Kredit
My WalletCredit cardsCalculatorsAccountsPick me a card
Profile
  • My Wallet
  • Credit cards
  • Calculators
  • Accounts
  • Pick me a card
  • Profile
More
  • Offers
  • Kredit Nearby
  • Kredit Perks
  • Banks
  • Loyalty Programs
  • How we rank
Compare
  • Best credit cards
  • Accounts
  • Banks
  • Offers
  • Loyalty Programs
  • Kredit Perks
Tools
  • My Wallet
  • Pick me a card
  • Calculators
  • Kredit Nearby
  • ChatGPT App
Company
  • About
  • Contact us
  • New to the UAE
  • Secure Collect
  • How we rank
Contact

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

Kredit

Copyright © 2026 All Rights Reserved.

Privacy PolicyTerms of Service

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

NOW Money app icon

NOW Money

WPS payroll and employee accounts

WPS payroll portal with salary-file uploads and scheduled employee payments.

Explore

At a glance

Key facts

PayrollWPS-compliant salary payments and SIF uploads
Batch payoutsUpload salary files and schedule payments
EmployeesMobile account and Mastercard debit card through NOW's CBI partnership
Employee ATM allowanceOne free monthly withdrawal to unlimited withdrawals, depending on the employee subscription
Minimum salaryNo employee minimum salary
Employer onboardingTrade licence, memorandum of association and bank letter or statement
See all details

Fees

Employer payroll maintenance · per monthContract quote
Salary information file upload under the September 2024 payroll article · per transactionAED 0.50/file
See all fees

Use cases

Use casesPayroll

Payroll

WPS payroll

Pay employees through a WPS-compliant salary service.

Upload a salary information file, fund payroll and schedule payments. The 2024 payroll guide lists no extra frequency charge and no extra fee for non-WPS payments, commissions or bonuses.

Learn more: NOW Money employer payroll, NOW Money smart office payroll guide, updated July 2024

Employer portal

Schedule payroll and review statements online.

The portal provides payroll expense reporting and can sit alongside an existing HR system; onboarding includes company and employee checks.

Learn more: NOW Money employer payroll

Employee accounts

Employees receive app access and Mastercard debit cards.

Employees can receive salary, spend in stores and online, send international remittances, use mobile top-ups and view statements. The employee account is not an employer business bank account.

Learn more: NOW Money employee mobile account, NOW Money employer payroll

Employer onboarding

Verify the business and employees before payroll starts.

The provider requests a trade licence, memorandum of association, and bank letter or statement, then issues employee accounts and cards after checks.

Learn more: NOW Money employer payroll

Fees

Contract quote

Employer payroll maintenance · per month

Monthly employer maintenance fee; amount provided in the employer contract

AED 0.50/file

Salary information file upload under the September 2024 payroll article · per transaction

Published AED 0.50 per salary information file, regardless of employee count

Good to know

Employer fees

The payroll page lists a monthly maintenance charge without a public amount. The September 2024 payroll article quotes AED 0.50 per uploaded salary file regardless of employee count; the signed portal tariff controls contracted charges.

Employee service

The accounts and cards are for paid employees. NOW Money does not publish an employer current-account product or a full public employee ATM and remittance tariff on these pages.

Important stuff

NOW Money employer portal terms

Opens in a new tab

Get notified about UAE latest credit card products