Al Masraf World Elite Credit Card

You earn 0.735 Al Masraf Points per US$ 1 spent on both local and international transactions, with no maximum cap, equivalent to approximately 1% cashback.

The first year is free. From year two, the annual fee is waived for life if your average monthly spend is AED 10,000 or more; otherwise up to AED 787.50 per annum applies.

14 complimentary visits per year via the Mastercard Travel Pass app, activated after a minimum of US$ 1 in international spend.

The Al Masraf World Elite Credit Card is issued on the Mastercard network.

You need a minimum salary of AED 50,000 and must be at least 18 years old. The card is open to UAE Nationals, Residents and Non-Residents, and you'll need to provide your Emirates ID at application.

Yes, a Summer 2026 campaign running 10 June to 10 September offers 10% cashback on international spend, capped at AED 1,000, with a minimum of US$ 2,000 in international spend required during the period. It's open to both new and existing Al Masraf cardholders, and cashback is credited within 30-45 days after the campaign ends.