6% back as Tamayaz Points on Union Coop spend, plus 2% on domestic dining and fuel and 1% on other domestic spend. Points are credited to the Liv app at a 1:1 default AED value. Total monthly rewards are capped at AED 750 cashback-equivalent.
Do your weekly shop at Union Coop?
Earn 6% back at Union Coop — as Tamayaz Points.
Built for UAE-salaried Union Coop shoppers. Earn 6% back as Tamayaz Points at Union Coop, plus 2% on domestic dining and fuel and 1% on other spend — capped at AED 750/month. Free for life, from AED 5,000 salary.
Built for UAE-salaried Union Coop shoppers. Earn 6% back as Tamayaz Points at Union Coop, plus 2% on domestic dining and fuel and 1% on other spend — capped at AED 750/month. Free for life, from AED 5,000 salary.
Is this card right for you?
Quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with stable salary (AED 5,000+)
AED 5,000 monthly salary credited to a UAE bank account, with clean employer documentation and a valid Emirates ID and residence visa.
Shops Union Coop, or spends on dining and fuel
Rewards concentrate on Union Coop (6%) plus domestic dining and fuel (2%). If most of your spend sits elsewhere, a flat-rate cashback card may earn more — compare before applying.
Documents ready
Emirates ID, passport, and recent salary certificate or 3-month bank statement on hand — that's the full pack the Liv app asks for at submission.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments or red flags on your AECB report. A recent decline or arrears is the top reason a UAE card application stalls.
Model your monthly Tamayaz rewards
Set your typical monthly Union Coop and other spend. We'll model the Tamayaz Points value you'd earn under the AED 750/month cap.
210 AED
Monthly Tamayaz value (AED)
Annual value 2,520 AED at this spending mix.
Groceries and shopping at Union Coop (6% earn rate).
Domestic dining and fuel spend (2% earn rate).
Everyday spend outside Union Coop, dining and fuel (1% earn rate).
Why this card wins at Union Coop
1.
6% back at Union Coop — free for life
Every dirham at Union Coop earns 6% back as Tamayaz Points, with no joining or annual fee. A AED 2,500/month Union Coop shop returns AED 150 in monthly value — pure return, no fee to net against.
2.
2% on domestic dining and fuel
Beyond groceries, everyday dining and fuel earn 2% back as Tamayaz Points — the two categories most households spend on every week.
3.
Tamayaz Points managed in the Liv app
Rewards accrue as Tamayaz Points and are managed entirely in the Liv app at a 1:1 default value against Liv-app spending categories — no separate portal.
4.
Lounge access and VOX cinema perks
Airport lounge access via Mastercard Travel Pass plus buy-one-get-one-free VOX Cinemas tickets (up to 2 per month) sit on top of the Tamayaz Points you earn.
Tamayaz Platinum FAQ
Get answers to common questions about credit cards, applications, and managing your finances in the UAE
Ready to start earning?
Pre-apply for the Liv Tamayaz Platinum Credit Card in 2 minutes — no commitment, no AECB credit-score impact.