Al Masraf World Credit Card

You earn 0.735 Al Masraf Points per US$ 1 spent on both local and international transactions, with no maximum cap, equivalent to approximately 1% cashback.

8 complimentary visits per year via the Mastercard Travel Pass app, activated after a minimum of US$ 1 in international spend.

Up to 9 supplementary cards, at no additional annual fee.

Yes, a Summer 2026 campaign running 10 June to 10 September gives 10% cashback on international spend, capped at AED 1,000 per customer. You need to spend a minimum of US$ 2,000 internationally during the campaign period to qualify, and it's open to both new and existing Al Masraf cardholders. Cashback is credited within 30-45 days after the campaign ends.

You need to be at least 18 years old with a minimum monthly salary of AED 25,000. The card is open to UAE Nationals, Residents, and Non-Residents alike, and you'll need to present your Emirates ID at application.

The World card needs a higher minimum salary of AED 25,000 versus AED 10,000 for the Platinum, and its annual fee is AED 525 compared to AED 157.50 on the Platinum. In return, the World card gives 8 complimentary airport lounge visits per year versus 4 on the Platinum. Both cards earn the same 0.735 Al Masraf Points per US$ 1 spent with no maximum cap.