Business Current
Minimum MTD average balanceAED 25,000
Non-resident minimum MTD average balanceAED 100,000
CurrenciesAED, USD, GBP and EUR
Account accessFree cheque books, branch teller activity, special clearing, SMS and Corporate Digital Portal
UBL UAE Business Current
Business current account packages
Business Current and Advantage accounts with distinct balance and payment terms.
At a glance
Key facts
PackagesBusiness Current and Business Advantage
Minimum balanceCurrent AED 25,000; Advantage AED 50,000 month-to-date average
CurrenciesBusiness Current AED, USD, GBP and EUR
Digital accessCorporate Digital Portal for account access and payment instructions
International transfersDomestic Central Bank and international trade or non-trade remittances
PayrollWPS salary-file processing, with a published minimum or agreement price
Opening documentsEntity registration, trade licence, constitutional and authority documents, signatory and beneficial-owner IDs
Tariff dateCorporate schedule effective 1 January 2026
Fees
Business Current monthly fee below package MTD average balance · per monthAED 525
Business Advantage monthly fee below package MTD average balance · per monthAED 367.5
Business Current temporary-overdraft arrangement chargeAED 525
Use cases
Use casesBusiness accounts, International payments, Payroll
Plans
Business Advantage
Minimum MTD average balanceAED 50,000
Non-resident minimum MTD average balanceAED 100,000
Account accessFree cheque books, branch teller activity, special clearing, standing-instruction setup and monthly statements
RelationshipDedicated relationship manager and preferential foreign exchange terms
Fees
525AED
Business Current monthly fee below package MTD average balance · per month
367.5AED
Business Advantage monthly fee below package MTD average balance · per month
525AED
Business Current temporary-overdraft arrangement charge
Good to know
Balance basis
Both package minimums use the month-to-date average. The monthly below-balance charges differ by package and are separate from the free biannual account-service row.
Non-resident accounts
Non-resident account holders must maintain at least AED 100,000 month-to-date average, overriding the lower resident package minimums.
Deposit and overdraft rates
The current and Advantage overdraft rate is 10% per year. Premature fixed-deposit withdrawal deducts 1.5% from earned interest; neither percentage is an account-service fee.
Transfer costs
Business Current and Advantage pay different Central Bank, trade-remittance and correspondent charges. Follow-up recall messages are charged separately.
Card and cash access
Debit-card issuance is at UBL's discretion. Cash-deposit-machine acceptance is also subject to bank discretion, although branch teller deposits and withdrawals have no published charge.
Entity documentation
The business key facts distinguish sole proprietorships, partnerships, free-zone companies and LLCs; authority, beneficial-owner and ownership documents vary with legal form.