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UTap merchant app icon

e& UTap

POS and merchant payments

UAE SMB terminals, phone POS, gateway and payment links.

Explore

At a glance

Key facts

POS / terminalAndroid terminal and phone POS options
In-person paymentsCard and contactless terminal or phone POS
Payment methodsVisa, Mastercard, Apple Pay and digital wallets by plan
Payment linksPay By Link and e-commerce weblinks
Online checkoutGateway and SDK integration
EligibilityExisting active e& relationship required
SettlementWithin two business days for POS transactions
Acquiring partnerNetwork International; transaction charges separate from e& subscription
See all details

Fees

Starter 12-month contract · per monthAED 64.05
Premium 12-month contract · per monthAED 173.25
Elite 12-month contract · per monthAED 576.45
See all fees

Use cases

Use casesPayment gateways, Online payments, Payment links, In-person payments

Payment solutions

In-store acceptance

Starter phone POS or Premium/Elite terminal packages.

Premium adds a card terminal, merchant portal and multi-store users; Elite adds inventory, orders, customer management and a cash drawer.

Learn more: e& UTap merchant offer

Pay By Link

Collect remotely through links, QR or e-commerce weblinks.

Starter includes phone-based acceptance and digital QR; package features and hardware differ by term and tier.

Learn more: e& UTap merchant offer

Online integration

Gateway and SDK checkout for web or apps.

Network International is the acquiring partner. UTap subscription charges exclude separate acquiring and transaction fees.

Learn more: e& UTap merchant offer

Flexi Pay hardware

Monthly software with a separately purchased POS device.

Flexi Pay adds a one-time device cost to the 12-, 24- or 36-month software contract; the device supports pre-authorisation and reversal controls.

Learn more: e& UTap merchant offer

Fees

64.05AED

Starter 12-month contract · per month

173.25AED

Premium 12-month contract · per month

576.45AED

Elite 12-month contract · per month

Flexi Pay 12-month contract · per monthAED 64.05
Starter 24-month contract · per monthAED 57.75
Premium 24-month contract · per monthAED 120.75
Elite 24-month contract · per monthAED 345.45
Flexi Pay 24-month contract · per monthAED 57.75
Starter 36-month contract · per monthAED 52.5
Premium 36-month contract · per monthAED 103.95
Elite 36-month contract · per monthAED 262.5
Flexi Pay 36-month contract · per monthAED 52.5
Flexi Pay device purchase · one-timeAED 1,006.95
Card acquiring and transaction charges · per transactionCharged separately by the acquiring partner

Good to know

Application

An active e& relationship and merchant verification are required. Documents include trade licence, applicable MOA, shareholder and representative IDs, UBO IDs, and IBAN or bank statement; a security deposit may apply.

Contract and setup

Terminal installation can take up to five working days after documents. Early termination after breach costs one month's base rent and any remaining device rental.

Important stuff

Official information

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