Ziina Card

Lite is the free Ziina tier with the digital Visa card and core payments. Violet (AED 100/month) adds AED 100 monthly cashback on Ounass, AED 50 monthly back on Washmen laundry, 30% off Yango rides, zero FX on up to AED 20,000/month, and bundled ClassPass, Yango Play, NordVPN, Deliveroo Silver and CAFU GO subscriptions.

No. Ziina is open to UAE residents with no salary transfer or minimum-income requirement.

Each month you spend on Ounass or Washmen, you receive a fixed AED 100 (Ounass) or AED 50 (Washmen) statement credit. They are fixed monthly amounts, not percentage-based — any spend on the merchant triggers the full benefit.

Subscriptions like ClassPass, Yango Play, NordVPN, Deliveroo Silver and CAFU GO are included for the duration of your Violet plan and refresh monthly. Cancel Violet and the bundled subscriptions end with it.

There's no annual fee — the card is free on the default Lite plan. If you upgrade to Violet, the standard rate is AED 100/month (AED 1,200/year), but switching to the annual plan costs AED 996/year, which works out to about AED 83/month and saves AED 204, roughly 17%, compared to paying monthly.

As a Visa Platinum card, it carries Visa Premium Access airport lounge access, Visa Platinum travel insurance covering trip cancellation, delay, lost luggage and emergency medical expenses, purchase protection against accidental damage or theft, and a 24/7 Visa Premium concierge for travel, dining and lifestyle bookings. Lounge network coverage and per-visit fees are set by Visa and can change, so check the current list in the Ziina app before you travel.