Aafaq Platinum Credit Card

New cardholders who spend AED 10,000 within 60 days of card issuance receive an AED 250 credit to their account, credited within 60 days of meeting the spend. The offer excludes cash withdrawals, balance transfers and fees, and is not available to customers who cancelled an Aafaq credit card in the prior 12 months.

The card earns 2 AIF Rewards per AED 1 (2%) on international, non-AED spends, and up to 1 AIF Reward per AED 1 (1%) on all other retail spends. Rewards are redeemable for flights, hotels, shopping, miles or statement cashback.

The annual fee is AED 0 for life, with no minimum spend condition. There is also no separate joining fee, so the card is free to open and hold.

Airport transfer, meet and greet, VOX Cinemas BOGO tickets and valet parking benefits each require a minimum of AED 5,000 in monthly card spend to unlock.

Yes. Aafaq Islamic Finance is regulated by the Central Bank of the UAE and structures the card under Shari'a-compliant principles. Late payment amounts are donated to charity through Aafaq's Internal Shari'ah Supervisory Committee rather than retained by the bank.

Salaried applicants need a minimum monthly income of AED 8,000 and must be at least 21 years old. Self-employed applicants can also apply if they're aged 21 to 65, have run their business for at least 2 years, and show a minimum average monthly turnover of AED 50,000. There's no stated minimum credit limit requirement.