- Joining Fee
- AED 735
- Annual Fee
- AED 735
- Minimum Salary
- AED 15,000
Flying out of the UAE more than twice a year?
800+ airport lounges, on one card.
The Tamayaz World Credit Card by Liv (Emirates NBD) includes access to 800+ airport lounges, 3 free VOX Cinemas tickets a month, a AED 1,000 welcome bonus and 3% back on international spend. AED 735/year, from AED 15,000 salary.
The Tamayaz World Credit Card by Liv (Emirates NBD) includes access to 800+ airport lounges, 3 free VOX Cinemas tickets a month, a AED 1,000 welcome bonus and 3% back on international spend. AED 735/year, from AED 15,000 salary.
Why this card wins for travelers
1.
Access to 800+ airport lounges worldwide
Complimentary lounge access across 800+ airport lounges comes built into the card — no separate membership to buy. For a household that flies four times a year, that alone can outweigh the AED 735 annual fee.
2.
3% back on international spend — abroad and online
International transactions earn 3% back as Tamayaz Points, capped at AED 1,500/month in cashback equivalent. Foreign travel bookings, hotels and overseas online checkouts all earn the premium rate.
3.
AED 1,000 welcome bonus to offset year-one cost
Spend AED 40,000 in the first 60 days from card activation and Liv credits a AED 1,000 cashback-equivalent bonus — clearing the year-one joining fee with room to spare.
4.
Perks that keep paying between trips
3 free VOX Cinemas tickets a month (Buy 1 Get 1 × 3) plus 20% off VOX candy bars, one complimentary Careem airport transfer a year, a monthly Talabat discount and 10% back at Union Coop.
Is this card right for you?
Quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with stable salary (AED 15,000+)
AED 15,000 monthly salary credited to a UAE bank account, with clean employer documentation and a valid Emirates ID and residence visa. Applicants must be 21+.
Travel from the UAE a few times a year
The lounge access, Careem airport transfer and 3% international earn rate are the core of this card's value. If you rarely fly, a free flat-rate cashback card likely returns more after the AED 735 annual fee.
Comfortable with a paid premium card
The joining and annual fee are AED 735 each. The AED 1,000 welcome bonus and the monthly perks are what you're netting the fee against — run the math for your travel pattern before applying.
No active Liv credit card
Only one Liv credit card can be active at a time across Cashback, Cashback+, Tamayaz Platinum and Tamayaz World. To switch, you'd cancel your existing Liv card first.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments or red flags on your AECB report. A recent decline or arrears is the top reason a UAE card application stalls.
Lounge access + eligibility FAQ
Get answers to common questions about credit cards, applications, and managing your finances in the UAE
Ready to board?
Check your eligibility for the Liv Tamayaz World Credit Card in 2 minutes — with no commitment and no impact on your AECB credit score.