Banque Banorient UAE

Professional current and deposit accounts

UAE professional accounts with online payments, cheque services and WPS funding.

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At a glance

Key facts

PlansProfessional current, call and fixed-deposit accounts

Minimum balanceCurrent AED 25,000; call AED 250,000; fixed deposit AED 100,000

International transfersIncoming foreign-currency payments and outbound branch or online transfers

PayrollWPS funding-account transfers

Digital accessOnline banking with optional security token

Cheque bookFirst 25-leaf book included

See plans

Fees

Professional current account below AED 25,000 or equivalent · per monthAED 105

External audit confirmationAED 262.5

Balance certificateAED 262.5

See all fees

Use cases

Use casesBusiness accounts, International payments, Payroll

Plans

Professional current

Minimum balanceAED 25,000 or equivalent

Below-balance chargeAED 105 per month

CurrenciesAED and foreign currencies

Call account

Minimum balanceAED 250,000 or equivalent

InterestNone below the minimum

Fixed deposit

Minimum depositAED 100,000 or equivalent

Early withdrawal2% penalty by prevailing rate, subject to bank discretion

Fees

105AED

Professional current account below AED 25,000 or equivalent · per month

262.5AED

External audit confirmation

262.5AED

Balance certificate

No-liability letterAED 262.5

Status reportAED 105

Reference letterAED 262.5

Cheque-book leaf after first 25-leaf bookAED 1.05

Deposited cheque returned unpaidAED 26.25

Own cheque returned for insufficient fundsAED 210

Lost-cheque stop payment, per itemAED 105

Paid cheque or document copy up to six months oldAED 5.25 per page, minimum AED 26.25

Paid cheque or document copy over six months oldAED 5.25 per page, minimum AED 157.50

Special clearing by bank representative, manager's chequeAED 78.75

Special clearing presented directly by customer, SWIFTAED 131.25

Special clearing of other-bank cheque by representativeAED 215.25

Post-dated cheque collection, per itemAED 15.75

Discounted AED chequeAED 10.50 per item, minimum AED 26.25 per schedule, plus 0.125% of total amount and interest

Foreign-currency cheque, plus agent commissionAED 52.5

Cheque certificationAED 52.5

Hold-mail setup · one-timeAED 262.5

Foreign-currency cash deposit or withdrawal1.05% of amount

Professional account closureAED 105

Duplicate statement up to one month oldAED 26.25

Duplicate statement up to six months oldAED 52.5

Duplicate statement up to one year oldAED 105

Duplicate statement over one year oldAED 315

Official account statementAED 262.5

Standing orderAED 105

Standing order amendmentAED 52.5

WPS funding account transfer · per transferAED 10.5

Overdraft on highest debit balance, as agreed0.05% per month

Incoming foreign-currency transfer credited to account · per transferAED 78.75

Incoming foreign-currency transfer paid in cash1% of amount, minimum AED 52.50

Incoming foreign-currency transfer sent to another bankUSD 31.50 or equivalent

Outgoing transfer, same value date from 4 April 2026 · per transferAED 210

Outgoing transfer, next value date from 4 April 2026 · per transferAED 157.5

Outgoing transfer, two-day value date from 4 April 2026 · per transferAED 105

Outgoing online transfer · per transferAED 52.5

AED or foreign-currency manager's cheque0.10% of cheque amount, minimum AED 52.50 and maximum AED 105

Manager's cheque stop paymentAED 105

Online banking token security depositAED 200

Online banking token replacementAED 210

Corporate debit-card replacementAED 26.25

Corporate debit-card PIN reissueAED 26.25

Corporate debit-card transaction copyAED 26.25

Good to know

Outgoing transfers

Same-day, one-day and two-day value-date charges took effect on 4 April 2026. Online transfers have a separate published charge.

Cheque returns

More than four own cheques returned for insufficient funds can lead to closure and a report to the UAE Central Bank.

Account activity

The bank reserves the right to raise the minimum balance or impose a transaction charge when account activity exceeds its accepted level.

Important stuff

Banque Banorient UAE schedule of charges

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At a glance

Key facts

PlansProfessional current, call and fixed-deposit accounts

Minimum balanceCurrent AED 25,000; call AED 250,000; fixed deposit AED 100,000

International transfersIncoming foreign-currency payments and outbound branch or online transfers

PayrollWPS funding-account transfers

Digital accessOnline banking with optional security token

Cheque bookFirst 25-leaf book included

See plans

Fees

Professional current account below AED 25,000 or equivalent · per monthAED 105

External audit confirmationAED 262.5

Balance certificateAED 262.5

See all fees

Use cases

Use casesBusiness accounts, International payments, Payroll

Plans

Professional current

Minimum balanceAED 25,000 or equivalent

Below-balance chargeAED 105 per month

CurrenciesAED and foreign currencies

Call account

Minimum balanceAED 250,000 or equivalent

InterestNone below the minimum

Fixed deposit

Minimum depositAED 100,000 or equivalent

Early withdrawal2% penalty by prevailing rate, subject to bank discretion

Fees

105AED

Professional current account below AED 25,000 or equivalent · per month

262.5AED

External audit confirmation

262.5AED

Balance certificate

No-liability letterAED 262.5

Status reportAED 105

Reference letterAED 262.5

Cheque-book leaf after first 25-leaf bookAED 1.05

Deposited cheque returned unpaidAED 26.25

Own cheque returned for insufficient fundsAED 210

Lost-cheque stop payment, per itemAED 105

Paid cheque or document copy up to six months oldAED 5.25 per page, minimum AED 26.25

Paid cheque or document copy over six months oldAED 5.25 per page, minimum AED 157.50

Special clearing by bank representative, manager's chequeAED 78.75

Special clearing presented directly by customer, SWIFTAED 131.25

Special clearing of other-bank cheque by representativeAED 215.25

Post-dated cheque collection, per itemAED 15.75

Discounted AED chequeAED 10.50 per item, minimum AED 26.25 per schedule, plus 0.125% of total amount and interest

Foreign-currency cheque, plus agent commissionAED 52.5

Cheque certificationAED 52.5

Hold-mail setup · one-timeAED 262.5

Foreign-currency cash deposit or withdrawal1.05% of amount

Professional account closureAED 105

Duplicate statement up to one month oldAED 26.25

Duplicate statement up to six months oldAED 52.5

Duplicate statement up to one year oldAED 105

Duplicate statement over one year oldAED 315

Official account statementAED 262.5

Standing orderAED 105

Standing order amendmentAED 52.5

WPS funding account transfer · per transferAED 10.5

Overdraft on highest debit balance, as agreed0.05% per month

Incoming foreign-currency transfer credited to account · per transferAED 78.75

Incoming foreign-currency transfer paid in cash1% of amount, minimum AED 52.50

Incoming foreign-currency transfer sent to another bankUSD 31.50 or equivalent

Outgoing transfer, same value date from 4 April 2026 · per transferAED 210

Outgoing transfer, next value date from 4 April 2026 · per transferAED 157.5

Outgoing transfer, two-day value date from 4 April 2026 · per transferAED 105

Outgoing online transfer · per transferAED 52.5

AED or foreign-currency manager's cheque0.10% of cheque amount, minimum AED 52.50 and maximum AED 105

Manager's cheque stop paymentAED 105

Online banking token security depositAED 200

Online banking token replacementAED 210

Corporate debit-card replacementAED 26.25

Corporate debit-card PIN reissueAED 26.25

Corporate debit-card transaction copyAED 26.25

Good to know

Outgoing transfers

Same-day, one-day and two-day value-date charges took effect on 4 April 2026. Online transfers have a separate published charge.

Cheque returns

More than four own cheques returned for insufficient funds can lead to closure and a report to the UAE Central Bank.

Account activity

The bank reserves the right to raise the minimum balance or impose a transaction charge when account activity exceeds its accepted level.