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Back to cards
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ENBD SHARE Infinite Credit Card
Joining Fee
AED 1,575
Annual Fee
AED 1,575
Minimum Salary
AED 30,000

ENBD SHARE Infinite Credit Card

Earn 8% back as SHARE Points at eligible SHARE malls and Carrefour stores.

≈ AED 31,462 potential value / year · incl. perks
WebsiteVisit ENBD SHARE Infinite Credit Card credit card website

At a glance

Welcome offer

Welcome bonus
10,000 SHARE Points
Fee waiver
Joining Fee Reversal

Rewards

CategoryEarnRate
Carrefour, Majid Al Futtaim Destinations
0.8 points per AED
8%

0.8 points per AED

Grocery, Fast Food, Insurance, Car Dealers
0.0375 points per AED
0.38%

0.0375 points per AED

Fuel, Transportation +4 more
0.015 points per AED
0.15%

0.015 points per AED

All other spend
0.15 points per AED
1.5%

0.15 points per AED

CategoryEarnRate
Carrefour, Majid Al Futtaim Destinations
0.8 points per AED
8%

0.8 points per AED

Grocery, Fast Food, Insurance, Car Dealers
0.0375 points per AED
0.38%

0.0375 points per AED

Fuel, Transportation +4 more
0.015 points per AED
0.15%

0.015 points per AED

All other spend
0.15 points per AED
1.5%

0.15 points per AED

Total rewards capped at 100,000 points a month

See all rewards

Fees and eligibility

Joining FeeAED 1,575
Annual FeeAED 1,575
Minimum SalaryAED 30,000
Monthly Purchase Rate
3.25%
International Transaction Fee (non-AED)
1.99%
See all fees

Top benefits

Airport lounge
1/month
Cinema
2/month
Golf
2/month
See all benefits

Welcome offer

10,000 SHARE Points

AED 1,000 welcome value after AED 40,000 spend.

Earn 10,000 SHARE Points when you spend AED 40,000 in the first 3 months.

See full breakdown

Joining Fee Reversal

Get your AED 1,575 joining fee reversed after AED 40,000 spend.

Emirates NBD reverses the ENBD SHARE Infinite Credit Card joining fee when you spend AED 40,000 within the first 3 months of card issuance.

See full breakdown

Rewards

8%

back as SHARE Points at SHARE malls and Carrefour.

Earn at Mall of the Emirates, City Centre malls across the UAE, Carrefour, and eligible SHARE ecosystem shopping, dining, leisure and grocery spends.

See full breakdown

1.5%

back as SHARE Points on other spends.

Applies to eligible other retail, online and international spends outside selected reduced-rate categories.

See full breakdown

Rewards Calculator

My Wallet

Already have the ENBD SHARE Infinite Credit Card?

Add it to your wallet, include any other cards you own, and see exactly where this card should be used.

Open My Wallet

Eligibility

21

Minimum Age

30,000AED

Minimum Income

UAE residency documents

Emirates NBD may request Emirates ID, passport copy, and a security cheque.

Documents ready

Emirates ID + passport with residence visa

Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.

Check your AECB report

Recent rejections or missed payments can stall approval

A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.

3 months of salary credits

Most banks want to see about three months of salary credited to a UAE account before approving a card.

Salary-transfer customers and applicants at preferred employers are often approved sooner. If you've just changed jobs, waiting for the third credit is the safer bet.

Offers

See all 219
Lifestyle

Merchant

Smart Global Domestic Workers Services Center L.L.C.

10% off domestic workers recruitment fees for all available nationalities.

Valid until 11 Nov 2026
View offer
Restaurants

Merchant

Esca Restauarants DMCC

Pressman's

Valid until 12 Nov 2026
View offer
Lifestyle

Merchant

Yinyang Connection Spa

10% off on all services

Valid until 14 Nov 2026
View offer
Restaurants

Merchant

Oliwino - W Dubai The Palm

25% discount on food and beverage

Valid until 19 Nov 2026
View offer

Additional Benefits

Instant SHARE redemption

Redeem at 5,000+ stores.

Redeem across Mall of the Emirates, City Centre malls, Carrefour, VOX Cinemas and other SHARE programme partners.

See full breakdown

VOX Cinemas offer

Buy 1 get 1 free, up to 3 tickets a month.

Book online on the VOX Cinemas website or app and pay with the card. Requires AED 3,500 card spend in the month of use; up to 3 tickets per month under the offer.

See full breakdown

Airport lounge access

12 visits a year for you and one guest via Visa Airport Companion.

12 Visa Airport Companion lounge visits a calendar year for the cardholder and one guest, after a USD 1 foreign-currency transaction at least 10 days before visiting.

See full breakdown

Concierge desk

Help with airport transfers, car servicing and courier errands.

Emirates NBD's Concierge Desk can help with airport transfers in the UAE, car servicing and registration, and local courier services.

See full breakdown

Golf

2 complimentary rounds per month at 6 UAE courses.

Includes Arabian Ranches, Jebel Ali, The Track Meydan, Abu Dhabi City, Abu Dhabi Golf Club, and Sharjah Golf & Shooting Club. AED 30 processing fee per booking; no-show fee AED 249 and golf cart charges apply.

See full breakdown

Easy installment plans

0% plans over 3, 6, 12 or 24 months.

Installment options are available at participating merchants and may carry processing or early settlement fees.

See full breakdown

Fees

1,575AED

Joining Fee

1,575AED

Annual Fee

3.25%

Monthly Purchase Rate

3.25% per month (39.00% per annum).

Late Payment FeeAED 241.5*

*Charged per month if the minimum payment due is not received in full by the payment due date.

Over Limit FeeAED 292.95*

*Charged once during each billing cycle when the current balance exceeds the credit limit.

Cash Advance Fee3.15%*

*3.15% of the cash advance amount or AED 103.95, whichever is higher.

Installment ProcessingAED 51.45*

*Charged per transaction.

Installment Pre-closure1.05%*

*1.05% of principal outstanding.

International Transaction Fee (non-AED)1.99%*

*Bank currency conversion fee; network processing fees may also apply.

Foreign Currency Transaction Fee (AED abroad)1.99%*

*Applies when settling foreign currency transactions in UAE dirhams overseas.

Direct Debit Return FeeAED 105*

*Charged for returned cheque or direct debit handling.

Credit Shield Pro1.04%*

*Monthly premium on the credit card outstanding balance when enrolled.

Important Stuff

Key Facts Statement

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about ENBD SHARE Infinite Credit Card credit card

Emirates NBD states that 10 SHARE Points equal AED 1 on redemption.

The highest rate is 8% back as SHARE Points at eligible SHARE ecosystem malls, Carrefour and related Majid Al Futtaim destinations.

You can earn 10,000 SHARE Points, equal to AED 1,000, when you spend AED 40,000 in the first 3 months.

Yes. Emirates NBD lists an annual fee of AED 1,575.

SHARE Points can be redeemed across participating Majid Al Futtaim brands, including malls, Carrefour, VOX Cinemas and other SHARE programme partners.

The listed minimum salary is AED 30,000. Final approval depends on Emirates NBD's credit and policy checks.

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