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Pay10 logo

Pay10

Merchant wallet and gateway

UAE merchant QR, payment links and hosted website checkout.

Explore

At a glance

Key facts

Processing feeMerchant agreement rate
SettlementPay10 Biz wallet: same-day settlement
QR payment limitAED 25,000 per Pay10 user transaction
Merchant wallet limitAED 50,000–100,000 by business tier
Daily wallet limitAED 50,000–100,000 by business tier
Monthly wallet limitAED 50,000–100,000 by business tier
Payment linksLinks shared by email, text or chatbot
Sharing channelsEmail, text and chatbot
Payment methodsUAE Pay10 wallets for merchant QR
In-person paymentsDynamic merchant QR code
Online checkoutHosted page, mobile SDK or direct API
IntegrationsE-commerce plugins and server SDKs
See all details

Fees

Pay10 Biz merchant account opening · one-timeFree
Merchant transaction charges · per transactionCustom quote
See all fees

Use cases

Use casesPayment gateways, Online payments, Payment links, In-person payments

Payment solutions

Business wallet

Receive UAE Pay10 wallet payments through merchant QR.

Each QR is dynamic and single-use. A Pay10 user can pay up to AED 25,000 per transaction; full refunds return instantly to the customer wallet when merchant funds are sufficient. Partial refunds are unavailable.

Learn more: Pay10 Biz merchant FAQ, Pay10 Biz key facts statement

On-the-go links

Share payment links by email, text or chatbot.

The merchant app also shows live wallet balance, transaction history and withdrawals; QR acceptance needs no POS machine.

Learn more: Pay10 merchant app, Pay10 Biz key facts statement, Pay10 Biz merchant FAQ

Online integration

Hosted page, mobile SDK, plugins or direct API.

Gateway and link methods require selection in the merchant contract; the Biz wallet also shows real-time balance and transaction history.

Learn more: Pay10 integration methods, Pay10 Biz key facts statement

Fees

Free

Pay10 Biz merchant account opening · one-time

Custom quote

Merchant transaction charges · per transaction

Rates in merchant agreement

Good to know

Merchant onboarding

A UAE trade licence, company documents, Emirates ID and bank details are required. A UAE AED account under the business name is needed for settlement.

Important stuff

Pay10 Biz key facts statement

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Pay10 merchant terms

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