Free
Free card tier · per month
Pluto
Corporate cards and spend management
Prepaid team cards, expense and procurement controls for UAE businesses.
At a glance
Key facts
CardsFree card tier: five card users; Growth: thirty included
Plan feeFree card tier; Growth USD 99/month prepaid; Enterprise custom
Card issuerNymCard prepaid card; Pluto provides the platform
Card usersKFS Free tier up to five; Growth 30 included; Enterprise custom
Cards per userFree: one physical and up to 10 virtual; Growth: one physical and up to 99 virtual
Card validityThree years
ATM limitsAED 10,000 per withdrawal; AED 20,000/day, 35,000/week, 75,000/month; eight withdrawals/day
CashbackUp to 2% eligible international; Growth up to 1% domestic subject to a monthly plan-fee cap
Fees
Free card tier · per monthFree
Growth card tier · per monthUSD 99
Growth additional card user · per monthUSD 9
Use cases
Use casesTeam spend
Team spending
Prepaid team cards
Physical and virtual cards with Free and Growth tiers.
Expense controls
Budgets, approvals and card policies for teams.
Procurement and payables
Handle invoices, vendors and purchase requests.
Accounting integrations
Sync expenses with major accounting tools.
Card cashback
International rewards, with domestic rewards on Growth.
Fees
99USD
Growth card tier · per month
9USD
Growth additional card user · per month
Good to know
Platform and card tiers
The product landing page advertises a free SME platform for up to ten users; the card KFS Free tier covers up to five card users. Growth is billed in advance.
Prepaid funds
The NymCard card is not a bank account or credit product. Safeguarded funds do not earn interest or deposit insurance; cardholders must be adult UAE residents and pass identity checks.
FX and rewards
The scheme's conversion rate applies in addition to the 2.99% card fee. Cashback requires settled eligible spend and can be adjusted under the KFS terms.
Cooling off
The KFS provides five business days to cancel after agreeing to the card terms unless the customer waives that period.