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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

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Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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AboutUnlock my cardsOffersBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Aafaq Islamic Finance

Aafaq Islamic FinanceVisit Aafaq Islamic Finance website

Aafaq Islamic Finance (P.S.C.) is a UAE-based Shari'a-compliant financial institution licensed and regulated by the Central Bank of the UAE. It offers personal and corporate finance solutions including credit cards, personal finance, auto finance, property finance, and corporate banking — all structured in accordance with Islamic finance principles. Aafaq runs the AIF Rewards loyalty programme and a digital-first banking experience through the Aafaq mobile app, with a product line spanning everyday Titanium and Platinum cards through to the premium World Elite Mastercard combining lifestyle privileges with Shari'a compliance.

This bank's credit cards

Aafaq World Elite Credit Card Design

AAFAQ ISLAMIC FINANCE

Aafaq World Elite Credit Card

Salary: AED 20,000+

Annual Fee: AED 1,050 (first year free)

5% online & dining

3% international

20% welcome cashback on Amazon, noon, Careem, Talabat

ExploreLearn more about Aafaq World Elite Credit Card credit card benefits and featuresApplyApply for Aafaq World Elite Credit Card credit card
Aafaq Platinum Credit Card Design

AAFAQ ISLAMIC FINANCE

Aafaq Platinum Credit Card

Salary: AED 8,000+

Annual Fee: Free

Mastercard Platinum lounge & meet & greet

Balance Transfer, Finance on Phone & EPP

ExploreLearn more about Aafaq Platinum Credit Card credit card benefits and featuresApplyApply for Aafaq Platinum Credit Card credit card
Aafaq Titanium Credit Card Design

AAFAQ ISLAMIC FINANCE

Aafaq Titanium Credit Card

Salary: AED 5,000+

Annual Fee: AED 210 (waived on AED 5k spend)

Balance Transfer, Finance on Phone & EPP

Mastercard Priceless offers

ExploreLearn more about Aafaq Titanium Credit Card credit card benefits and featuresApplyApply for Aafaq Titanium Credit Card credit card

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