Sharjah Islamic Bank (SIB) has launched a back-to-school cashback campaign ahead of the new academic year. Eligible SIB Mastercard Covered Cardholders can earn 5% cashback on school or university fee payments of AED 10,000 or more.
The maximum cashback is AED 1,000 per cardholder. SIB states the campaign applies to eligible Mastercard Covered Cards; Kredit.ae is featuring the SIB Cashback Credit Card for this offer.
💳 The SIB "Back to School" Cashback Offer
Pay school or university fees with your eligible SIB Mastercard Covered Card, and once qualifying education-fee spending reaches AED 10,000 or more, you'll receive 5% cashback. This is a specific, time-limited offer, distinct from any older or separate SIB education promotions.
Offer at a Glance:
- Offer: 5% cashback on school or university fee payments.
- Eligible Cards: SIB Mastercard Covered Cards (including the SIB Cashback Credit Card).
- Minimum Spend: AED 10,000 or more on qualifying education fee payments.
- Maximum Cashback: AED 1,000 per cardholder.
- Registration: SMS "SCHOOL" to 6667.
- Payment Deadline: All qualifying payments must be made by September 30, 2026.
- Cashback Credit Date: Cashback will be credited to your active Covered Card account by November 30, 2026.
⚠️ Important: Registration is required: send "SCHOOL" by SMS to 6667 and make qualifying payments by September 30, 2026.
⭐ Why the SIB Cashback Credit Card?
The 5% education cashback applies to eligible SIB Mastercard Covered Cards generally, but the SIB Cashback Credit Card pairs the campaign with a strong year-round reward structure.
✅ Key Features of the SIB Cashback Credit Card: sib.ae
- 10% cashback on online purchases and digital wallet payments (Apple Pay, Samsung Wallet) locally and internationally, capped at AED 300 monthly.
- 2% unlimited cashback on international retail spends (excluding European Economic Area currencies).
- 1% unlimited cashback on domestic retail spends.
- 0.5% unlimited cashback on utility, telecom, supermarkets, hypermarkets, government, education, petrol stations, real estate agents, quick-service restaurants, insurance, auto dealers, and public transport payments.
- Free unlimited lounge access to over 10 lounges in the UAE, KSA, Jordan, Kuwait, and Egypt via the Mastercard Travel Pass app.
- Annual Fee: Free for the first year, AED 199 thereafter (waived if you spend AED 10,000 annually).
The card's standard cashback categories are separate from this time-limited education campaign.
✅ What to Know Before You Apply
This 5% cashback offer is specific and time-bound. To benefit:
- Campaign Window: Payments must be made by September 30, 2026.
- Registration: You must register by SMSing "SCHOOL" to 6667.
- Minimum Spend: Spend AED 10,000 or more on qualifying school or university fee payments during the campaign.
- Cashback Cap: The maximum cashback you can earn from this campaign is AED 1,000.
💡 Example: AED 20,000 of qualifying education-fee spend at 5% reaches the campaign's maximum AED 1,000 cashback.
🚀 Ready to Apply?
Existing SIB Mastercard Covered Cardholders should register by SMS and complete qualifying payments by the campaign deadline. If you're considering a new card, the SIB Cashback Credit Card combines this campaign with year-round cashback on everyday spending.
See the full feature list, fees, and eligibility details on our dedicated page: SIB Cashback Credit Card Details.
Kredit provides informational content only and does not offer financial advice. We do not guarantee accuracy and recommend consulting a licensed financial professional before making decisions.
