Get notified about UAE latest credit card products
Get notified about UAE latest credit card products

Ziina's virtual Visa stored-value card.
Updated Sep 2026
| Category | Rate |
|---|---|
Ounass Capped at AED 100 a month | 100% |
Washmen Capped at AED 50 a month | 100% |
Yango | 30% |
| Category | Rate |
|---|---|
Ounass Capped at AED 100 a month | 100% |
Washmen Capped at AED 50 a month | 100% |
Yango | 30% |
100AED
monthly cashback cap on Ounass
Violet returns 100% of eligible Ounass spend, up to AED 100 per billing cycle. Cashback lands in your Ziina Wallet after the qualifying purchases settle.
See full breakdown50AED
monthly cashback cap on Washmen laundry
Violet returns 100% of eligible Washmen spend, up to AED 50 per billing cycle. Cashback lands in your Ziina Wallet after the qualifying purchases settle.
See full breakdown30%
off Yango rides across the UAE
30% discount applied to Yango ride-hailing spend. Violet plan only.
See full breakdown0%
FX fee on the first AED 20,000 of non-AED spend each month
No Ziina fee on up to AED 20,000 of non-AED spend monthly on Violet, or AED 3,000 on Lite. Spend above the plan allowance costs 0.5%; Visa's exchange rate applies throughout.
See full breakdownFind your match
Answer a few quick questions and we'll match you to your best-fit UAE credit card — then help you check you qualify before you apply.
18
Minimum Age
Documents ready
Emirates ID and identity documents
Have your Emirates ID and any identity documents requested by the provider ready. Identity verification and KYC checks still apply.
October Spotlight
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
EMIRATES NBD
EMIRATES NBD
ClassPass
15 ClassPass credits every month
Book studios, gyms and wellness sessions across the UAE. ClassPass 15-credit plan retails around AED 199/month.
Yango Play
Free Yango Play streaming subscription
Free Yango Play subscription for the duration of the Violet plan.
NordVPN
Free NordVPN Basic subscription
Free NordVPN Basic subscription for the duration of the Violet plan.
Deliveroo Gold
Free delivery and 10% credit back with Deliveroo Gold
Deliveroo Gold benefit for Violet members includes free delivery and 10% credit back, subject to partner terms in the Ziina app.
CAFU GO
Free fuel delivery with CAFU GO
Free fuel delivery via CAFU GO subscription for the duration of the Violet plan.
Bateel El'an
4 free coffees every month
Four complimentary coffees per month redeemable at Bateel El'an outlets.
SALT
1 free softie or fries each month
Bake My Day
A box of 4 cookies every month
Letswork
10 free Letswork credits every month
Use credits to access co-working spaces across the UAE.
Zero Currency Fees
No FX markup on up to AED 20,000/month of non-AED spend (Violet).
Violet includes AED 20,000/month of non-AED spend before Ziina's 0.5% excess fee; Lite includes AED 3,000/month. Visa's exchange rate applies throughout.
See full breakdownInstant Digital Card
Card issued instantly inside the Ziina app for Apple Pay and online payments.
Activate the digital Visa card seconds after sign-up — no waiting for a physical card to start spending.
Free
Annual Fee
The card is free on the default Lite plan; Violet is an optional paid membership.
Free
Card Issuance and Activation
Free
Monthly Maintenance
No maintenance fee applies on the free Lite plan.
*Standard Violet billing. Switch to the annual plan below to save AED 204/year.
*Pay yearly instead of monthly — works out to AED 83/month and saves AED 204 (~17%) vs the AED 1,200/year monthly billing.
*Free — Ziina card and basic payments only. No cashback partners or bundled subscriptions.
*On the Violet plan the first AED 5,000 of card top-ups per billing cycle is charged at 1.05%, and the rest at this rate. Bank transfers are free on both plans.
*No Ziina fee on the first AED 3,000 of non-AED spend each month. Visa's exchange rate still applies.
*No Ziina fee on the first AED 20,000 of non-AED spend each month. Visa's exchange rate still applies.
*Applies only to non-AED spend above AED 3,000/month on Lite or AED 20,000/month on Violet. Visa's exchange rate still applies.
Get answers to common questions about Ziina Card credit card
Compare head-to-head
See allSimilar cards
WIO BANK
MASHREQ BANK
LIV DIGITAL BANK BY EMIRATES NBD
Related Articles
Related Collections