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All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

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Guidance

Airport Lounge Access with your Credit Card in the UAE

Unlock premium travel experiences with the right credit card in the UAE. Discover how to get airport lounge access and compare top cards.

Kredit
By Kredit
·Jul 14, 2025
Airport Lounge Access with your Credit Card in the UAE

For many in the UAE, travel is a way of life. Whether you're an expat heading home, an Emirati exploring new destinations, or a business professional constantly on the go, the thought of escaping the bustling airport terminals for a serene lounge is incredibly appealing. That's where your credit card can become your best travel companion, offering a gateway to comfort and luxury before your flight.

Airport lounge access is one of the most sought-after perks for credit cardholders in the Emirates. It transforms your travel experience from stressful to seamless, providing a quiet space to relax, enjoy complimentary refreshments, catch up on work, or simply unwind. But with changing rules and various programs, understanding how to leverage this benefit effectively is key.

We'll break down the different programs, highlight recent changes, and show you how to maximize this fantastic perk for your next journey from DXB, AUH, or any global airport.

✈️ Why Airport Lounge Access Matters for UAE Travelers

The UAE is a global travel hub, with Dubai International Airport (DXB) and Abu Dhabi International Airport (AUH) consistently ranking among the busiest in the world. This high travel frequency, combined with a large expatriate community and a preference for premium services, makes airport lounge access a highly valued credit card benefit.

Imagine this: your flight is delayed, or you have a long layover. Instead of battling crowds at the gate, you could be enjoying a comfortable seat, complimentary Wi-Fi, delicious food, and perhaps even a refreshing shower in an exclusive lounge. This isn't just about luxury; it's about making your travel less stressful and more enjoyable. UAE banks understand this, which is why many premium credit cards offer this perk.

💡 Pro Tip: Always check the specific lounge access details for your card well before your travel date. Rules and access methods can change, and you don't want any surprises at the lounge door!

📊 Understanding the Main Lounge Access Programs

In the UAE, most credit card lounge benefits are facilitated through partnerships with major card networks and their associated lounge programs. Here are the main players you'll encounter:

  • Visa Airport Companion (Powered by DragonPass): This is increasingly becoming the go-to program for Visa cardholders, offering access to over 1,200 lounges worldwide. It's app-based, requiring you to download the "Visa Airport Companion" app to generate QR codes for entry
    • Pros: Extensive global network, often includes dining and spa offers, digital access is convenient
    • Cons: Requires app download and registration, may have spend requirements or caps depending on your card
  • Mastercard Travel Pass (Powered by DragonPass): Mastercard's equivalent to Visa Airport Companion, this program also provides access to over 1,200 lounges globally. You'll need the "Mastercard Travel Pass" app for digital entry
    • Pros: Broad global network, digital access via app, often includes dining offers
    • Cons: Significant changes coming from May 2025, including new international spend requirements and caps on visits
  • LoungeKey: While some older cards, particularly certain Visa Platinum offerings, still use LoungeKey, many banks are transitioning to Visa Airport Companion. It boasts a network of over 1,000 lounges
    • Pros: Large network, often doesn't require prior registration for basic access
    • Cons: May have fewer additional benefits compared to newer programs, pre-authorization fees (e.g., USD 3.25) might apply
  • Priority Pass: Known for having the widest independent lounge network globally. While less commonly a direct primary benefit on standard UAE credit cards, it's often included with very high-tier cards or as an upgrade option
    • Pros: Widest independent lounge network
    • Cons: Often requires a separate membership or is tied to ultra-premium cards

💳 How Lounge Access Differs by Card Tier and Network

The type of credit card you hold significantly impacts your lounge access benefits. Generally, the higher the card tier, the more generous the access.

While Visa Platinum and Mastercard Titanium/Platinum can offer limited number of visits with restricted lounge coverage, more premium cards like Visa Signature/Infinite and Mastercard World/World Elite offer unlimited visits with full coverage from the partner. For the highest tier cards you usually can bring one guest at no costs (typically you would pay AED ~100 per guest).

⚠️ Important Changes to Watch Out For (Effective 2025)

The landscape of lounge access is evolving, particularly for Mastercard holders. Keep these key changes in mind:

  • Mandatory App Usage: From May 1, 2025, for Mastercard holders and October 1, 2024, for Visa holders, you must download and register on the respective "Mastercard Travel Pass" or "Visa Airport Companion" app. Physical cards will no longer grant access.
  • Minimum International Spend Requirements: This is a big one! For many Mastercard products, from May 1, 2025, you'll need to make a minimum international spend of USD 1 (or equivalent in non-AED) at least three calendar months prior to your lounge visit to unlock complimentary access for the next three months. If you don't meet this, you'll be charged per visit.
  • Capping of Complimentary Visits: Many cards are introducing or reinforcing annual caps on complimentary visits. Always check your specific card's terms and conditions.
  • Flight Delay Pass: Some banks, like Emirates NBD, are replacing lounge access with a Flight Delay Pass for standard cards, which grants lounge access only if your registered flight is delayed.

🇦🇪 Specific UAE Airport Lounges You Can Access

Most major programs (Visa Airport Companion, Mastercard Travel Pass, LoungeKey) provide access to a wide range of lounges at the UAE's busiest airports:

  • Dubai International Airport (DXB): You can typically access lounges like Marhaba Lounges, Ahlan Business Class Lounge, and The Lounge (Terminal 3, Concourse A).
  • Abu Dhabi International Airport (AUH): Look for lounges like Al Dhabi Lounge and Pearl Lounge.
  • Sharjah International Airport (SHJ): The Pearl Lounge is a common option.

Remember to always check the specific program app (Visa Airport Companion or Mastercard Travel Pass) for the most up-to-date list of accessible lounges and their exact locations before you travel.

✅ How to Maximize Your Lounge Access Benefit

  1. Know Your Card: Understand your card's tier (Platinum, Signature, Infinite, World, World Elite) and the associated lounge program (Visa Airport Companion, Mastercard Travel Pass, LoungeKey).
  2. Download the App: For most cards, especially with the upcoming changes, downloading and registering on the relevant app (Visa Airport Companion or Mastercard Travel Pass) is crucial.
  3. Check Spend Requirements: If you have a Mastercard, be aware of the USD 1 international spend requirement from May 2025. Make a small international purchase a few months before your trip to ensure your access.
  4. Understand Guest Policies: Most cards charge for guests beyond the primary cardholder or a single complimentary guest. Expect to pay around AED 100 per guest.
  5. Look for Dining Offers: Some programs, especially DragonPass via Visa Airport Companion and Mastercard Travel Pass, also include dining offers at airport restaurants if a lounge isn't available.
  6. Read the Fine Print: Bank websites are your best source for the most current terms and conditions.

Conclusion

Airport lounge access is an incredible perk that can significantly enhance your travel experience from the UAE. While the rules are becoming more dynamic, especially with the introduction of app-based access and international spend requirements, the benefits still far outweigh the minor adjustments needed. By staying informed and choosing the right credit card, you can ensure your journeys are always comfortable and stress-free.

Kredit provides informational content only and does not offer financial advice. We do not guarantee accuracy and recommend consulting a licensed financial professional before making decisions.

Credit cards featured in this article

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LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

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LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

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Sinder Founder Card Design
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RAKBANK

RAKBANK World Credit Card

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RAKBANK High Flyer Platinum Credit Card

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Emirates Islamic Flex Elite Credit Card

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Deem World Mastercard

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CBD One Credit Card Design

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CBD One Credit Card

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HSBC Cash+ Credit Card Design

HSBC

HSBC Cash+ Credit Card

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Citi Premier Credit Card Design

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Citi Premier Credit Card

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UAB Titanium Credit Card Design

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UAB Titanium Credit Card

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UAB World Credit Card

  • Salary: AED 40,000+
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Aafaq Platinum Credit Card

  • Salary: AED 8,000+
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FAB Elite Credit Card

  • Salary: AED 40,000+
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Emirates Islamic Skywards Infinite Credit Card

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Citi Ultima Credit Card

  • Salary: AED 36,750
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DIB SHAMS Infinite Credit Card

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The American Express Platinum Credit Card Design

AMERICAN EXPRESS

The American Express Platinum Credit Card

  • Salary: AED 21,250+
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MASHREQ BANK

Mashreq Platinum Plus Credit Card

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Invest Bank Platinum Credit Card

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Emirates Islamic Etihad Guest Premium Credit Card

  • Salary: AED 20,000+
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ENBD U By Emaar Visa Infinite Emirati Credit Card

  • Salary: AED 30,000+
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Al Masraf World Credit Card

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Emirates Islamic Switch Cashback Credit Card

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ENBD Voyager World Credit Card

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Emirates Islamic Amazon Platinum Credit Card

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Ajman Bank LIFE World Credit Card

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Emirates Islamic Barça Cashback Credit Card

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SIB Cashback Credit Card

  • Salary: AED 8,000+
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LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz Platinum Credit Card

  • Salary: AED 5,000+
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LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz World Credit Card

  • Salary: AED 15,000+
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ENBD U By Emaar Signature Credit Card Design

EMIRATES NBD

ENBD U By Emaar Signature Credit Card

  • Min Salary: AED 12,000
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ENBD Duo Credit Card Design

EMIRATES NBD

ENBD Duo Credit Card

  • Salary: AED 12,000+
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ENBD U By Emaar Infinite Credit Card Design

EMIRATES NBD

ENBD U By Emaar Infinite Credit Card

  • Salary: AED 30,000+
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EMIRATES NBD

ENBD Skywards Infinite Credit Card

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Emirates Islamic Cashback Plus Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Plus Credit Card

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Aafaq World Elite Credit Card Design

AAFAQ ISLAMIC FINANCE

Aafaq World Elite Credit Card

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Mashreq Solitaire Credit Card Design

MASHREQ BANK

Mashreq Solitaire Credit Card

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Ajman Bank LIFE Platinum Credit Card Design

AJMAN BANK

Ajman Bank LIFE Platinum Credit Card

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Invest Bank World Credit Card Design

INVEST BANK

Invest Bank World Credit Card

  • Salary: AED 25,000+
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FAB SHARE Infinite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB SHARE Infinite Credit Card

  • Salary: AED 25,000+
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FAB Rewards Active Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Rewards Active Credit Card

  • Salary: AED 5,000+
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Ziina Card Design
DEBIT

ZIINA

Ziina Card

  • Free by default; Violet plan AED 100/month
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  • Lifestyle perks bundled with Violet
ExploreLearn more about Ziina Card credit card benefits and featuresApplyApply for Ziina Card credit card
ADIB SHARE Infinite Credit Card Design

ABU DHABI ISLAMIC BANK (ADIB)

ADIB SHARE Infinite Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 1,048.95
  • Welcome bonus: 10,000 SHARE Points
  • 12% back in SHARE Points for the first 3 months
  • 6% back in SHARE Points at Carrefour and Majid Al Futtaim destinations
ExploreLearn more about ADIB SHARE Infinite Credit Card credit card benefits and featuresApplyApply for ADIB SHARE Infinite Credit Card credit card
FAB ADNOC Rewards Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB ADNOC Rewards Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 315
  • 15% back on ADNOC fuel spending
  • 3% back on SALIK, DARB and Mawaqif
  • 2% back on international spending
ExploreLearn more about FAB ADNOC Rewards Credit Card credit card benefits and featuresApplyApply for FAB ADNOC Rewards Credit Card credit card
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

  • Salary: AED 25,000+
  • 150,000 Miles after AED 70,000 spend
  • No Annual Fee for the first year
  • 12 Voyager Miles on every AED spent on Voyager Travel Portal
  • 6 Voyager Miles on every AED spent on other travel bookings
ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features
FAB Emirati Islamic Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Emirati Islamic Credit Card

  • Salary: AED 15,000+
  • Annual Fee: AED 630
  • Exclusive for UAE nationals
  • Up to 15 FAB Rewards per AED spent
  • Free valet parking 5 times a month across the UAE
ExploreLearn more about FAB Emirati Islamic Credit Card credit card benefits and featuresApplyApply for FAB Emirati Islamic Credit Card credit card
Emirates Islamic Amazon World Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Amazon World Credit Card

  • Salary: AED 15,000+
  • No Annual Fee
  • Welcome Bonus: AED 750 on AED 10,000 spend in 60 days
  • Up to 6% back in Amazon Rewards on your spends with no cap
  • Up to 2 free items at Costa at Dubai airports
ExploreLearn more about Emirates Islamic Amazon World Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Amazon World Credit Card credit card
HSBC Live+ Credit Card Design
LIMITED OFFER

HSBC

HSBC Live+ Credit Card

  • Salary: AED 5,000+
  • First year fee-free
  • Up to AED 800 welcome cashback
  • 6% dining cashback
  • 5% fuel cashback
ExploreLearn more about HSBC Live+ Credit Card credit card benefits and featuresApplyApply for HSBC Live+ Credit Card credit card
Dubai First Cashback Credit Card Design

DUBAI FIRST

Dubai First Cashback Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 418.95
  • 5% Cashback on groceries, dining and fuel
  • 0.50% Cashback on international and domestic retail spends
  • Instant Cashback Redemption
ExploreLearn more about Dubai First Cashback Credit Card credit card benefits and featuresApplyApply for Dubai First Cashback Credit Card credit card
ADCB Private World Elite Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Private World Elite Credit Card

  • Salary: AED 200,000+
  • Exclusive to clients of ADCB Private
  • Annual Fee: AED 7,875
  • Up to 4 TouchPoints per AED spent
  • Low foreign currency transaction fee of 0.99%
ExploreLearn more about ADCB Private World Elite Credit Card credit card benefits and featuresApplyApply for ADCB Private World Elite Credit Card credit card
ENBD Darna Infinite Privilege Credit Card Design

EMIRATES NBD

ENBD Darna Infinite Privilege Credit Card

  • Salary: AED 50,000+
  • Annual Fee: AED 2,625
  • Welcome Offer: up to 25,000 Darna Points
  • 10% back as Darna Points on all Aldar spends
  • Complimentary Darna Invite only membership
ExploreLearn more about ENBD Darna Infinite Privilege Credit Card credit card benefits and featuresApplyApply for ENBD Darna Infinite Privilege Credit Card credit card
Mashreq IO Credit Card Design

MASHREQ BANK

Mashreq IO Credit Card

  • Salary: AED 200,000+
  • Invitation Only
  • Annual Fee: AED 5,250
  • Welcome Offer: 3 million Vantage points
  • 5 Vantage points on every spend
ExploreLearn more about Mashreq IO Credit Card credit card benefits and featuresApplyApply for Mashreq IO Credit Card credit card
UAB Platinum Credit Card Design

UNITED ARAB BANK (UAB)

UAB Platinum Credit Card

  • Salary: AED 5,000+
  • No Annual Fee for the first year
  • Welcome Offer: ENTERNAINER subscription
  • Up to 5% cashback on groceries and fuel
  • 100% casbhack on video streaming subscription
ExploreLearn more about UAB Platinum Credit Card credit card benefits and featuresApplyApply for UAB Platinum Credit Card credit card
Emirates Islamic Etihad Guest Ameera Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Etihad Guest Ameera Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 733.95
  • Welcome Bonus: 20,000 Etihad Guest Miles
  • Up to 3 Etihad Guest Miles per USD spent
  • Fast-Track to Etihad Silver Status
ExploreLearn more about Emirates Islamic Etihad Guest Ameera Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Etihad Guest Ameera Credit Card credit card
Emirates Islamic Etihad Guest Saqer Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Etihad Guest Saqer Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 943.95
  • Welcome Bonus: 30,000 Etihad Guest Miles
  • Up to 3 Etihad Guest Miles per USD spent
  • Fast-Track to Etihad Silver Status
ExploreLearn more about Emirates Islamic Etihad Guest Saqer Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Etihad Guest Saqer Credit Card credit card
Emirates Islamic Skywards Signature Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Skywards Signature Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 735
  • Up to 1.5 Skywards Miles per USD spent
  • Unlimited complimentary access to over 1000 airport lounges
  • 1 complimentary valet parking monthly
ExploreLearn more about Emirates Islamic Skywards Signature Credit Card credit card benefits and features
Emirates Islamic Emarati Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Emarati Credit Card

  • Salary: AED 12,000+
  • No Annual Fee
  • Exclusive for UAE nationals
  • Welcome Bonus: AED 1,000 as EI SmartMiles
  • Up to 3.75 EI SmartMiles per AED 1
ExploreLearn more about Emirates Islamic Emarati Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Emarati Credit Card credit card
FAB Z Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Z Credit Card

  • Salary: AED 5,000+
  • No Annual Fee for the first year
  • Free Careem Plus & Noon One for 1 year
  • 20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more
  • No FX fees abroad
ExploreLearn more about FAB Z Credit Card credit card benefits and features
ENBD SHARE Infinite Credit Card Design

EMIRATES NBD

ENBD SHARE Infinite Credit Card

  • Salary: AED 30,000+
  • Joining Fee: AED 1,575
  • Annual Fee: AED 1,575
  • 8% cashback with Al Futtaim brands
  • Welcome bonus: 10,000 SHARE Points
ExploreLearn more about ENBD SHARE Infinite Credit Card credit card benefits and features
ENBD SHARE Signature Credit Card Design

EMIRATES NBD

ENBD SHARE Signature Credit Card

  • Salary: AED 12,000+
  • No Annual Fee
  • 6% cashback with Al Futtaim brands
  • 1% cashback on other spends
  • Welcome bonus: 5,000 SHARE Points
ExploreLearn more about ENBD SHARE Signature Credit Card credit card benefits and features
ENBD Darna Visa Infinite Credit Card Design

EMIRATES NBD

ENBD Darna Visa Infinite Credit Card

  • Salary: AED 30,000+
  • Annual Fee: AED 1,575
  • Welcome bonus: 7,500 Darna Points on payment of annual fee
  • 10% cashback on all spends at Aldar destinations
  • Complimentary Darna Platinum tier status
ExploreLearn more about ENBD Darna Visa Infinite Credit Card credit card benefits and features
ENBD Darna Visa Signature Credit Card Design

EMIRATES NBD

ENBD Darna Visa Signature Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 315
  • Welcome bonus: 3,000 Darna Points on payment of annual fee
  • 7.5% cashback on all spends at Aldar destinations
  • Complimentary Darna Gold tier status
ExploreLearn more about ENBD Darna Visa Signature Credit Card credit card benefits and features
ENBD Darna Select Visa Credit Card Design

EMIRATES NBD

ENBD Darna Select Visa Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • 6.25% cashback on all spends at Aldar destinations
  • 0.75% cashback on spends at non-Aldar locations.
  • Complimentary Darna Silver tier status
ExploreLearn more about ENBD Darna Select Visa Credit Card credit card benefits and features
FAB Travel Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Travel Credit Card

  • Salary: AED 25,000+
  • Annual Fee: AED 1,575
  • Free flight each year to over 15 destinations
  • 12% cashback on flights and hotel bookings
  • No FX fees
ExploreLearn more about FAB Travel Credit Card credit card benefits and featuresApplyApply for FAB Travel Credit Card credit card
CBD Yes Rewards Credit Card Design

CBD

CBD Yes Rewards Credit Card

  • Salary: AED 5,000+
  • No Annual Fee for the first Year
  • 20,000 Yes Rewards Welcome Bonus
  • Save up to 15% on fuel.
  • 50% off cinema tickets
ExploreLearn more about CBD Yes Rewards Credit Card credit card benefits and featuresApplyApply for CBD Yes Rewards Credit Card credit card
ADCB Talabat Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Talabat Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • Welcome Bonus: AED 500 on spending AED 2,500 in 45 days
  • 35% cashback on talabat orders (as talabat credit)
  • 1.25% cashback on other spends (as talabat credit)
ExploreLearn more about ADCB Talabat Credit Card credit card benefits and featuresApplyApply for ADCB Talabat Credit Card credit card
Citi Prestige Credit Card Design

CITIBANK

Citi Prestige Credit Card

  • Salary: AED 30,000+
  • Annual Fee: AED 1,575
  • 10,000 bonus points annually post payment of annual fee
  • 3 Points on non-AED spends
  • 2 Points on local spends
ExploreLearn more about Citi Prestige Credit Card credit card benefits and featuresApplyApply for Citi Prestige Credit Card credit card
Citi Cashback Credit Card Design

CITIBANK

Citi Cashback Credit Card

  • Salary: AED 8,000+
  • No Annual Fee for the first year
  • 3% Cashback on non-AED spends
  • 2% Cashback on grocery/supermarket spends
  • 1% Cashback on all other spend
ExploreLearn more about Citi Cashback Credit Card credit card benefits and features
FAB Rewards Indulge Card Design

FIRST ABU DHABI BANK (FAB)

FAB Rewards Indulge Card

  • Salary: AED 5,000+
  • No Annual Fee
  • 20,000 FAB Rewards Bonus on spending AED 10,000 or more each month
  • 5 FAB Rewards on online spends
  • 1 FAB Reward on all other spends
ExploreLearn more about FAB Rewards Indulge Card credit card benefits and featuresApplyApply for FAB Rewards Indulge Card credit card
ENBD Visa Infinite Credit Card Design

EMIRATES NBD

ENBD Visa Infinite Credit Card

  • Salary: AED 30,000+
  • Annual Fee: AED 1,575
  • Up to 2 Points per AED 100 spent
  • Unlimited lounge access for self + 1 guest.
  • Complimentary Golf Access in the UAE.
ExploreLearn more about ENBD Visa Infinite Credit Card credit card benefits and featuresApplyApply for ENBD Visa Infinite Credit Card credit card
ENBD Diners Club Credit Card Design

EMIRATES NBD

ENBD Diners Club Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 420
  • Earn Plus Points on spending.
  • Unlimited airport lounge access worldwide
  • 30% discount at 2,000+ UAE restaurants
ExploreLearn more about ENBD Diners Club Credit Card credit card benefits and featuresApplyApply for ENBD Diners Club Credit Card credit card
ENBD Lulu 247 Platinum Credit Card Design

EMIRATES NBD

ENBD Lulu 247 Platinum Credit Card

  • Salary: AED 12,000+
  • No Annual Fee
  • Up to 7% LuLu Points on spends.
  • Welcome Offer: 500 LuLu Points
  • Unlimited Lounge Access: 25+ lounges available.
ExploreLearn more about ENBD Lulu 247 Platinum Credit Card credit card benefits and featuresApplyApply for ENBD Lulu 247 Platinum Credit Card credit card
Deem Platinum Mastercard Design

DEEM

Deem Platinum Mastercard

  • Salary: AED 10,000+
  • No Annual Fee
  • 30% off on Udemy
  • Debt Consolidation Option
  • Spend AED 100 for AED 100,000 weekly draw.
ExploreLearn more about Deem Platinum Mastercard credit card benefits and featuresApplyApply for Deem Platinum Mastercard credit card
Deem Titanium Mastercard Design

DEEM

Deem Titanium Mastercard

  • Salary: AED 5,000+
  • No Annual Fee First Year
  • 30% off on Udemy
  • Debt Consolidation Option
  • Spend AED 100 for AED 100,000 weekly draw.
ExploreLearn more about Deem Titanium Mastercard credit card benefits and featuresApplyApply for Deem Titanium Mastercard credit card
CBD Visa Infinite Credit Card Design

CBD

CBD Visa Infinite Credit Card

  • Salary: AED 15,000+
  • No Annual Fee over AED 100,000 spends
  • 3 Points per 1 AED spent
  • Free Golf Rounds
  • 50% Off Cinema Tickets
ExploreLearn more about CBD Visa Infinite Credit Card credit card benefits and featuresApplyApply for CBD Visa Infinite Credit Card credit card
FAB Cashback Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Cashback Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 315
  • 5% cashback on fashion, dining, groceries
  • 3% cashback on international spends
  • 1% cashback on other retail spends
ExploreLearn more about FAB Cashback Credit Card credit card benefits and featuresApplyApply for FAB Cashback Credit Card credit card
FAB Etihad Guest Infinite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Etihad Guest Infinite Credit Card

  • Salary: AED 30,000+
  • Annual Fee: AED 2,625
  • Bonus: Up to 200,000 Etihad Guest Miles
  • 7.5 Etihad Miles per AED 10 spent
  • Fast track to Etihad Gold membership.
ExploreLearn more about FAB Etihad Guest Infinite Credit Card credit card benefits and featuresApplyApply for FAB Etihad Guest Infinite Credit Card credit card
FAB Etihad Guest Platinum Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Etihad Guest Platinum Credit Card

  • Salary: AED 8,000+
  • Annual Fee: AED 525
  • Welcome Bonus: 10,000 Miles
  • Earn 4 Etihad Miles per AED 10 spent.
  • 2 free airport transfers/year
ExploreLearn more about FAB Etihad Guest Platinum Credit Card credit card benefits and featuresApplyApply for FAB Etihad Guest Platinum Credit Card credit card
FAB Etihad Guest Signature Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Etihad Guest Signature Credit Card

  • Salary: AED 15,000+
  • Free First Year, AED 1,575 After
  • Bonus: Up to 100,000 Etihad Miles
  • 5.5 Etihad Miles per AED 10 spent
  • Fast track to Etihad Silver membership.
ExploreLearn more about FAB Etihad Guest Signature Credit Card credit card benefits and features
FAB Manchester City Titanium Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Manchester City Titanium Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • Win trips to Etihad Stadium.
  • Win Tickets
  • Special Discounts Available
ExploreLearn more about FAB Manchester City Titanium Credit Card credit card benefits and featuresApplyApply for FAB Manchester City Titanium Credit Card credit card
ENBD Lulu 247 Titanium Credit Card Design

EMIRATES NBD

ENBD Lulu 247 Titanium Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • Earn LuLu Points: Up to 3.5% cashback.
  • 0% Balance Transfer - No Fees
  • Complimentary Lounge Access: 10+ lounges.
ExploreLearn more about ENBD Lulu 247 Titanium Credit Card credit card benefits and featuresApplyApply for ENBD Lulu 247 Titanium Credit Card credit card
ENBD Mastercard Platinum Credit Card Design

EMIRATES NBD

ENBD Mastercard Platinum Credit Card

  • Salary: AED 12,000+
  • No Annual Fee
  • Unlimited lounge access
  • 30% discount at 2000+ restaurants
  • 40% discount at golf courses worldwide
ExploreLearn more about ENBD Mastercard Platinum Credit Card credit card benefits and featuresApplyApply for ENBD Mastercard Platinum Credit Card credit card
ENBD Dnata Platinum Credit Card Design

EMIRATES NBD

ENBD Dnata Platinum Credit Card

  • Salary: AED 5,000+
  • Joining Fee: AED 525
  • Annual Fee: AED 525
  • Up to AED 1,000 travel vouchers.
  • Up to 15% Dnata Points on spends
ExploreLearn more about ENBD Dnata Platinum Credit Card credit card benefits and featuresApplyApply for ENBD Dnata Platinum Credit Card credit card
ENBD Dnata World Credit Card Design

EMIRATES NBD

ENBD Dnata World Credit Card

  • Salary: AED 20,000+
  • Joining Fee: AED 1,048.95
  • Annual Fee AED 1,048.95
  • Welcome Offer: Up to AED 2,500 travel vouchers
  • Earn 15% dnata Points on dnata spends.
ExploreLearn more about ENBD Dnata World Credit Card credit card benefits and features
ADCB Traveller Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Traveller Credit Card

  • Salary: AED 20,000+
  • Annual Fee: AED 1,575
  • 10% Cashback on airline tickets
  • 10% Cashback on hotel stays
  • 1.5% Cashback on all domestic spends
ExploreLearn more about ADCB Traveller Credit Card credit card benefits and features
RAKislamic World Credit Card Design
LIMITED OFFER

RAKBANK

RAKislamic World Credit Card

  • Salary: AED 20,000+
  • No Annual Fee
  • RAKrewards on Every Spend
  • Cash Advance: Up to 80% of the credit limit
  • Free Supplementary Card
ExploreLearn more about RAKislamic World Credit Card credit card benefits and featuresApplyApply for RAKislamic World Credit Card credit card
FAB Blue Infinite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Blue Infinite Credit Card

  • Salary: AED 40,000+
  • No Annual Fee
  • 5% cashback on Al-Futtaim brands
  • 1% cashback on extra spending
  • Free airport lounge access
ExploreLearn more about FAB Blue Infinite Credit Card credit card benefits and featuresApplyApply for FAB Blue Infinite Credit Card credit card
ENBD Mastercard Titanium Credit Card Design

EMIRATES NBD

ENBD Mastercard Titanium Credit Card

  • Minimum Salary AED 5,000
  • No Annual Fee
  • AED 60,000 Job Loss Cover for 12 months
  • Lounge access at 10+ regional airports.
  • Exclusive travel and shopping deals.
ExploreLearn more about ENBD Mastercard Titanium Credit Card credit card benefits and featuresApplyApply for ENBD Mastercard Titanium Credit Card credit card
ENBD Visa Flexi Credit Card Design

EMIRATES NBD

ENBD Visa Flexi Credit Card

  • Min Salary: AED 12,000
  • No Annual Fee
  • 1.5% Rewards on retail spends
  • Lounge Access Included
  • 30% discount at 2,000+ restaurants
ExploreLearn more about ENBD Visa Flexi Credit Card credit card benefits and featuresApplyApply for ENBD Visa Flexi Credit Card credit card
ENBD Marriott Bonvoy World Elite Design

EMIRATES NBD

ENBD Marriott Bonvoy World Elite

  • Salary: AED 25,000+
  • Annual Fee: AED 1,575
  • Welcome Bonus: Up to 150,000 Points
  • 6 points per US$1 at Marriott hotels
  • Gold Elite Status with Marriott
ExploreLearn more about ENBD Marriott Bonvoy World Elite credit card benefits and featuresApplyApply for ENBD Marriott Bonvoy World Elite credit card
ENBD Etihad Guest Visa Elevate Credit Card Design

EMIRATES NBD

ENBD Etihad Guest Visa Elevate Credit Card

  • Salary: AED 30,000+
  • Joining Fee: AED 2,625
  • Annual Fee: AED 1,575
  • Welcome Offer: Up to 200,000 Miles
  • 10 Miles per AED 10 spend on Etihad
ExploreLearn more about ENBD Etihad Guest Visa Elevate Credit Card credit card benefits and featuresApplyApply for ENBD Etihad Guest Visa Elevate Credit Card credit card
FAB Blue FAB Signature Credit Card  Design

FIRST ABU DHABI BANK (FAB)

FAB Blue FAB Signature Credit Card

  • Salary: AED 15,000+
  • No Annual Fee
  • 5% Cashback on Al-Futtaim Brands
  • 1% FAB Rewards Cashback
  • 0% Interest Plans & Balance Transfers
ExploreLearn more about FAB Blue FAB Signature Credit Card credit card benefits and featuresApplyApply for FAB Blue FAB Signature Credit Card credit card
RAKBANK Air Arabia Platinum Credit Card Design

RAKBANK

RAKBANK Air Arabia Platinum Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 420
  • 20,000 AirRewards Bonus Points
  • Complimentary Annual Ticket
  • Free Airport Transfers
ExploreLearn more about RAKBANK Air Arabia Platinum Credit Card credit card benefits and featuresApplyApply for RAKBANK Air Arabia Platinum Credit Card credit card
FAB Du Titanium Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Du Titanium Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • 10% cashback on du bills
  • 10% cashback on data packages
  • 10% off du Easy Payment Plans
ExploreLearn more about FAB Du Titanium Credit Card credit card benefits and featuresApplyApply for FAB Du Titanium Credit Card credit card
FAB GEMS World Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB GEMS World Credit Card

  • Salary: AED 8,000+
  • Annual Fee: AED 399
  • 10% cashback on bus, canteen, uniform purchases
  • 20% discount Emaar attractions
  • 2% cashback on spending
ExploreLearn more about FAB GEMS World Credit Card credit card benefits and featuresApplyApply for FAB GEMS World Credit Card credit card
CBD Smiles Visa Signature Credit Card Design

CBD

CBD Smiles Visa Signature Credit Card

  • Salary: AED 5,000
  • Free Annual Fee First Year
  • 90-Day Free Smiles Unlimited Subscription
  • Earn Smiles Points on AED Spending
  • 20% Off Emaar Attractions
ExploreLearn more about CBD Smiles Visa Signature Credit Card credit card benefits and featuresApplyApply for CBD Smiles Visa Signature Credit Card credit card
RAKislamic Watani Credit Card Design
LIMITED OFFER

RAKBANK

RAKislamic Watani Credit Card

  • Salary: AED 15,000+
  • No Annual Fee First Year
  • Exclusive for UAE nationals
  • 50,000 RAKrewards Bonus
  • 100% Cashback on Salik + DARB
ExploreLearn more about RAKislamic Watani Credit Card credit card benefits and featuresApplyApply for RAKislamic Watani Credit Card credit card
ADCB LuLu Platinum Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB LuLu Platinum Credit Card

  • Salary: AED 8,000+
  • No Annual Fee
  • 8 LuLu Points per AED 1 spent at LuLu stores
  • Up to 1.25 LuLu Points per AED 1 spent on all other spends
  • 4 lounge visits/year
ExploreLearn more about ADCB LuLu Platinum Credit Card credit card benefits and featuresApplyApply for ADCB LuLu Platinum Credit Card credit card
ADCB TouchPoints Infinite Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB TouchPoints Infinite Credit Card

  • Salary: AED 40,000+
  • Annual Fee: AED 1,050
  • 15,000 Touchpoints for spends of AED 15,000
  • Hotels.com Voucher for 2 nights stay
  • 20% off on talabat orders
ExploreLearn more about ADCB TouchPoints Infinite Credit Card credit card benefits and featuresApplyApply for ADCB TouchPoints Infinite Credit Card credit card
ADCB TouchPoints Platinum Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB TouchPoints Platinum Credit Card

  • Salary: AED 8,000+
  • No Annual Fee for the First Year
  • 10,000 Touchpoints for spends of AED 10,000
  • Vox Cinema Buy one Get one offer
  • 20% off on talabat orders
ExploreLearn more about ADCB TouchPoints Platinum Credit Card credit card benefits and featuresApplyApply for ADCB TouchPoints Platinum Credit Card credit card

Frequently Asked Questions (FAQ)

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

No, not all credit cards offer lounge access. It's typically a feature of premium cards from banks like Emirates NBD, ADCB, and others.

An accompanying guest will be charged approximately AED 117.50 (USD 32) per visit, directly to your credit card.

From May 2025, many Mastercard credit cards will require a minimum international spend of USD 1 in the three months preceding your lounge visit.

For Visa cards, use the 'Visa Airport Companion' app. For Mastercard cards, use the 'Mastercard Travel Pass' app.

Yes, most credit cards offering lounge access provide entry to various lounges at DXB and AUH through their associated programs.

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