Spend at Carrefour and Majid Al Futtaim brands (including MAF malls, VOX Cinemas, Magic Planet and partner brands) earns 6% back as SHARE Points. Most other UAE spend earns 1%, with groceries outside Carrefour, insurance and automotive at a reduced rate, and fuel, transport, utilities, government, education and telecom at the lowest tier.
Shop the malls and Carrefour in the UAE?
Earn 6% back in SHARE Points across the malls and Carrefour.
Built for UAE-salaried shoppers across the Majid Al Futtaim ecosystem — Mall of the Emirates, City Centre malls and Carrefour. Earn 6% back as SHARE Points there, 1% on other spend, with airport lounge access and no annual fee. From AED 12,000 salary.
Built for UAE-salaried shoppers across the Majid Al Futtaim ecosystem — Mall of the Emirates, City Centre malls and Carrefour. Earn 6% back as SHARE Points there, 1% on other spend, with airport lounge access and no annual fee. From AED 12,000 salary.
Is this card right for you?
Quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with stable salary (AED 12,000+)
AED 12,000 monthly salary credited to a UAE bank account, with clean employer documentation and a valid Emirates ID and residence visa.
Regular Carrefour or Majid Al Futtaim shopper
SHARE Signature concentrates rewards on Carrefour and Majid Al Futtaim brands. If most of your monthly spend sits outside that ecosystem, a flat-rate cashback card may earn more for you.
Documents ready
Emirates ID, passport, and recent salary certificate or 3-month bank statement on hand — that's the full pack ENBD asks for at submission.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments or red flags on your AECB report. A recent decline or arrears is the top reason a UAE card application stalls.
Model your monthly SHARE rewards
Set your typical monthly spend at Carrefour, Majid Al Futtaim brands and elsewhere. We'll model the SHARE Points value you'd earn under the monthly cap.
250 AED
Monthly SHARE value (AED)
Annual value 3,000 AED at this spending mix.
Groceries and shopping at Carrefour (6% earn rate).
Majid Al Futtaim malls and venues — Mall of the Emirates, City Centre, VOX Cinemas, Magic Planet (6% earn rate).
Everyday spend outside the SHARE ecosystem (1% earn rate).
Why this card wins at Carrefour
1.
6% back as SHARE Points across the Majid Al Futtaim ecosystem
Every dirham at Carrefour and Majid Al Futtaim brands earns 6% back as SHARE Points. A AED 2,000/month Carrefour grocery habit returns AED 120 in monthly value — redeemable straight back at the till.
2.
SHARE Points redeem at Carrefour, VOX and mall partners
10 SHARE Points equal AED 1, redeemable at Carrefour checkouts, VOX Cinemas and Majid Al Futtaim mall partners. Points accrue automatically and apply at the till with no minimum redemption.
3.
Airport lounge access and VOX cinema perks — no annual fee
Complimentary airport lounge access via Visa Airport Companion plus buy-one-get-one-free VOX Cinemas tickets, with no joining or annual fee. There's also a welcome offer: 5,000 SHARE Points after AED 25,000 spend in the first 3 months.
4.
1% on everything else
Spend outside the SHARE ecosystem still earns 1% back as SHARE Points, so the whole card keeps working between Carrefour runs.
SHARE Signature FAQ
Get answers to common questions about credit cards, applications, and managing your finances in the UAE
Ready to start earning?
Pre-apply for the Emirates NBD SHARE Signature Credit Card in 2 minutes — no commitment, no AECB credit-score impact.