page or sending a screenshot instead of a PDF.
You can't tell at a glance which customers have started, which are stuck, and which are done. Scrolling through chats is not a pipeline.
Personal messages and customer documents end up in the same thread. Hard to find later, hard to keep clean, easy to share with the wrong person.
Customers hesitate to send Emirates ID over WhatsApp — and they're right to. There's no verified-agent context, no consent screen, no clear way to revoke access later.
A faster, cleaner path from first conversation to a complete application package.
Customers share more readily
They see your name, your company, and exactly which documents you're asking for — before they upload anything. No suspicious-looking attachments, no second-guessing.
One link for everything you need
Put Emirates ID, salary letter, payslips and employer details into one flow. The customer completes it in a single sitting — no back-and-forth.
Live progress, automatic reminders
See each request as it moves from opened to submitted. Kredit nudges customers who started but didn't finish, and lets you ask for a missing document without restarting the whole flow.
Sign in with UAE PASS — the same digital ID UAE banks use. From then on, every link you send carries your verified identity.
Confirm your role, employer, and work email. The Kredit team reviews every profile by hand — usually within one business day.
Pick which documents you need, share the link with your customer, and watch the status update as they complete it.
Sign-up uses UAE PASS — the same digital ID UAE banks use. The Kredit team reviews every profile before live access is given.
Each link is meant for a single customer and a single application. Once it's no longer needed it stops working on its own — no leftover links to worry about.
Only the agent who asked for the documents can see what the customer uploaded. Nobody else on the platform — including other agents — has access.
Documents don't stay around forever. Once you've finished helping with the application, they're cleared away automatically.
Start free as an individual agent. Move to an organisation account when your team needs higher volumes and central audit.
Get answers to common questions about credit cards, applications, and managing your finances in the UAE