SIB Cashback Credit Card
Get MAXIMUM Cashback on your daily spends with up to 10% cashback on online and digital wallet transactions, free airport lounge access, and exclusive Mastercard benefits.
Welcome offer
No Annual Fee
for the first year
Rewards
10%
on online and digital wallet transactions
Earn 10% cashback up to AED 300 per month on transactions via digital wallets, and online purchases, excluding special categories.
2%
on international retail spends
Earn unlimited 2% cashback on purchases made in foreign currency outside UAE.
1%
on domestic retail spends
Earn unlimited 1% cashback on purchases within UAE.
0.5%
on utility, telecom, supermarkets, and education payments
Additional Benefits
Airport Lounge Access
Free unlimited access to over 10 lounges in UAE, KSA, Jordan, Kuwait, and Egypt.
Download the Mastercard Travel Pass app to access lounges.
Easy Payment Plans
Convert purchases into easy installments up to 12 months.
Mastercard Concierge Services
24/7 Mastercard concierge services for travel and lifestyle assistance.
Eligibility
21
Minimum Age
8,000AED
Minimum Income
Fees
AED 199
Annual Fee (waived upon spending AED 10,000 annually)
Free
Supplementary Card Fee
AED 78.75
Card Replacement Fee
*Minimum of AED 103.59 or 3.5% of the amount withdrawn