Spend at Carrefour and Majid Al Futtaim brands (including MAF malls, VOX Cinemas, Magic Planet and partner brands) earns 8% back as SHARE Points. Other UAE and international spend earns 1.5%, with groceries outside Carrefour, insurance and automotive at a reduced rate, and fuel, transport, utilities, government, education and telecom at the lowest tier.
High spender across the malls and Carrefour?
Earn 8% back in SHARE Points across the malls and Carrefour.
Built for UAE-salaried high spenders in the SHARE ecosystem — Mall of the Emirates, City Centre malls and Carrefour. Earn 8% back as SHARE Points there, 1.5% on other spend, with airport lounge access and 2 golf rounds a month. From AED 30,000 salary.
Built for UAE-salaried high spenders in the SHARE ecosystem — Mall of the Emirates, City Centre malls and Carrefour. Earn 8% back as SHARE Points there, 1.5% on other spend, with airport lounge access and 2 golf rounds a month. From AED 30,000 salary.
Is this card right for you?
Quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with stable salary (AED 30,000+)
AED 30,000 monthly salary credited to a UAE bank account, with clean employer documentation and a valid Emirates ID and residence visa.
Heavy Carrefour or Majid Al Futtaim shopper
SHARE Infinite concentrates its 8% on Carrefour and Majid Al Futtaim brands. If your SHARE-ecosystem spend is light, the no-fee SHARE Signature (6%) or Platinum may earn more net of fees — compare first.
Spends enough to clear the annual fee
Year one costs AED 1,575 joining + AED 1,575 annual. At 8% the fee pays back for a heavy SHARE-ecosystem spender, but a light month may not — use the calculator to check.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments or red flags on your AECB report. A recent decline or arrears is the top reason a UAE card application stalls.
Model your monthly SHARE rewards
Set your typical monthly spend at Carrefour, Majid Al Futtaim brands and elsewhere. We'll model the SHARE Points value you'd earn under the monthly cap.
530 AED
Monthly SHARE value (AED)
Annual value 6,360 AED at this spending mix.
Groceries and shopping at Carrefour (8% earn rate).
Majid Al Futtaim malls and venues — Mall of the Emirates, City Centre, VOX Cinemas, Magic Planet (8% earn rate).
Everyday spend outside the SHARE ecosystem (1.5% earn rate).
Why this card wins at Carrefour
1.
8% back as SHARE Points — the top SHARE tier
Every dirham at Carrefour and Majid Al Futtaim brands earns 8% back as SHARE Points. A AED 3,000/month Carrefour habit returns AED 240 in monthly value, redeemable straight back at the till.
2.
1.5% on everything else
Spend outside the SHARE ecosystem earns 1.5% back as SHARE Points — higher than the lower SHARE tiers, so the whole card keeps working between Carrefour runs.
3.
Airport lounges and 2 golf rounds a month
Complimentary airport lounge access via Visa Airport Companion, plus 2 complimentary golf rounds a month across 6 UAE clubs and VOX cinema perks. There's also a welcome offer: 10,000 SHARE Points (AED 1,000) after AED 40,000 spend in the first 3 months.
4.
Fee pays back for heavy SHARE spenders
Year one is AED 1,575 joining + AED 1,575 annual. At 8% on Carrefour and the malls, a heavy SHARE-ecosystem habit clears the fee — use the calculator to check your break-even.
SHARE Infinite FAQ
Get answers to common questions about credit cards, applications, and managing your finances in the UAE
Ready to start earning?
Pre-apply for the Emirates NBD SHARE Infinite Credit Card in 2 minutes — no commitment, no AECB credit-score impact.