Al Masraf World Elite Credit Card

You earn 0.735 Al Masraf Points per USD 1 spent on both local and international transactions, with no maximum cap, equivalent to approximately 1% cashback.

Up to AED 787.50 per year, including the first year. The free-for-life campaign ended on 14 June 2026.

14 complimentary visits per year via the Mastercard Travel Pass app, activated after a minimum of US$ 1 in international spend.

The Al Masraf World Elite Credit Card is issued on the Mastercard network.

You need a minimum salary of AED 50,000 and must be at least 18 years old. The card is open to UAE Nationals, Residents and Non-Residents, and you'll need to provide your Emirates ID at application.

Not at present. Al Masraf ran a Summer 2026 campaign paying 10% cashback on international spend to 10 September 2026, and it has ended. The card's standing earn is 0.735 Al Masraf Points per US$ 1 on both local and international spend, with no maximum cap.

Retail purchases and cash advances both accrue interest of up to 3% per month (up to 36% per annum) on any unpaid balance.