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AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardKredit NearbyChatGPT AppNew to the UAESecure CollectContact us

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Al Ansari Exchange

International money transfers and prepaid card options from Al Ansari Exchange.

OpenCompare wallets
Al Ansari Exchange product artwork

At a glance

Key facts

ProviderAl Ansari Exchange
Provider licenceCBUAE licensed
PlanStandard
See all fees and limits

Opening requirements

Emirates IDRequired
UAE residencyRequired

Fees and plans

Compare plan charges. Use the information icons for fee conditions and billing options.

Standard

Local transfer · To UAE bank
AED 24.26
Card · Card issuance
AED 52.50
Card · Card replacement
AED 52.50
Card · Card reload
AED 5.25
Card · Card inactivity
AED 26.25
Card · Card closure
AED 15.75
Card · Foreign currency
3.15%
Card · UAE ATM withdrawal
AED 5.25
Card · International ATM withdrawal
AED 15.75

Limits

Balance and transaction caps, with their time periods and conditions.

Standard

Maximum balance
USD 16,220
Top up · Daily
USD 129,760
Spend and Cash out · Daily
USD 129,760
Cash out · Daily
USD 2,500
Top up · Yearly
USD 500,000
Top up · Per transfer
AED 60,000
Top up · Yearly
USD 50,000
International transfersPer transfer
Online/app remittance funded by bank transfer
AED 150,000
International transfersPer transfer
Online/app remittance funded by bank transfer
AED 150,000

Each row applies to its funding method and destination. Blank cells mean no separate amount cap is listed for that period.

International transfers

Transfer fees and published FX margins for sending AED 5,000.

Standard

India · Bank deposit
AED 19.50 / AED 26.50
Pakistan · Bank deposit
AED 21 / Free
Philippines · Bank deposit
AED 24.26
Bangladesh · Bank deposit
AED 19.50 / AED 26.50
Egypt · Bank deposit
AED 18.25 / AED 21
Nepal · Bank deposit
AED 19.50 / AED 26.50

Eligibility

18

Minimum Age

Emirates ID

Bring your original, valid Emirates ID to buy the card at a branch.

Nationality

The card cannot be sold to North Korean, Cuban, Myanmar or Iranian nationals.

Documents ready

Emirates ID and identity documents

Have your Emirates ID and any identity documents requested by the provider ready. Identity verification and KYC checks still apply.

Al Ansari Exchange FlexiblePay Card benefits

Mobile wallets

Pay with Apple Pay, Samsung Wallet or Google Wallet

Add the card to Apple Pay, Samsung Wallet or Google Wallet to pay by phone.

See full breakdown

Visa Platinum prepaid

Reloadable Visa Platinum prepaid card, bought at a branch or in the app

See full breakdown

Multi-currency

Load and spend in several currencies on one card

See full breakdown

Payment conditions

Currency and ATM rules

Purchases in a matching funded card currency do not incur this fee. where the ATM's own bank may add a charge.

See full breakdown

Important stuff

Al Ansari Exchange Digital Channels (App) Terms and Conditions

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Al Ansari Exchange Frequently Asked Questions

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FlexiblePay Card Terms and Conditions

Opens in a new tab

Prepaid Cards Key Facts Statement

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Al Ansari Exchange Remittance Services and Service Charges

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Frequently asked questions

Opening, fees and everyday use of Al Ansari Exchange.

Select Open to continue to Al Ansari Exchange. Check the opening requirements above before registering with the provider.

The fees and limits sections list funding, withdrawal, local-transfer and card charges. Paid-plan fees appear separately, and provider documents are linked in Important stuff.

Free means the provider lists no charge for that specific service. It does not mean every service in the app is free.

Each plan has its own fee table above. Membership charges are separate from transaction charges. Where annual billing is available, it appears as an alternative to monthly membership.

The limits section lists the amount, time period and conditions for each published limit. Daily, monthly and per-transfer caps are different limits.

No. FlexiblePay is a prepaid card: you spend money you have loaded onto it, with no credit line. You need to be 18 or older with a valid Emirates ID.

Buy the physical card at an Al Ansari Exchange branch with your original Emirates ID, or get the digital card in the Al Ansari Exchange app.

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