Expired trade licence · per monthAED 210 per month from two months after expiry
Additional 10-leaf cheque book · one-timeAED 10.50; first cheque book free
Additional 25-leaf cheque book · one-timeAED 26.25; first cheque book free
Cheque returned for insufficient funds · per transactionAED 78.75 per cheque
Cheque collection · per transactionAED 26.25
Cheque stop or cancellation · per transactionAED 52.50
Manager cheque issue or cancellation · per transactionAED 52.50
Paper statement · per transactionAED 26.25 for each three-month statement; digital statements free
Audit, balance, signature or liability letter · per transactionAED 105 per letter
Bank document attestation · per transactionAED 2,150
Debit card replacement · per transactionAED 26.25; primary and virtual cards free
Joint-signatory debit card · per transactionAED 49 per signatory
Debit card international transaction · per transaction2% for transactions originating outside the UAE, including AED charges
Lulu Exchange cash deposit · per transactionAED 10.50
Non-FAB UAE ATM withdrawal · per transactionAED 2.10; FAB ATM deposits and withdrawals free
UAE ATM balance inquiry · per transactionAED 1.05
GCC ATM withdrawal · per transactionAED 6.30
GCC ATM balance inquiry · per transactionAED 3.15
ATM withdrawal outside GCC · per transactionAED 21
Essential local transfers after allowance · per transferAED 1.05 after 10 included transfers per month
Essential SWIFT transfer · per transferAED 52.50 plus correspondent bank charges
Grow SWIFT transfer · per transferAED 26.25 plus correspondent bank charges
Wio charge for Wise partner transfer · per transferNo Wio bank fee; partner processing fee applies
Wise partner processing fee · per transferIndicative 0.35%–2% by corridor and currency; exact fee and exchange rate shown before confirmation
Correspondent charge for major currencies · per transfer25 in payment currency above 1,000 USD, EUR, GBP, AUD or CAD; none below 1,000*
*On shared-fee transfers the beneficiary bears this charge; choosing to pay all fees makes the sender responsible.
CHF correspondent charge · per transferCHF 10 above CHF 1,000; none below*
*The beneficiary pays on shared-fee transfers; the sender pays when choosing all fees.
SAR, SGD or CNY correspondent charge · per transferSAR 25, SGD 15 or CNY 50 by payment currency*
*The beneficiary pays on shared-fee transfers; the sender pays when choosing all fees.
Sender-paid correspondent charge for major payment currencies · per transferFor USD, EUR, GBP, CAD, AUD, CHF, SGD, ZAR or CNY payments: AED-account 63; USD/EUR/GBP 15.75; CAD 24; AUD 26; CHF 14; SGD 22; SAR 63; CNY 120, in sender-account currency
Sender-paid correspondent charge for SAR payment · per transferAED-account 27; USD/EUR/GBP 8; CAD 10.2; AUD 11.2; CHF 6; SGD 10; SAR 27; CNY 50, in sender-account currency
Sender-paid correspondent charge for INR payment · per transferAED-account 4; USD/EUR/GBP/CHF 1; CAD 1.5; AUD 1.7; SGD 2; SAR 4; CNY 8, in sender-account currency
Essential WPS file after allowance · per transactionAED 31.50 after 1 free file per month
Grow WPS file after allowance · per transactionAED 31.50 after 3 free files per month
