2.6% + AED 1
Business payment received · per transaction
Ziina Business
Payment acceptance
Collect customer payments through links, QR codes and Tap to Pay.
At a glance
Key facts
Payment linksShareable customer payment links
In-person paymentsQR, NFC and Tap to Phone
Business limitsUp to AED 90,000 per transaction and AED 2 million monthly, subject to verification
SettlementUsually about 12 hours without Ziina card; instant with card, subject to review
Payment methodsCards, QR and balance payments
Fees
Business payment received · per transaction2.6% + AED 1
International card or non-AED payment · per transaction1.5%
Ziina wallet cashout · per transferFree
Use cases
Use casesPayment gateways, Online payments, Payment links, In-person payments
Payment solutions
Payment solutions
Collect through links, QR, NFC and website checkout.
Customer payments
Accept card, QR and balance payments.
In-person payments
QR and NFC collection on a compatible phone.
Refunds
Refund a payment through Ziina within 60 days.
Fees
1.5%
International card or non-AED payment · per transaction
Free
Ziina wallet cashout · per transfer
1.05AED
Ziina wallet cashout from 1 November 2026 · per transfer
Good to know
Account verification
Business registration requires a valid Emirates ID, trade licence and recent bank statement. Higher Business limits depend on verification.
Transfers and chargebacks
Wallet cashout timing can change during review or holds; excessive chargebacks may trigger additional charges or limits.