Tamayaz Platinum Credit Card

The Tamayaz Platinum Credit Card is Emirates NBD's free-for-life Tamayaz card, issued by Liv. You earn cashback as Tamayaz Points on every spend: 6% equivalent at Union Coop, 2% on domestic dining and fuel, and 1% on all other domestic and international spending. Earnings are capped at AED 750 per month.

Apply for the Tamayaz Platinum Credit Card through the Liv X app or Liv website. Eligibility: UAE resident aged 21+, minimum monthly salary AED 5,000, valid Emirates ID and passport, and a verifiable UAE mobile number. The card has no joining or annual fee.

Cashback earned on the Tamayaz Platinum is automatically converted to Tamayaz Points and credited to your Tamayaz Loyalty account at the end of every billing cycle. You need a minimum of 1,000 Tamayaz Points to redeem. Points can be redeemed at any Union Coop store in the UAE or on the Union Coop online shop. Points expire on 31st December every year, so plan redemptions before year-end.

Yes. Liv Tamayaz Platinum, ENBD Tamayaz Platinum, and Emirates NBD Tamayaz Platinum all refer to the same card. Liv is the digital banking arm of Emirates NBD and issues this card under the Tamayaz loyalty programme in partnership with Union Coop.

Pick Tamayaz Platinum if your salary is below AED 15,000 or you spend less than AED 500 per month at Union Coop — it's free for life with 6% Union Coop cashback and an AED 750 monthly cap. Pick Tamayaz World if you spend AED 500+ per month at Union Coop, earn AED 15,000+, and want the higher 10% rate, AED 1,500 monthly cap, and a welcome bonus — though it carries an AED 735 annual fee.

Yes. The Liv Tamayaz Platinum Card has no joining fee and no annual maintenance fee — it is completely free for life.

Tamayaz Platinum cardholders can earn up to AED 750 per month in cashback equivalent across all eligible spend categories.

Cashback earned is automatically converted to Tamayaz Points and flushed to your Tamayaz Loyalty account at the end of every billing cycle. These points can then be redeemed at any Union Coop store or online. You need a minimum of 1,000 Tamayaz Points to redeem.

Yes. If you already have a Tamayaz Loyalty account, your membership ID will be linked during the card application. If you don't have one, a new Tamayaz account will be created automatically when you apply.

Yes. You can now hold two Liv credit cards — a Cashback or Cashback+ card alongside a Liv Tamayaz Credit Card.

Yes. As per Union Cooperative's policy, Tamayaz Points expire on 31st December every year. Any unused points will no longer be available for redemption after that date.

If you are a Union Coop shareholder, you receive Tamayaz Gold membership. All other customers receive Tamayaz Silver. The cashback rate is the same regardless of membership — the difference is in how many Tamayaz Points you earn per AED spent.

Yes. Tamayaz Platinum cardholders get 2 B1G1 movie tickets per month at VOX Cinemas (2D/3D Standard Regular and Kids screens) plus 25% discount on a single F&B item.