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botim money app icon

botim money (PayBy)

Online gateway and QR payments

UAE licensed card gateway and merchant QR acceptance.

Explore

At a glance

Key facts

Processing feeProduct and merchant rates agreed with sales
Online checkoutDebit and credit card gateway
Payment methodsDebit and credit cards
In-person paymentsCustomer QR payment to merchants
IntegrationsAPIs for e-commerce and business software
ReportingReal-time merchant transaction insights
Payment linksPaylink and payable invoice collection
Order currencyAED for production API orders
See all details

Fees

Merchant gateway and QR ratesCustom quote
See all fees

Use cases

Use casesPayment gateways, Online payments, Payment links, In-person payments

Payment solutions

Online checkout

Website and app gateway for debit and credit cards.

Hosted paypage, iFrame and in-app SDK are available. Direct card collection needs merchant PCI certification; production API orders are in AED and expire within 48 hours.

Learn more: botim money merchant platform, PayBy online integration modes, PayBy production order API

Paylink and invoices

Create customer payment links or payable invoices.

Links support fixed or customer-entered amounts; payable invoices can be shared by email or SMS, with dashboard receipts and transaction reports.

Learn more: botim money merchant platform

Merchant QR

Accept PayBy or BOTIM wallet QR payments in person.

Developer flows cover merchant-presented dynamic QR and merchant scanning of the customer's QR. POS installation and enabled methods are agreed through sales.

Learn more: botim money merchant platform, PayBy merchant go-live requirements, PayBy production order API

API controls and refunds

Connect orders, refunds and status checks to merchant software.

Production setup requires an approved merchant account, enabled products, API keys and IP allowlisting. The API also supports split payment instructions for approved member accounts.

Learn more: PayBy merchant go-live requirements, PayBy production order API

Fees

Custom quote

Merchant gateway and QR rates

Product rates agreed with sales

Good to know

Merchant activation

Production methods, POS and transaction rates are set with PayBy sales during merchant onboarding.

Important stuff

Official information

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