ENBD SHARE Infinite vs ADIB SHARE Infinite: which is better in the UAE? (2026)

ENBD SHARE Infinite and ADIB SHARE Infinite both compete for everyday UAE spend, and searchers usually land here trying to work out which one keeps more of it. The figures below are computed from each card's live reward rules at AED 18,000 a month, net of annual fees — not from headline rates, which rarely survive contact with real category caps. Perks like lounge access and cinema tickets are valued separately in the calculator's total rather than folded into these figures, since what they are worth depends entirely on whether you use them.

On an AED 18,000-a-month profile ADIB SHARE Infinite comes out ahead by AED 1,562 a year — AED 3,247 net against AED 1,685 for ENBD SHARE Infinite. That gap is after each card's annual fee, so it is the number to judge them on rather than the advertised rate.

Neither card sweeps. ENBD SHARE Infinite takes 1 of the spend categories above and ADIB SHARE Infinite takes 5, which means the right answer depends on where your money actually goes — a profile weighted toward the categories the runner-up wins can flip the total. Enter your own spend in the calculator above rather than trusting the default split.

Both charge an annual fee — AED 1,575 on ENBD SHARE Infinite and AED 1,049 on ADIB SHARE Infinite — so both need to earn their keep. The net figures above already account for that.

Eligibility separates them too: ADIB SHARE Infinite opens at AED 5,000 a month against AED 30,000 for ENBD SHARE Infinite. If you sit between the two thresholds the comparison is settled for you regardless of which earns more.