Kredit
My WalletCredit cardsCalculatorsAccountsPick me a card
Profile
  • My Wallet
  • Credit cards
  • Calculators
  • Accounts
  • Pick me a card
  • Profile
More
  • Offers
  • Kredit Nearby
  • Kredit Perks
  • Banks
  • Loyalty Programs
  • How we rank
Compare
  • Best credit cards
  • Accounts
  • Banks
  • Offers
  • Loyalty Programs
  • Kredit Perks
Tools
  • My Wallet
  • Pick me a card
  • Calculators
  • Kredit Nearby
  • ChatGPT App
Company
  • About
  • Contact us
  • New to the UAE
  • Secure Collect
  • How we rank
Contact

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

Kredit

Copyright © 2026 All Rights Reserved.

Privacy PolicyTerms of Service

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Stripe logo

Stripe Payments

Online payments

Online checkout and payment links for UAE businesses.

Explore

At a glance

Key facts

Online checkoutHosted Checkout and embedded payment forms
Payment linksNo-code links included with Payments
SettlementAED payouts to UAE bank accounts after five business days
Payment methodsCards and UAE-available digital wallets
USD settlementOptional USD balance and matching bank account
See all details

Fees

Domestic card processing · per transaction3.045% + AED 1.05
International-card surcharge · per transaction1.05%
Currency-conversion surcharge · per transaction1.05%
See all fees

Use cases

Use casesPayment gateways, Online payments, Payment links

Payment solutions

Checkout

Hosted or embedded checkout, with Payment Links included on Standard.

The standard card rate applies to successful charges; international cards and currency conversion each add a separate surcharge.

Learn more: Stripe UAE pricing

Payment links

Create no-code links without a website.

Links can be created through the dashboard or API and can collect subscription payments.

Learn more: Stripe UAE pricing

AED payouts

UAE bank payouts follow a five-business-day schedule.

The first payout has an initial seven-day delay, and the minimum payout is AED 20.

Learn more: Stripe UAE payout schedule

Refunds

Card refunds have no separate issue fee on Standard.

Original processing, Connect and currency-conversion charges are not returned when a payment is refunded; bank-transfer refunds can differ.

Learn more: Stripe UAE pricing

USD settlement

Eligible UAE accounts can settle USD payments in USD.

A separate matching bank account is required. The USD settlement charge applies when funds enter the USD balance, while later payouts follow that currency's configured schedule and minimum.

Learn more: Stripe UAE multi-currency settlement, Stripe UAE pricing

Fees

3.045% + AED 1.05

Domestic card processing · per transaction

3.045% + AED 1.05 per successful charge

1.05%

International-card surcharge · per transaction

1.05% extra

1.05%

Currency-conversion surcharge · per transaction

1.05% extra when conversion is needed

Dispute received · per transactionAED 63 per dispute
Manually countered dispute · per transactionAED 63; returned if won*

*Returned if the dispute is won; the received-dispute charge remains.

Visa dispute-prevention resolution · per transactionAED 63 per Visa resolution
Visa Compelling Evidence 3.0 block · per transactionAED 63 per block
Mastercard dispute-prevention resolution · per transactionAED 126 per Mastercard resolution
Instant payout · per transaction1.575% of payout volume*

*Minimum AED 2.10 per instant payout.

Instant payout minimum · per transactionAED 2.10 minimum
Smart Disputes · per transaction31.5% of disputed amount on wins; no Smart Disputes fee on losses*

*The dispute-received fee still applies if the case is lost.

USD multi-currency settlement · per transaction1.05% of USD settlement volume*

*Charged when funds settle into USD, not when a payout is initiated.

USD settlement minimum · per transactionUSD 26.25 minimum
Setup and monthly fee · per monthNo setup or monthly fee on Standard

Good to know

Payout account

Standard payouts require a UAE bank account in AED.

Dispute charges

A received-dispute charge applies even if the merchant wins; the separate manual-counter charge is returned on a win. Network charges can also apply.

Important stuff

Stripe UAE Services Agreement

Opens in a new tab

Get notified about UAE latest credit card products