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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

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Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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About Unlock my cards Offers Banks Calculators Accounts Pick me a card ChatGPT App Secure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy Policy Terms of Service

Arab Bank for Investment & Foreign Trade (Al Masraf)

Arab Bank for Investment & Foreign Trade (Al Masraf)Visit Arab Bank for Investment & Foreign Trade (Al Masraf) website

Al Masraf (Arab Bank for Investment & Foreign Trade) is an Abu Dhabi-based bank established in 1976, offering personal banking, corporate banking, and treasury services across the UAE. Its personal credit card range — World Elite, World, and Platinum, all issued on the Mastercard network — earns Al Masraf Points on every local and international transaction and bundles in airport lounge access, travel insurance, and Mastercard Priceless lifestyle offers.

This bank's credit cards

Al Masraf World Elite Credit Card Design

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ARAB BANK FOR INVESTMENT & FOREIGN TRADE (AL MASRAF)

Al Masraf World Elite Credit Card

Salary: AED 50,000+

Annual Fee: up to AED 787.50 (waivable)

Al Masraf Points, no cap

14 lounge visits/year

Concierge & travel insurance

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Al Masraf World Credit Card Design

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ARAB BANK FOR INVESTMENT & FOREIGN TRADE (AL MASRAF)

Al Masraf World Credit Card

Salary: AED 25,000+

Annual Fee: AED 525

Al Masraf Points, no cap

8 lounge visits/year

Travel insurance & supplementary cards

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Al Masraf Platinum Credit Card Design

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ARAB BANK FOR INVESTMENT & FOREIGN TRADE (AL MASRAF)

Al Masraf Platinum Credit Card

Salary: AED 10,000+

Annual Fee: AED 157.50

Al Masraf Points, no cap

4 lounge visits/year

booking.com, Talabat & Trip.com offers

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