The Tamayaz World is a Mastercard World card and includes complimentary access to 800+ airport lounges worldwide through the lounge programme linked to the card. You present the card at participating lounges; current lounge lists and access conditions are shown in the Liv app and Mastercard's lounge finder.
Flying out of the UAE more than twice a year?
800+ airport lounges, on one card.
The Tamayaz World Credit Card by Liv (Emirates NBD) includes access to 800+ airport lounges, 3 free VOX Cinemas tickets a month, a AED 1,000 welcome bonus and 3% back on international spend. AED 735/year, from AED 15,000 salary.
The Tamayaz World Credit Card by Liv (Emirates NBD) includes access to 800+ airport lounges, 3 free VOX Cinemas tickets a month, a AED 1,000 welcome bonus and 3% back on international spend. AED 735/year, from AED 15,000 salary.
Is this card right for you?
Quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with stable salary (AED 15,000+)
AED 15,000 monthly salary credited to a UAE bank account, with clean employer documentation and a valid Emirates ID and residence visa. Applicants must be 21+.
Travel from the UAE a few times a year
The lounge access, Careem airport transfer and 3% international earn rate are the core of this card's value. If you rarely fly, a free flat-rate cashback card likely returns more after the AED 735 annual fee.
Comfortable with a paid premium card
The joining and annual fee are AED 735 each. The AED 1,000 welcome bonus and the monthly perks are what you're netting the fee against — run the math for your travel pattern before applying.
No active Liv credit card
Only one Liv credit card can be active at a time across Cashback, Cashback+, Tamayaz Platinum and Tamayaz World. To switch, you'd cancel your existing Liv card first.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments or red flags on your AECB report. A recent decline or arrears is the top reason a UAE card application stalls.
Why this card wins for travelers
1.
Access to 800+ airport lounges worldwide
Complimentary lounge access across 800+ airport lounges comes built into the card — no separate membership to buy. For a household that flies four times a year, that alone can outweigh the AED 735 annual fee.
2.
3% back on international spend — abroad and online
International transactions earn 3% back as Tamayaz Points, capped at AED 1,500/month in cashback equivalent. Foreign travel bookings, hotels and overseas online checkouts all earn the premium rate.
3.
AED 1,000 welcome bonus to offset year-one cost
Spend AED 40,000 in the first 60 days from card activation and Liv credits a AED 1,000 cashback-equivalent bonus — clearing the year-one joining fee with room to spare.
4.
Perks that keep paying between trips
3 free VOX Cinemas tickets a month (Buy 1 Get 1 × 3) plus 20% off VOX candy bars, one complimentary Careem airport transfer a year, a monthly Talabat discount and 10% back at Union Coop.
Lounge access + eligibility FAQ
Get answers to common questions about credit cards, applications, and managing your finances in the UAE
Ready to board?
Pre-apply for the Liv Tamayaz World Credit Card in 2 minutes — no commitment, no AECB credit-score impact.