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ENBD SHARE Signature Credit Card
Joining Fee
Free
Annual Fee
Free
Minimum Salary
AED 12,000

ENBD SHARE Signature Credit Card

Earn 6% back as SHARE Points at eligible SHARE malls and Carrefour stores.

≈ AED 22,468 potential value / year · incl. perks
WebsiteVisit ENBD SHARE Signature Credit Card credit card website

At a glance

Welcome offer

Welcome bonus
5,000 SHARE Points

Rewards

CategoryEarnRate
Carrefour, Majid Al Futtaim Destinations
0.6 points per AED
6%

0.6 points per AED

Grocery, Fast Food, Insurance, Car Dealers
0.025 points per AED
0.25%

0.025 points per AED

Fuel, Transportation +4 more
0.01 points per AED
0.1%

0.01 points per AED

All other spend
0.1 points per AED
1%

0.1 points per AED

CategoryEarnRate
Carrefour, Majid Al Futtaim Destinations
0.6 points per AED
6%

0.6 points per AED

Grocery, Fast Food, Insurance, Car Dealers
0.025 points per AED
0.25%

0.025 points per AED

Fuel, Transportation +4 more
0.01 points per AED
0.1%

0.01 points per AED

All other spend
0.1 points per AED
1%

0.1 points per AED

Total rewards capped at 50,000 points a month

See all rewards

Fees and eligibility

Joining FeeFree
Annual FeeFree
Minimum SalaryAED 12,000
Monthly Purchase Rate
3.69%
International Transaction Fee (non-AED)
1.99%
See all fees

Top benefits

Airport lounge
8/year
Cinema
2/month
See all benefits

Welcome offer

5,000 SHARE Points

AED 500 welcome value after AED 25,000 spend.

Earn 5,000 SHARE Points when you spend AED 25,000 in the first 3 months.

See full breakdown

Rewards

6%

back as SHARE Points at SHARE malls and Carrefour.

Earn at Mall of the Emirates, City Centre malls across the UAE, Carrefour, and eligible SHARE ecosystem shopping, dining, leisure and grocery spends.

See full breakdown

1%

back as SHARE Points on other spends.

Applies to eligible other retail, online and international spends outside selected reduced-rate categories.

See full breakdown

Rewards Calculator

My Wallet

Already have the ENBD SHARE Signature Credit Card?

Add it to your wallet, include any other cards you own, and see exactly where this card should be used.

Open My Wallet

Eligibility

21

Minimum Age

12,000AED

Minimum Income

UAE residency documents

Emirates NBD may request Emirates ID, passport copy, and a security cheque.

Documents ready

Emirates ID + passport with residence visa

Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.

Check your AECB report

Recent rejections or missed payments can stall approval

A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.

3 months of salary credits

Most banks want to see about three months of salary credited to a UAE account before approving a card.

Salary-transfer customers and applicants at preferred employers are often approved sooner. If you've just changed jobs, waiting for the third credit is the safer bet.

Offers

See all 219
Lifestyle

Merchant

Smart Global Domestic Workers Services Center L.L.C.

10% off domestic workers recruitment fees for all available nationalities.

Valid until 11 Nov 2026
View offer
Restaurants

Merchant

Esca Restauarants DMCC

Pressman's

Valid until 12 Nov 2026
View offer
Lifestyle

Merchant

Yinyang Connection Spa

10% off on all services

Valid until 14 Nov 2026
View offer
Restaurants

Merchant

Oliwino - W Dubai The Palm

25% discount on food and beverage

Valid until 19 Nov 2026
View offer

Additional Benefits

Instant SHARE redemption

Redeem at 5,000+ stores.

Redeem across Mall of the Emirates, City Centre malls, Carrefour, VOX Cinemas and other SHARE programme partners.

See full breakdown

VOX Cinemas offer

Buy 1 get 1 free, up to 2 free tickets a month.

Book online on the VOX Cinemas website or app and pay with the card. Requires AED 3,500 card spend in the month of use; up to 2 free tickets per month under the offer.

See full breakdown

Airport lounge access

8 visits a year via Visa Airport Companion.

8 Visa Airport Companion lounge visits a calendar year for the cardholder, after a USD 1 foreign-currency transaction at least 10 days before visiting; guests USD 32 each.

See full breakdown

Concierge desk

Help with airport transfers, car servicing and courier errands.

Emirates NBD's Concierge Desk can help with airport transfers in the UAE, car servicing and registration, and local courier services.

See full breakdown

Easy installment plans

0% plans over 3, 6, 12 or 24 months.

Installment options are available at participating merchants and may carry processing or early settlement fees.

See full breakdown

Fees

Free

Joining Fee

Free

Annual Fee

3.69%

Monthly Purchase Rate

3.69% per month (44.28% per annum).

Late Payment FeeAED 241.5*

*Charged per month if the minimum payment due is not received in full by the payment due date.

Over Limit FeeAED 292.95*

*Charged once during each billing cycle when the current balance exceeds the credit limit.

Cash Advance Fee3.15%*

*3.15% of the cash advance amount or AED 103.95, whichever is higher.

Installment ProcessingAED 51.45*

*Charged per transaction.

Installment Pre-closure1.05%*

*1.05% of principal outstanding.

International Transaction Fee (non-AED)1.99%*

*Bank currency conversion fee; network processing fees may also apply.

Foreign Currency Transaction Fee (AED abroad)1.99%*

*Applies when settling foreign currency transactions in UAE dirhams overseas.

Direct Debit Return FeeAED 105*

*Charged for returned cheque or direct debit handling.

Credit Shield Pro1.04%*

*Monthly premium on the credit card outstanding balance when enrolled.

Important Stuff

Key Facts Statement

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about ENBD SHARE Signature Credit Card credit card

Emirates NBD states that 10 SHARE Points equal AED 1 on redemption.

The highest rate is 6% back as SHARE Points at eligible SHARE ecosystem malls, Carrefour and related Majid Al Futtaim destinations.

You can earn 5,000 SHARE Points, equal to AED 500, when you spend AED 25,000 in the first 3 months.

No. Emirates NBD lists the annual fee as free.

SHARE Points can be redeemed across participating Majid Al Futtaim brands, including malls, Carrefour, VOX Cinemas and other SHARE programme partners.

The listed minimum salary is AED 12,000. Final approval depends on Emirates NBD's credit and policy checks.

Compare head-to-head

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