Lifestyle
Merchant
Floward
Enjoy 20% off on flower arrangements
Valid until 30 Sep 2026
- Joining Fee
- AED 1,575
- Annual Fee
- AED 1,575
- Minimum Salary
- AED 30,000
ENBD SHARE Infinite Credit Card
ENBD SHARE Infinite Credit Card earns 8% back as SHARE Points at Majid Al Futtaim malls and Carrefour, redeemable at 5,000+ stores.
≈ AED 31,462 potential value / year · incl. perks
Welcome offer
10,000 SHARE Points
AED 1,000 welcome value after AED 40,000 spend.
Earn 10,000 SHARE Points when you spend AED 40,000 in the first 3 months.
See full breakdownRewards
8%
back as SHARE Points at SHARE malls and Carrefour.
Earn at Mall of the Emirates, City Centre malls across the UAE, Carrefour, and eligible SHARE ecosystem shopping, dining, leisure and grocery spends.
See full breakdown1.5%
back as SHARE Points on other spends.
Applies to eligible other retail, online and international spends outside selected reduced-rate categories.
See full breakdownRewards Calculator
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Eligibility
21
Minimum Age
30,000AED
Minimum Income
UAE residency documents
Emirates NBD may request Emirates ID, passport copy, and a security cheque.
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
3 months of salary credits
Most banks want to see about three months of salary credited to a UAE account before approving a card.
Salary-transfer customers and applicants at preferred employers are often approved sooner. If you've just changed jobs, waiting for the third credit is the safer bet.
Offers
See all 851View offer
Lifestyle
Merchant
Kingfisher Retreat – Sharjah Collection
20% off on best available room rate
Valid until 30 Sep 2026
Restaurants
Merchant
Leisure Deck – فوكو بونينغتون
Leisure Deck - VOCO Bonnington
Valid until 30 Sep 2026
Lifestyle
Merchant
Moon Retreat – Sharjah Collection
20% off on best available room rate. <br> 20% off dining and wellness.
Valid until 30 Sep 2026
Additional Benefits
Instant SHARE redemption
Redeem at 5,000+ stores.
Redeem across Mall of the Emirates, City Centre malls, Carrefour, VOX Cinemas and other SHARE programme partners.
See full breakdownVOX Cinemas offer
Buy 1 get 1 free movie tickets.
Book online on the VOX Cinemas website or app and pay with the card. Minimum spend criteria applies.
See full breakdownAirport lounge access
Complimentary lounge access.
Use the Visa Airport Companion app for eligible participating lounges and current access conditions.
See full breakdownGolf
2 complimentary rounds per month at 6 UAE courses.
Includes Arabian Ranches, Jebel Ali, The Track Meydan, Abu Dhabi City, Abu Dhabi Golf Club, and Sharjah Golf & Shooting Club. AED 30 processing fee per booking; no-show fee AED 249 and golf cart charges apply.
See full breakdownEasy installment plans
0% plans over 3, 6, 12 or 24 months.
Installment options are available at participating merchants and may carry processing or early settlement fees.
See full breakdownFees
1,575AED
Joining Fee
1,575AED
Annual Fee
3.49%
Monthly Purchase Rate
3.49% per month (41.88% per annum).
Late Payment FeeAED 241.5*
*Charged per month if the minimum payment due is not received in full by the payment due date.
Over Limit FeeAED 292.95*
*Charged once during each billing cycle when the current balance exceeds the credit limit.
Cash Advance Fee3.15%*
*3.15% of the cash advance amount or AED 103.95, whichever is higher.
Installment ProcessingAED 51.45*
*Charged per transaction.
Installment Pre-closure1.05%*
*1.05% of principal outstanding.
International Transaction Fee (non-AED)1.99%*
*Bank currency conversion fee; network processing fees may also apply.
Foreign Currency Transaction Fee (AED abroad)1.99%*
*Applies when settling foreign currency transactions in UAE dirhams overseas.
Direct Debit Return FeeAED 105*
*Charged for returned cheque or direct debit handling.
Credit Shield Pro0.99%*
*Monthly premium on the credit card outstanding balance when enrolled.
Important Stuff
Frequently Asked Questions
Get answers to common questions about ENBD SHARE Infinite Credit Card credit card
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