Kredit
My WalletCredit cardsCalculatorsAccountsPick me a card
Profile
  • My Wallet
  • Credit cards
  • Calculators
  • Accounts
  • Pick me a card
  • Profile
More
  • Offers
  • Kredit Nearby
  • Kredit Perks
  • Banks
  • Loyalty Programs
  • How we rank
Compare
  • Best credit cards
  • Accounts
  • Banks
  • Offers
  • Loyalty Programs
  • Kredit Perks
Tools
  • My Wallet
  • Pick me a card
  • Calculators
  • Kredit Nearby
  • ChatGPT App
Company
  • About
  • Contact us
  • New to the UAE
  • Secure Collect
  • How we rank
Contact

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

Kredit

Copyright © 2026 All Rights Reserved.

Privacy PolicyTerms of Service

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

NEOPAY icon

NEOPAY

Merchant acquiring

UAE online checkout, payment links, QR and POS acceptance.

Explore

At a glance

Key facts

Processing feeNEO BIZ offer: online 2.15% + AED 0.50 domestic; POS 1.97% domestic
SettlementNEO BIZ offer: online T+3; POS T+1
Online checkoutE-commerce merchant payments
POS / terminalPOS, mPOS and integrated terminals
In-person paymentsPOS, mPOS and integrated terminal acceptance
Payment methodsCards, Aani, Jaywan and QR wallets
Payment linksPay by link for existing merchants
Tap on phoneContactless acceptance on an NFC-enabled phone
See all details

Fees

NEO BIZ domestic online payment · per transaction2.15% + AED 0.50
NEO BIZ international online payment · per transaction2.70% + AED 0.50
NEO BIZ online setup · one-timeAED 2,499
See all fees

Use cases

Use casesPayment gateways, Online payments, Payment links, In-person payments

Payment solutions

NEO BIZ offer

Published online and POS rates for eligible NEO BIZ merchants.

New NEOPAY merchants with an active NEO BIZ account qualify through 31 January 2027. AED 1,000 cashback and ERP software follow successful onboarding and one month in good standing; cashback is paid within 30 business days after validation.

Learn more: NEO BIZ x NEOPAY offer and prices, NEO BIZ offer terms

POS and mPOS

Connect in-store terminals to merchant operations.

Integrated options include wired, wireless, PIN pad, app-to-app, mPOS and cloud API connections.

Learn more: NEOPAY merchant solutions

QR acceptance

Take Aani, Jaywan and supported international-wallet QR payments.

Enabled payment methods follow the merchant agreement and selected NEOPAY products.

Learn more: NEOPAY merchant solutions

Tap on phone

Accept contactless cards and wallets on an NFC-enabled phone.

An NFC-enabled Android device replaces a separate terminal for the supported contactless flow.

Learn more: NEOPAY merchant solutions

Pay by link

Activate payment links for an existing merchant account.

NEOPAY's merchant FAQ makes this an add-on for existing merchants; availability follows account activation.

Learn more: NEOPAY merchant FAQ

Fees

2.15% + AED 0.50

NEO BIZ domestic online payment · per transaction

2.15% + AED 0.50 per transaction

2.70% + AED 0.50

NEO BIZ international online payment · per transaction

2.70% + AED 0.50 per transaction

2,499AED

NEO BIZ online setup · one-time

AED 2,499 once

NEO BIZ domestic POS payment · per transaction1.97%
NEO BIZ international POS payment · per transaction2.70% per transaction
NEO BIZ POS setup · one-timeAED 1,499 once
Other merchant pricingSet by merchant agreement

Good to know

Settlement holds

NEOPAY can hold settlement against chargebacks, disputes, fees and claims under the offer key facts.

Important stuff

NEO BIZ offer key facts

Opens in a new tab

NEO BIZ offer terms

Opens in a new tab

Get notified about UAE latest credit card products